The Importance Of A Will

The Importance Of A Will

Recently in the news, there was a story about the family of the late Robin Williams, fighting over his estate. I didn’t get to hear all of the details, but it saddened me that things ended up this way. While a will won’t solve everything ñ and in some cases, people will contest a will and having a will goes a long way in making sure that your possessions go to where you want them to go. A will also provides comfort to those you left behind. Below are the reasons why you need to have an up-to-date will.Continue Reading

4 Tips to Spend Less and Save More

4 Tips to Spend Less and Save More

Cutting down the money you are spending on things seems a bit difficult unless you understand how everyday activities and habits influence your lifestyle. Perhaps it may even keep you off from accomplishing your savings goals. Here are few tips to help you get better.Continue Reading

Low Cost Valentine’s Day Gifts

Low Cost Valentine’s Day Gifts

It’s almost here, the day that businesses created to make money show that special someone you care. Growing up, I remember getting “be mine” valentines from everyone in my class. As I became older, Valentine’s Day turned into a time when I spent money I didn’t have to show the other person that I loved them; not a smart thing to do, the going into debt part. Now that I am older still, I realize that the best gifts come from the heart and are thoughtful. If you can turn a gift into a recurring gift on top of that, you are all set.Continue Reading

Plan Your Future

Plan Your Future

I am a planner by nature. Everything I do is planned out ahead of time. Luckily though, I can also roll with the punches and change doesn’t require too much effort for me to adapt to, though I couldn’t say that for the younger me. In any case, one area that I love to planContinue Reading

Time For Spring Cleaning

Time For Spring Cleaning

I know, it’s not spring just yet. But come the new year, I like to clean up the clutter that has been piling up around our house for the past few months. While I could wait until spring to actually do it, I choose to do it now since I am motivated with the new year and making other changes to my life. In fact, I find it easier to clean out things (meaning get rid of them) when I am in this mindset as opposed to when spring rolls around. So how do I spring clean now? Here is my usual plan of attack.Continue Reading

Take Control Of Your Retirement This Year

Take Control Of Your Retirement This Year

With a new year, many of us have our sights set on bettering our lives. For some, this includes losing weight and eating healthy while for others, it’s all about getting our finances in order. For those looking to take control of your finances, there are a few simple things you can do in 15 minutes time that will have a dramatic impact on your retirement. Not only will they take little of your valuable time, you also won’t really notice an impact either on your daily life. Can it get any better than that? Here are the 2 tips you can use now to start taking control of your retirement.Continue Reading

Reaching Your Goals in 2015

Reaching Your Goals in 2015

It’s that time of year again – time to come up with some goals (or resolutions depending on your preference) to strive for over the course of the new year. Some of you will succeed, but others will unfortunately fail. For those that have fallen short of your goals in the past, I am here to help. I have found two “secrets” that help me reach my goals 95% of the time. While I’m still not perfect when it comes to reaching my goals, being 95% of the way there is a good place to be. So what are my secrets? Read on to find out!Continue Reading