Plan Your Future

Plan Your Future

I am a planner by nature. Everything I do is planned out ahead of time. Luckily though, I can also roll with the punches and change doesn’t require too much effort for me to adapt to, though I couldn’t say that for the younger me. In any case, one area that I love to planContinue Reading

Time For Spring Cleaning

Time For Spring Cleaning

I know, it’s not spring just yet. But come the new year, I like to clean up the clutter that has been piling up around our house for the past few months. While I could wait until spring to actually do it, I choose to do it now since I am motivated with the new year and making other changes to my life. In fact, I find it easier to clean out things (meaning get rid of them) when I am in this mindset as opposed to when spring rolls around. So how do I spring clean now? Here is my usual plan of attack.Continue Reading

Take Control Of Your Retirement This Year

Take Control Of Your Retirement This Year

With a new year, many of us have our sights set on bettering our lives. For some, this includes losing weight and eating healthy while for others, it’s all about getting our finances in order. For those looking to take control of your finances, there are a few simple things you can do in 15 minutes time that will have a dramatic impact on your retirement. Not only will they take little of your valuable time, you also won’t really notice an impact either on your daily life. Can it get any better than that? Here are the 2 tips you can use now to start taking control of your retirement.Continue Reading

Reaching Your Goals in 2015

Reaching Your Goals in 2015

It’s that time of year again – time to come up with some goals (or resolutions depending on your preference) to strive for over the course of the new year. Some of you will succeed, but others will unfortunately fail. For those that have fallen short of your goals in the past, I am here to help. I have found two “secrets” that help me reach my goals 95% of the time. While I’m still not perfect when it comes to reaching my goals, being 95% of the way there is a good place to be. So what are my secrets? Read on to find out!Continue Reading

Our New “Budget” in 2015

Our New “Budget” in 2015

As a personal finance blogger, I have failed all of my readers. If this were a religious blog, I’d start out with the bold claim: “I’ve sinned.” You see, I stopped budgeting. Here’s why I stopped budgeting and how I plan to mix it up and get back to prioritizing our funds.Continue Reading

2014: A Year in Review

2014: A Year in Review

Wow, 2014 seemed to go fast. I can’t believe it’s already 2015… but I seem like I say that every year. Time seems to go by pretty fast, and that is part of the reason I take a moment to reflect on the year for all of you. 2013, if you recall, was a year of transition, adjustment, and steady financial growth for us. 2014 continued with some of the same trends, and then threw us some curve balls as well: both good and bad surprises.Continue Reading

How To Save Money On Your Health

How To Save Money On Your Health

Staying healthy is important not just for quality of life and having a long life, but also when it comes to your finances. When we see estimates of how much we need to retire, most of these assume we will be in good health. Unfortunately, not many of us are in good health. If you have been to the doctor or the hospital, you know that the cost of healthcare is sky high. So what can you do to keep health related costs in line? Below are a handful of tips to help you out.Continue Reading