Welcome to the fourteenth edition of the Financial Carnival for Young Adults. My purpose with this carnival is to create an easy-to-find place for information about finances for young adults. The carnival is hosted here at 20′s Finances each week and features the most recent articles from around the web.
Dr. Dean @ The Millionaire Nurse Blog writes Talking About Ourselves: A Turn On? – Does talking about ourselves really give us pleasure? And how can that knowledge help us increase our income?
Roger the Amateur Financier @ The Amateur Financier writes How Can We Simplify the Tax System – A discussion of ways we can simplify the US tax code, and an emphasis on just why we should do such simplification.
Jon the Saver @ Free Money Wisdom writes Don’t Forget About Life Insurance! – Forgetting to purchase life insurance can be one of the worst mistakes you could make in your life. Don;t forget about life insurance.
Don @ MoneySmartGuides writes Money Rules When Spending Money – I was recently in Chicago for a charity event. The events were held at the hotel I was staying at so I ended up eating a handful of meals in the hotel.
KT @ Personal Finance Journey writes Easy Energy Saving Tips… – Energy costs seem to rise almost every day, and it can be hard to keep pace with them, especially if you find yourself on a tight budget. While it might be something that some people can just about cope with, for others, simply meeting the cost of their basic energy needs can be awfully difficult.
krantcents @ KrantCents writes The 3 P’s of Success – The 3 P’s of Success is the sixteenth in a series of articles to help you reach your goal.
Amanda L Grossman @ Frugal Confessions writes Is Your Frugality Invoked to Stretch Dollars or to Stockpile the Savings? – There are two possible outcomes of frugality. One is to stretch your dollar so that you get a lot more in purchases.
Aloysa @ My Broken Coin writes The Financial Dangers of Being a Mail-Order Bride – In this article I talk about the dangers of being a mail-order bride!
Wayne @ Young Family Finance writes Summer Temptations – Find out how I resist the many temptations that the summer months bring. Are vacations and ice-cream worth throwing out yoru budget?
Crystal @ Budgeting in the Fun Stuff writes Hilarious Hypocrisy – Do you even think the wine lady understands how hilarious her life decisions are? How many of us are completely overlooking our own giant blind spots?
Eddie @ Finance Fox writes Car Buying Guide – Part 1 – I Bought a New Used Car – My goal with this car buying guide is to offer you something to take out from my car buying experience. Buying a used car is NOT the only way to go. There are other options.
JP @ My Family Finances writes Starting to Exercise? Should Your Family Spend Money to Work Out? – Starting to exercise? While I’d love to just say, go frugal, you don’t need to spend money to be active, it’s really not that simple. There are many good reasons to spend money working out.
eemusings @ Musings of an Abstract Aucklander writes Five things you don’t learn at university – You learn a lot of things at uni – but they won’t all necessarily prepare you for the workplace.
Kevin @ Thousandaire writes Do’s and Don’ts with your Credit Card – The concept behind credit cards is a simple one: charge now, pay later.
Ashley @ Money Talks Coaching writes How Much Life Insurance Do You Need? – Life insurance isn’t sexy or fun but it is something you need to think about every few decades.
Kyle @ The Penny Hoarder writes Woman Finds Meteorite Worth $20,000 While Walking the Dog – This is one of those stories that makes me want to get off my butt and take the dog for a walk! So get this…
Tushar @ Start Investing Money writes What Should You Do When an Investment Dives in Value? – This Post was Originally published at What Should You Do When an Investment Dives in Value? on Start Investing Money
Corey @ 20s Finances writes When It’s Difficult to Save Money – Do you have a difficult time saving money? Saving money should be a priority for all young adults, but we all know that it’s not that easy – is it? While I already gave you easy ways to save money, it doesn’t mean that life doesn’t get in the way. In the past few weeks, I have been reminded of how difficult it is to save money in certain times of lives.
Daniel @ Sweating the Big Stuff writes Our Decision To Join Our Finances – When Lauren and I got engaged last year, we had an important decision to make: did we want to combine finances or keep them separate?
