The Zen of Shopping: 10 Ways to Quiet Your Impulses

The Zen of Shopping: 10 Ways to Quiet Your Impulses

In our materialistic culture, it’s easy to tempted by the allure of new and exciting products, especially as advertising becomes ever more targeted. Companies know more than ever about our personalities, lifestyles and buying habits, and promote products and services accordingly. This often leads to impulse buys which can result in budgets being stretched too thin. In fact, a CreditCards.com study found that 5 in 6 Americans make impulse buys, while 54 percent of those surveyed have spent $100 or more on something they didn’t plan to purchase.Continue Reading

Setting Investing Goals

Setting Investing Goals

When it comes to investing, you probably have set some goals for yourself. Unfortunately, they are bad goals. Don’t get me wrong, goals are important. But you have to be setting the right type of goals if you want to be successful, especially when it comes to investing. In this post, we will run through the type of goal you are probably setting now, why it’s bad and how to set the right kind of goals.Continue Reading

Surprising Costs When Owning A House

Surprising Costs When Owning A House

I bought my house back in 2007. At the time, I was foolishly under the impression that my monthly mortgage payment was my only monthly expense on the house. Boy was I wrong! There are a lot of additional costs when owning a home. Some we might think of, while others slip our minds. It is important that we take into account as many of the added costs as we can because they could be the difference between getting by each month or going into debt, which will only lead to more trouble down the road. In this post, I am going to walk you through 5 comment surprising costs when owning a home.Continue Reading

4 Ways To Cut Energy Costs

4 Ways To Cut Energy Costs

We moved last year, so this is our first winter in the new house. We recently received the electric bill and had a mini-stroke. While we knew it would be more expensive since it was a larger home, we weren’t prepared for how much higher it was. So I set off to reduce the cost of electric and save us some money. In this post, I will highlight 4 main ways we reduced our bill by over $100 a month.Continue Reading

Live A Life Of Luxury Without The Cost

Live A Life Of Luxury Without The Cost

Wouldn’t it be great to have an amazing sports car in your garage? Maybe have an awesome beach house? We all want those things but we tend to only look at them on the surface. We see the amazing car in the garage but we don’t think about the cost of insurance, premium gas and maintenance. Same idea applies to the beach house.Continue Reading

Staying Invested Is The Key To Long Term Success

Staying Invested Is The Key To Long Term Success

When it comes to investing, how often do you allow your emotions to make decisions for you? If you are like many investors, the answer is probably more times than you think. Sadly, when we allow our emotions to make decisions for us, we usually end up making the wrong choice. This is most true when it comes to investing. In order to make money investing, you need to stay invested for the long term.Continue Reading

Money Lessons My Mom Taught Me

Money Lessons My Mom Taught Me

With personal finance not being taught in schools, we learn about money from our parents. If they were good with money, odds are we will be too. But if they were bad with money, then the chances we end up with the same bad habits are likely. I was lucky in that my parents were good with money and I learned many valuable skills from them. In fact, I learned most of my money lessons from my mother, since she handled the money in our family. In this post, I share with you 4 money lessons my mom taught me.Continue Reading