Financial Carnival for Young Adults – 6th Edition

Welcome to the Sixth edition of the Financial Carnival for Young Adults. My purpose with this carnival is to create an easy-to-find place about finances for young adults. The carnival is hosted here at 20′s Finances each week and features the most recent articles from around the web.

Dr. Dean @ The Millionaire Nurse Blog writes Are You A Scared Twenty Something Investor? – You’re a millennial. You’re investing as if you’ve survived the Great Depression. How will you have the needed money to retire when the time comes?

John @ Married (with Debt) writes Wage Slavery and Money Myths – Wage slavery, for some, is an everyday reality. For others, there’s no such thing and work is a pleasure.

Daisy @ Add Vodka writes Ridiculous Things I Do to Save or Make Money – Sometimes, the things I do blow even my own mind. I’m really not even all that ridiculously frugal; I believe in quality over quantity, and completely understand the value in spending more to get a better item.

YFS @ Your Finances Simplified writes 30 Tips For First Time Home Buyers – Buying a home for the first time can be an exciting experience, but there are a lot of things that can go wrong if you don’t do your due diligence first.   Before you even begin the house hunting process it’s essential to stock up on some words …

Jake @ I Am 1 Percent writes Can You Answer These 3 Simple Finance Questions? – Most Americans (66%) could not answer all 3 questions correctly. What can be done about this? I assess the options.

Shaun @ Smart Family Finance writes What to Do If You are in a Car Accident – While being a party to a car accident might be outside your control, knowing what to do after a car accident will help keep you safe and potentially avoid you legal headaches down the road.

MR @ Money Reasons writes Can A Side Blogging Business Help You At Your Primary Job – Can working at a blogging side business help you at your employed day job? I think so and here is my story.

Daniel @ Sweating the Big Stuff writes Salary vs Commission: Which Do You Prefer? – Do you like working for commission? Do you prefer a salary? There are several compensation options and each has it’s own advantages and disadvantages.

101 Centavos @ 101 Centavos writes Prospect Generators in Mining – The Global Outsourcing Trend Continues – American Airlines is looking for partner airlines to manage flight route out of the U.S. Oil and Gas refining companies outsource their engineering,…

krantcents @ KrantCents writes The 3 K’s of Success – The 3 K’s of Success is the eleventh in a series of articles to help you reach your goal.

Kyle @ The Penny Hoarder writes How to Save 10 Percent on Your Grocery Bill Without Cutting a Single Coupon – If you’re someone who won’t use coupons or you’re somebody who uses coupons, but wants to save even more, I’ve got an unconventional way to cut the grocery bill.

Ashley @ Money Talks Coaching writes Saving For College; How to do it and why you shouldn’t feel guilty for not – Saving for college is a huge task. Not only does the cost rise faster than inflation you have a very short time frame in which to save.

Eddie @ Finance Fox writes How Do We Measure Success? – Here’s my two cents. Singularly education, money, cars and the circle of friends do not measure ones success. Success is measured with a combo of all the above four.

PITR @ Passive Income To Retire writes Why I Prefer Bluehost as My Web Host – Learn why I think Bluehost is the best web hosting company out there. There are many clear advantages to their service over others.

Dividend Ninja @ The Dividend Ninja writes Recent Buy: Husky Energy (HSE) – Today the bad news on markets caused the TSE to slip nearly 80 points in midday trading. Commodity prices sank on reports of slower growth in the euro zone and China, which fueled concerns over the demand for Canadian resources. This was exactly the good news I was waiting for, as my order for 100 shares of Husky Energy (HSE) was filled at $25.49 per share.

MMD @ MyMoneyDesign writes Why I Finally Sold My Apple Stock – After its recent rapid price increase, I finally sold my shares of Apple. Was I insane? Or was I just removing emotion from the situation and taking advantage of a terrific opportunity to lock into those capital gains?

Corey @ Steadfast Finances writes 7 Smart Tips For Teaching Your Kids About Money – Teaching your kids about money doesn’t have to be difficult. Learn great tips to teach lessons about money to your children.

Suba @ Broke Professionals writes Our House On The Market: Month One – My husband and I have our house on the market. We’re learning firsthand what sells a house, and passing our experiences on to you.

Corey @ 20s Finances writes Extreme Frugality – When I first started out this blog, I went through a series of frugal tips. I prided myself with coming up with weekly tips on how to help people save money. I know that cutting your expenses is the first step to financial responsibility. Regardless if you are making more money, if you spend more money than you earn, you will be poor.

