Remember The True Holiday Spirit

Remember The True Holiday Spirit

Somewhere along the way, we lost the true meaning of the holidays. Remember, it’s all about giving and not receiving? Many people mistake the giving part as needing to give a lot of gifts and end up in debt as a result. What you should be doing is giving to those in true need. Here are a few ideas to help you give back and feel the true meaning of the holidays this year.Continue Reading

How To Get Through Holiday Gift Giving While On A Budget

How To Get Through Holiday Gift Giving While On A Budget

This time of year is tough on a budget. Lots of extra spending on gifts can easily derail your budget and the next thing you know, you are in credit card debt. Now your new year is spent updating your budget so that you can get out of credit card debt as soon as possible. Luckily, there are ways to get through the gift giving this holiday season without going into debt. Below are 3 tips to help you, plus a bonus tip for you to start using in 2015.Continue Reading

How to Earn More Money Today

How to Earn More Money Today

Do you desperately need to start earning more money today? There are times when every one of us have an emergency and need some extra money in a short amount of time. How many people do you know that have thousands of dollars laying around in case their car gets totaled or their roof begins to leak and is need of repair? There aren’t many. Those of us that are without thousands of dollars at the ready need to learn how to earn more money today.Continue Reading

3 Tips To Save Money

3 Tips To Save Money

We all love to save money. Odds are you have heard of the more common ways to save money, like taking shorter showers and only using the dishwasher when it is full. But there are many other ways to save money as well, many of them often overlooked. All it takes to save some money is to make a few small changes to your daily habits. These habits will be so small, you won’t even notice the change. Below are 3 examples to get you started.Continue Reading

Saving Money On Holiday Travel

Saving Money On Holiday Travel

With Thanksgiving and Christmas right around the corner, many people are going to be traveling to see family and friends for the holidays. The cost of travel can easily destroy a budget, so how can you keep your costs in check while still getting to see your loved ones? Below are 5 tips to help you balance everything out.Continue Reading

How to Start Saving for Retirement

How to Start Saving for Retirement

One of the most difficult financial challenges that young adults face is how to start saving for retirement. In comparison to saving for retirement, managing your budget, spending less than you earn, and building up an emergency fund seem like a piece of cake. Retirement planning is a great mystery to so many young adults. Unfortunately, this means delaying or putting off actually investing money for your retirement. Just because it isn’t something you are familiar with, doesn’t mean you should put it off. In fact, if you have read my post on why compound interest matters so much, you probably wouldn’t put it off one more day.Continue Reading

How to Buy a Home in a Seller’s Market

How to Buy a Home in a Seller’s Market

I’ve hinted at it in some recent posts, but the time has finally come to share the big news with all of you. What’s the big news? We’re buying a home! To be more specific, we’re buying a condo.Continue Reading