Being Smart When Buying Electronics

Being Smart When Buying Electronics

When I was younger, I was into electronics. While I still am interested in them, things are different. Back then, whenever a new gadget would come out, I would be the first one to have it. Over time though, I realized I was wasting my money, mainly because there was a premium attached to hot new technology items. This is even more evident today with how rapidly technology is changing. In any case, this post will walk you through some steps for being smart when it comes to buying electronics.Continue Reading

Why You Should Be Happy with a Low Interest Savings Rate

Why You Should Be Happy with a Low Interest Savings Rate

The interest rate on savings accounts right now stinks. Even if you use an online bank that typically pays a higher interest rate you are lucky to see 1%. Because of this, I read articles all of the time pushing other avenues that offer a higher interest rate. I am here to tell you to forget about them all and just be happy with your savings account interest rate.Continue Reading

Why You Need to Review Your Car Insurance

Why You Need to Review Your Car Insurance

For most of my driving life, I stuck with one insurance company for my auto insurance. I never really picked them in the first place, they were the company my parents used, so I just followed them. But then around 5 years ago, something happened. I noticed that my car insurance premiums started to increase.Continue Reading

How To Get Out Of Paying Taxes

How To Get Out Of Paying Taxes

My wife and I just sat down with our accountant this past weekend. For the first time in a few years, we are getting a refund. Most times we owe money to both Federal and State. This post isn’t about the advantages or disadvantages about whether or not you should be getting a refund every year, but rather a post on how to get out of paying taxes altogether.Continue Reading

How Investments are Taxed

How Investments are Taxed

Never does a year go by without a more complicated tax code. The complete tax code now stands at more than 76,000 pages and millions of words. Investors have to deal with quite a few different tax rules, laws, and policies. Let’s look at how different investments are taxed from the ground up.Continue Reading

Saving Money by Planning for Extra Funeral Costs

Saving Money by Planning for Extra Funeral Costs

One important way to pay for extra funeral costs are planning for them. However, how much do you need to have for this process? Below are a few ideas on how you can save money by accurately planning for extra funeral costs.Continue Reading

The Reality of Real Estate Investing

The Reality of Real Estate Investing

If you want to learn about rental real estate, you will find success stories about owning rental real estate on any online search or watching late night television. The people will talk about how it’s safer than investing in the stock market and how it is the only way to become wealthy. It shouldn’t surprise you that most are saying this. After all, they are trying to sell you their guide or product that will help you in your real estate journey to financial freedom. I am here to tell you the other side of rental real estate.Continue Reading