Shawanda Greene @ You Have More Than You Think writes Student Loan Debt Is Over $1 Trillion. So What? – I thought student loan debt was good debt. Why is everyone complaining about it now?
TRL @ The Retired Landlord writes The Number One Reason People Don’t Invest in Real Estate – Find out why people don’t invest in real estate. It’s not just a simple matter of weighing the risks and benefits.
SFB @ Simple Finance Blog writes How to Be a Debt Collector’s Worst Nightmare – What are you rights when debt collectors call? How to navigate the unethical collection practices of debt collection agencies?
MR @ Money Reasons writes Beyond Frugal – Fixing My Son’s Broken Bike – Satisfaction from fixing my son’s broken brake levers and a video to demonstate how to do frugally it.
A Blinkin @ Funancials writes Stop Saying You’re Too Young…Or Too Old – I used to spend all of my free time reading books about personal finance and investing – boy, was that boring. About 2 months ago I started focusing more on topics such as finding your purpose and chasing your dreams. I stumbled upon a book titled The Dream Manager, which I recommend to everybody.
Peter @ Bible Money Matters writes 50 Ways to Make Money: Maximizing, Creating and Increasing Your Income – While I think it’s important to find ways to save every month, I also think it’s important to make sure you maximize what’s coming in as well. You can only cut so many things out of your budget, but you can always find ways to increase your income.
Maria @ The Money Principle writes A need or a want: this is the problem! – Our lives change most when there has been a seriously interruptive event in them – although we can change our lives because we want to do, we do this most efficiently and quickly when we need to.
PPlan @ Provident Plan writes How to Handle Medical Bills like a Pro – Ah, medical bills. We all hate them but they have been part of our life since birth. As the old, wise saying goes, there is no such thing as free lunch.
MMD @ MyMoneyDesign writes Six Easy Steps to Figuring Out Your Retirement – When someone says you should save 10% for retirement, what does this actually mean? Will you hit your goals? How do you even know what your goals are? I’d like to offer you my advice for a simple and streamlined introductory approach to figuring out your retirement goals.
Invest It Wisely @ Invest It Wisely writes Living to 100 and Beyond: How Will It Affect Your Retirement Plans? – This is the first in a series of articles on living to 100 and beyond. This post was originally published on May 17, 2010.
Little House @ Little House in the Valley writes College Debt Ceilings – Who needs to go to college? Should everyone? My opinion is no, not everyone should go to college. There’s been this huge push toward every child attending college, but the truth is this may not be the best choice for everyone.
Jason @ Live Real, Now writes Fixing Your Credit Report – There are no quick fixes for bad credit, just good new habits and time.
Suba @ Broke Professionals writes The Three Musketeers: My Dad’s Medical Team – Money is still my dad’s focus, even when facing quadruple bypass and vascular surgeries within three months.
Matt @ Living in Financial Excellence writes Shop from Your Pantry by Stockpiling – Stock up on items that are at rock bottom prices – when combined with a coupon they become super cheap and even free… this way you will always have enough and you won’t ever have to pay full price.
Corey @ Steadfast Finances writes Travel for Pennies: How Rethinking International Travel Can Save You Money – Find out easy and practical steps to travel to great places without breaking the bank.
Jeffrey @ Money Spruce writes Only 72: If You’re Serious About Building an Online Business – If you want to get right to the sale, click here to go to Only 72. I’m writing today about the Only 72 sale. It’s 90 percent off over $1,000 in ebooks and guides for the entrepreneur – but only for 72 hours. Why I’m writing a post about it Almost 2 years ago, I began searching for a different path in life.
101 Centavos @ 101 Centavos writes Travel Notes: Just Say Ahn-Nyeong Hah-Seh-Yo and Kon’nichi Wa – Just a couple words is all you need to know when traveling abroad. Hello and thank you and a big smile will open a lot of doors in the East, especially in a business setting, and most especially coming from Americans, renowned foreign-language ignoramuses.