Sean Bryant @ One Smart Dollar writes $4.00 Gas Prices Will Bring New Recession – This article talks about the effect to the US economic recovery is we keep seeing $4.00 gas prices for an extended period of time.

Hank @ Money Q&A writes Obtaining A Merchant Account For Your Online Store – Obtaining a merchant account is a necessary step for an online store wishing to accept payments online rather than having payments mailed to them. If you have an online store and want to accept credit or debit card payments, efficiently, you will need a merchant account.

Wayne @ Young Family Finance writes How Much to Save for College – Determining how much to save for college can be difficult. Find out how much you should save.

Luke @ Learn Bonds writes A 14.34 Percent YTM Opportunity in James River Coal Company Bonds – James Rivers’s senior unsecured note, CUSIP 470355AG3, is asking 72 cents on the dollar (14.34 Percent yield-to-maturity before commissions).

Amanda L Grossman @ Frugal Confessions writes Consumers are Sale-Desensitized, and for Good Reason – I have a healthy dose of skepticism when perusing retailer and department store websites and seeing their reported percentage savings on products.

Jester @ The Ultimate Juggle writes Three Tips to Increase Efficiency – Find out how to stay productive as the year progresses.

Jen @ Master the Art of Saving writes Make Money While Drinking Beer? – I started thinking about it – can you really make money while drinking beer? Yep, I’ve decided that it is quite possible for somebody to make money while drinking beer– though most of these things can also been done by sober people.

Crystal @ Budgeting in the Fun Stuff writes Yes, I am a Hunger Games Fan – I am sure you all have heard about the new movie, The Hunger Games, based on the books by Suzanne Collins. I have been a fan since December 2010.

Aloysa @ My Broken Coin writes Healthcare: Two Sides of One Story – Not a lot of people realize or know what countries across the ocean offer to their people in terms of healthcare. When a few months ago I went back home, to Lithuania, I was fascinated by some of the benefits people have access to.

A Blinkin @ Funancials writes Should Homeownership Still Be The American Dream? – This was initially a guest post I wrote for Sam at Financial Samurai. Let me know what you think. There have been numerous studies performed over the years which clearly outline the social benefits of homeownership. In the mid-2000′s it was nearly impossible to argue against the advantages of owning a home.

Tushar @ Start Investing Money writes What Does Investing in Kids Really Mean? – This Post was Originally published at What Does Investing in Kids Really Mean? on Start Investing MoneyWhen we talk about investing we typically think about money. This is understandable but when it comes to kids, money is not the only way we can invest in them.

LaTisha @ Financial Success for Young Adults writes How to Save in Your New Home – Despite good intentions, it’s often hard to stretch a paycheck for the duration of a full month. Over the years you learn certain tricks to make your budget budge that little bit further, but when you set up home for the first time it can be hard to know just where to start.

Miss T. @ Prairie Eco Thrifter writes The High Cost of Speeding – Have you been pulled over for speeding? Chances are you have, if my experiences are any indicator. However, you are wasting money if you speed, and if you get a ticket, you could face several expenses.

Kanwal @ Simply Investing writes The Biggest Investment Mistakes Canadians Are Making – I was recently interviewed for this article by Cindy Waxer (she writes for publications including Technology Review, The Economist, TIME, Fortune Small Business, and CNNMoney.com). Have a look…. Many Canadians are falling short of their investing goals.

KT @ Personal Finance Journey writes Quick Meals for Week Nights – Many people are so busy, they don’t have time to meal plan. When they leave work at 5 p.m., they start thinking about dinner and either go through the drive thru out of desperation or stop by the grocery store haphazardly putting food in their cart because they are hungry and don’t have a plan.

Jason @ Work Save Live writes 6 Things You Must Discuss Before You Get Married – As a financial coach I’ve learned that my job involves much more than helping people with their finances. I’m often a marriage counselor, psychologist, and a motivator. Before you need the whole marriage counseling aspect, let’s try to spearhead a few of the most issues couples face.

Jeremy Waller @ Personal Finance Whiz writes Infographic: How Much Do People Spend On Coffee, Lunch and Gas for Work? – I’m sure you’ve heard before how quickly things like coffee and lunch can add up if you’re buying them every day. Anecdotally, I’ve talked to a number of people who are making coffee at home and are bringing leftovers for lunch to save money.

Jon the Saver @ Free Money Wisdom writes What Should You Do With Your First Pay Check in College? – When you get your first paycheck in college you often wonder what to do with it. Use these tips to spend your first paycheck in college wisely.

