How Does A Term Life Insurance Payout Work?

How Does A Term Life Insurance Payout Work?

Understanding how to collect the funds in a life insurance policy is rather simple. If you have never had to put a life insurance claim in before it can seem difficult. There is a lot of paperwork to be filled out and it is a waiting game sometimes. Insurers can question the legitimacy of a claim, which delays payout.Continue Reading

Is Buying A New Car Bad?

Is Buying A New Car Bad?

If you read most personal finance blogs, you will hear the majority talk about how you should never ever buy a new car. It’s a waste of money since it depreciates (loses value) the moment you drive it off the lot. While it does lose value immediately, I am here to argue that buying a new car isn’t the end of the world. If you play your cards right, buying a brand new car can be a smart move for you to make. Here are my reasons.Continue Reading

Four Ways to Organize Your Business Expenses

Four Ways to Organize Your Business Expenses

Many small businesses face a similar problem shortly before opening their doors – how do we manage our money? Whether your business is large or small, instantly profitable or slightly struggling, there is no “one-size-fits-all” approach to managing the finances of your small business. If you manage your money properly you’ll likely discover additional expenses you can use for tax deductions. As long as you’re proactive on the front end, organizing business expenses is easy. Here’s some tips.Continue Reading

Update on 2014 Financial Goals

Update on 2014 Financial Goals

While this year has been a bit of a whirlwind, especially with Mrs 20s leaving her job, we are doing surprisingly well when it comes to meeting our goals. Learn more about what goals we are focusing on and how we hope to accomplish them.Continue Reading

Traits of a Successful New Business

Traits of a Successful New Business

Starting a new business from the ground up can be a scary step – and in many ways a scary leap of faith. There is a lot of unknown in a new business and it often takes years to determine if a business has what it takes to be successful. Yet, that doesn’t mean that there aren’t common traits that many successful businesses have in common.Continue Reading

Timing the Market – Should You Ever Do it?

Timing the Market – Should You Ever Do it?

Timing the market is a controversial idea in the world of finance, particularly in the world of financial planning. On one hand it offers the opportunity for higher returns than the market, on the other it brings about the risk of lagging the market should you fail. At the most basic level, everyone times the market. Finance is all about how money moves through time. If you invest today, you think that there is a good chance that the market will be worth more at some time in the future, a time when you need the money for retirement, college expenses, or major purchases like a home.Continue Reading

3 Marketable Skills that are Easy to Learn

3 Marketable Skills that are Easy to Learn

Getting a job can be quite difficult these days. My organization is currently hiring a new person and in the matter of one week, we’ve received over 50 applicants for this new position. To say that the job market is competitive would be an understatement. Learning new skills is there not only important to help you stand out, but essential.Continue Reading