YFS @ Your Finances Simplified writes Roth vs. Traditional IRA (In Depth Review) – Since the conception of the Individual Retirement Arrangement (IRA) in 1974 from the Employment Retirement Income Security Act (ERISA), it has helped thousands of individuals to save money for a comfortable retirement. Over the years, the types of IRAs …
Hank @ Money Q&A writes Why I Bought Shares Of Facebook On Its IPO Opening Day – I bought shares of Facebook yesterday on its opening day on the market after its initial public offering (IPO). Should you buy shares of Facebook IPO? Here are some reasons.
Jason @ Work Save Live writes Broke, Desperate, and Being an Idiot – I wanted to relive the past a bit more and talk about how my ‘financial peace & debt free’ journey originally got started.
Daisy @ Add Vodka writes Shopping Frugally – I don’t know about you, but if I’m about to buy an item that I’ve had my eye on for awhile, I do a lot of research.
Sustainable PF @ Sustainable Personal Finance writes Why “No More Lattes” Rarely Works – Who would’ve known that all this time we have been pouring caffeine-laced devil’s brew down our throats every morning?! If you’re not aware that
Luke @ Learn Bonds writes Revenue Bonds – Revenue Bonds definition and comparison of Revenue Bonds to General Obligation Municipal Bonds.
Debt Guru @ Debt Free Blog writes Does Over-Confidence Lead to Debt? – Find out why over-confidence can easily lead to debt. To live debt free, you have to stay humble and diligent. Learn how you can do it.
Sean @ One Smart Dollar writes Money Saving Workout Routines for a Fit Recession-ista – Spending money for a gym membership can be expensive. Here are some great tips to keep yourself in shape and not break the budget.
Jeremy @ Modest Money writes Are Finance Bloggers Perfect Identity Theft Targets – One of the threats of the online world that we often forget about is identity theft. It’s easy to forget about those kinds of dangers as we are going about our business online. It’s one of those kinds of things that you don’t truly appreciate until it actually happens to you.
Beating Broke @ Beating Broke writes Have You Become Complacent with Your Gazelle Intensity? – Sometimes when you are tired and are immersed in your debt repayment, getting out of debt can feel hopeless. You can feel like the debt will never go away, and you can start to doubt yourself and the sacrifices you are making. In times of doubt, read stories like Mihalic’s to see that gazelle intensity does work. He made it through to the other side. You can, too.
Kanwal @ Simply Investing writes Do You Think Investing is Too Difficult? – There is a common misconception that people have regarding investing, especially investing in stocks and that is, “investing is difficult”. Most people believe that investing by themselves is too complicated therefore most folks leave it to the so called professionals.
Jeremy Waller @ Personal Finance Whiz writes Oh Noes! The Facebook IPO! – Today is the big day. The day that Facebook goes public and makes Mark Zukerberg the 29th richest person in the world. It’s unreal how much hype is surrounding this IPO. I don’t know if it’s because it’s one of the biggest IPOs in history or if its simply because it’s Facebook.
John @ Married (with Debt) writes Debt to Income Ratio: Not Just for Banks – What is a debt to income ratio? Is it only for banks? Find out how you can use it to determine how to get out of debt.
Jen @ Master the Art of Saving writes How to Start Saving Money (Even if you’re always broke) – Yep, that’s right…broke people can save money too.
PITR @ Passive Income To Retire writes How to Generate Interest in a New Business – Find out how you can use a promotional offer to generate interest in your new business.
Robert @ My Multiple Incomes writes Are Two Wage Earners Better Than One? – You may naturally think that two wage earners in a household is always better than one, but in reality, it may not be depending on your household expenses. Here are some quick things to consider.
Earth and Money @ Earth and Money writes Are We an Impatient Society? – Yesterday, I was delayed several minutes by a chatty customer in line at the grocery store. Should I have been more patient?