Jeffrey @ Money Spruce writes Can We Stop Gushing Over Our Self-Affirming Financial Bullshit? – Did the title make you uncomfortable or defensive? Good. It’s probably not new news to you that everything likes to read things that simply back up what they already think and do. Finances are no different. We like to have all the answers, and we like to be on the right track. Sure, there are little tweaks here and there but not too much to rock the boat.

Steve @ Money Infant writes 10 Things You Can Do to Get Out of Debt Starting Today – Are you always wondering why you can’t get off the debt treadmill and live a satisfying life without constant money worries? 10 things to help get out of debt

SFB @ Simple Finance Blog writes Sorry, Dave Ramsey: I Still Use Credit Cards – I’d heard about financial guru Dave Ramsey’s envelope system for using cash instead of credit cards. Why a cash only lifestyle isn’t for me.

Kevin @ Thousandaire writes Would You Destroy An Entire Industry? – If you invented something that would benefit consumers immensely but would destroy an entire industry at the same time, would you release your product?

Don @ MoneySmartGuides writes Buy and Hold: The Path to Wealth – It’s no secret that I am all for passive investing.

Christopher @ This That and The MBA writes WTF (Wait That’s Finance) Part I: Deep in the Money Naked Calls – Introduction to options.

Mike @ Rewards Cards Canada writes Capital One Aspire Cash World MasterCard Review – The new Aspire Cash World MasterCard is now available and Capital One is now offering this product with no annual fee. Cardholders will still receive the same World MasterCard benefits as before, including travel medical insurance.

Mike @ Rewards Cards USA writes US Airways Dividend Miles Program – US Airways sports a frequent flyer program called Dividend Miles, that can be redeemed for free flights, upgrades, and other perks.

Echo @ Boomer & Echo writes A Lifetime Plan For Managing Your Money – As your life changes, so do your money needs. Here’s a money plan you can use every step of the way.

SB @ One Cent at a Time writes How to Handle Your Credit Cards, From Applying to Paying – A credit card is the best money earning vehicle for some. Also, credit cards are main reason for debt. The primary difference is knowing how to use them to your advantage.

SB @ Finance Product Reviews writes Credit Karma Review, How Reliable is Credit karma? – Creditkarma is a tool which let you see your Transunion credit score for free, but how reliable it is? read the review and make informed judgment about using it.

Jeremy @ Modest Money writes Starting A Side Business – Have you ever considered starting a side business to earn some extra money. Read Jeremy’s story of what led him to start his own side business.

Paul Vachon @ The Frugal Toad writes So Why Aren’t You Saving Money? – If you are just starting out on your own it is a perfect time to start saving money. The American Institute of CPAs and the Ad Council created this Infographic as part of the national public service campaign, Feed the Pig, which was created to encourage 25-34 year olds to make saving money a part of their daily lives.

Kraig @ Young, Cheap Living writes Are You Personally Accountable? – I take a look at a tough subject to a lot of us, personal accountability, and do an honest analysis of myself. I give myself a C+. I also reference my favorite book on the topic, QBQ by John G. Miller and wouldn’t you know it, he stopped by to pay this post a visit!

Earth and Money @ Earth and Money writes Can Frugality Trump Honesty? – Have you ever lied to get a deal? Even just a little white lie or a fib? In the end, human nature sets us up for self-preservation.

Kari @ Small Budget Big Dreams writes I Use Credit Cards: I’m Bad – Credit card use is often a hot topic among personal finance bloggers. Educated people from both sides of the “argument” usually disagree about whether using credit cards makes good financial sense. I use credit cards for everything, am I “bad”?

J.P. @ Novel Investor writes The Roth IRA: The Piece To Your Retirement Puzzle? – The popularity of the Roth IRA has brought a myriad of questions about which IRA is best for retirement savings. The answer is, it depends.

Glen Craig @ Free From Broke writes Student Loan Debt Bubble – Is This Our Next Economic Crisis? – Student loan debt is growing rapidly. Graduates are crippled by payments their new jobs can’t support and that’s if they get a job. Is this the next bubble?

Glen @ Parenting Family Money writes Opening a Roth IRA for a Child – Help Your Child Get Ahead in Retirement – Opening a Roth IRA for a child is a great way to get them started investing as well as starting them saving for retirement. There are other great reasons as well.

Karl @ CultOfMoney writes Can snowboarding help you master your money? – Learning to snowboard and managing your money have many similar aspects. Both require dedication and effort in order to master. At times, you’ll fall in both, and it will hurt. You need some equipment in both cases, and may not know what is best when you’re starting out. Both have ways to protect you in case of an emergency or catastrophe.

Budgeting for Beginners Learn how to take control of your finances one month at a time. Subscribe for your FREE copy of my budgeting ebook.

We hate spam just as much as you