Robert @ The College Investor writes First Time Home Buying 101 – It’s official: Mortgage rates have again hit an all-time low. With rates falling and inventory levels building, there’s never been a better time to buy your first home. There are a lot of good deals out there, but you need to make sure that you know what you’re doing so that you don’t overpay or regret your purchase later. Here are a few tips to help you navigate the first-time home buyer waters in a successful manner:
Lorillia @ Your Money Mentor writes Vanishing Paper: Why the value of stock certificates can be worth more than the stock – The value of stock certificates as a collectible or an investment security.
Van Beek @ Stock Trend Investing writes Two Different Types of Stock Investing Software – If you’re considering getting started trading stocks, you may be looking for something to help you with it. Many people look to stock investing software to help them manage their trading. This software comes in two different forms: Investment or portfolio management and Trading platforms. Some companies even try to integrate both. Here is what you need to know.
Grand Per Month @ Grand Per Month writes Make a Grand Per Month to Stay Out of Debt – Making a grand per month can do many wonderful things for you and your family—you can save for retirement, save for your child’s college education, or use the money to become debt free. However, sometimes extra money is needed just to make your budget work. The adage is to spend less than you earn, but what if your earnings are too small to meet your expenses?
Mike @ Rewards Cards USA writes Summer Vacation: Boost Your Travel Rewards - School’s almost out, and summer vacation season is right around the corner. If you are looking to boost the frugality of your summer vacation, and earn more rewards at the same time, look no further than your travel rewards card.
harry campbell @ Your Personal Finance Pro writes Should Young Professionals Invest in Dividend Stocks? – With fixed income investments like bonds and CD’s returning decade lows, some investors have turned to dividend stocks as a way to receive predictable income at regular intervals. Dividend stocks usually refer to companies that have a history of paying out dividends to shareholders. In fact, each year, the S&P 500 publishes a list of it’s dividend aristocrats. A company must increase it’s annual dividend payout every single year for 25 consecutive years to get onto that list. Many begi
Jeff Rose @ Life Insurance by Jeff writes Buying Life Insurance Online Has Never Been Easier – It’s never been easier for Gen X or Gen Y to buy insurance online. It’s faster and much cheaper!
Glen Craig @ Free From Broke writes Reflections on a Frugal Japanese Life – Our author recounts her husband’s frugal upbringing in Japan and how it helped them to afford college education for their kids,retirement, and more.
CCS @ Credit Card Smarts writes How Credit Cards Help You Build a Credit History – When you use a credit card you are affecting your credit history. Use it wisely and you can build up your credit history with your credit card. See how.
J.P. @ Novel Investor writes The Complete Shareholder Proxy Vote Guide – As a shareholder, understanding your rights, the proxy voting process and knowing the SEC proxy rules is the best way to stay involved. How you vote could have a direct impact on the company and your money going forward.
Jeff Rose @ Good Financial Cents writes Your Personal Definition of Success - Having the freedom to pick and choose what you want to do is so powerful, and it is definitely an ingredient in my recipe for the personal definition of success.
Lance @ Money Life & More writes Business Mileage Reimbursement – Do You Really Make Money? – Whenever I’ve talked to anyone who receives mileage checks they all tell me how much money they “make” by driving for business miles. The mileage rate more than covers the cost of the gas they use! I want to challenge this assumption. The IRS doesn’t aim for people to make money.
Miss T. @ Prairie Eco Thrifter writes 7 Ways to Save Money on Dinner – Dinner is an important meal, and it is usually the largest one of the day. As a result, preparing dinner for the family can get expensive. If you are interested in saving money while still providing quality food for your family, you should take a look at these seven money saving tips.
Steve @ Brip Blap writes All About Loans – Here is a visual guide to the different types of loans available:
Echo @ Boomer & Echo writes Will A Pension Plan Handcuff You To Your Job? – Spending 25-30 years with the same employer can seem like a life sentence rather than setting you up for the good life in retirement. Here’s why:
Mike @ Rewards Cards Canada writes Do You Put Groceries On Your Credit Card? – For some people, there’s a psychological barrier that exists when it comes to using credit cards for essentials like groceries, gas and pharmaceuticals.