Welcome to the seventeenth edition of the Financial Carnival for Young Adults. My purpose with this carnival is to create an easy-to-find place for information about finances for young adults. The carnival is hosted here at 20′s Finances almost week and features the most recent articles from around the web. I hope everyone fully enjoys their weekends. I just returned from an overnight canoe trip with one of my best friends. There’s nothing like taking full advantage of the two days off from work.
Ash @ Sterling Effort writes Why only a fool would invest in Facebook – A look at why investing in Facebook is not a smart idea.
Glen Craig @ Free From Broke writes Ally Bank Online Checking Account Review – Ally Checking is a free online checking account which offers up low fees and free ATMs, among other great benefits. Check out why you should open an Ally Checking account.
101 Centavos @ 101 Centavos writes What You Know Ain’t So – Or rather, what you know may not necessarily be so. Conventional wisdom has a conventional way of being frequently turned on its head. Myths get bust…
Ryan @ Early Retirement Investments writes 7 Savings Steps to Take Before Retirement – It may seem far off now, but retirement has a way of sneaking up on hard-working consumers. And the earlier you begin planning for your golden years, the more money you’ll have saved up.
Don @ MoneySmartGuides writes Mainstream News Finally Joins The Investment Fee Bandwagon – Vanguard has been preaching about the effect of fees on investors for years. I’ve wrote about the effect fees have on your investments, and even on the new 401(k) regulations and how high those fees are.
Jason @ Work Save Live writes How to Invest in Consumer Debt – How to Invest in Consumer Debt Many investors are familiar with investing in corporate and government debt through the purchase of bonds. Bonds are often attractive because they’re considered one of the safer types of investments. This is especially true of U.S. Treasury bonds which are guaranteed by the U.S. government.
Aloysa @ My Broken Coin writes A Rebel in Blue Jeans – Blue Jeans were unique in Russia, and to have a pair was considered rebellious. Read my story!
Wayne @ Young Family Finance writes 5 Popular Unnecessary Expenses – Find out more about wants vs. needs as I list five common unnecessary expenses of the average family. Do you need to but that?
Tushar @ Start Investing Money writes Investment Club Strategies For 2012 – Ever heard of an investment club? If you’re not in the know, an investment club is simply a modestly sized group of private investors, and it’s generally made up of a set of friends, church members, a few family members, or neighbors.
YFS @ Your Finances Simplified writes 4 Ways To Stop Wasting Your Paycheck on Your Commute – Everyone has done the following calculation at least once: If my commute is 20 miles round trip and I work 5 days per week, how many days am I working just to get to and from work? The answer here is often frightening.
Amanda L Grossman @ Frugal Confessions writes Why have Appliance Purchases Accelerated? – When discussing our recent washer purchase with my grandmother, something occurred to me.
Dr. Dean @ The Millionaire Nurse Blog writes When Is a Cough Not Just a Cough? – Are you interested in preventing a deadly disease with a mere vaccine? This is one of those great returns on a small investment.
Jon the Saver @ Free Money Wisdom writes 8 Surprising Ways People Waste their Money – Here are 8 surprising ways people waste their money and it can easily be fixed with proper money management and educating yourself!
A Blinkin @ Funancials writes How To Get A Job and Girlfriend – Have you ever been without a job? I have heard that, aside from losing a child, being unemployed is one of toughest experiences to go through. If you have been fortunate enough to have not experienced this anguish, lets find another angle.
Luke @ Learn Bonds writes Understanding Bond Mutual Fund Fees – An explanation of Bond Mutual Fund fees and expenses and how to minimize the costs associated with investing in all types of mutual funds.
Eddie @ Finance Fox writes The Found Money Dilemma – What Would You Do? – Good Samaritans come in all shapes and sizes, but what would you do if you found cash on the street or in the elevator. Share your finding story.
Ashley @ Money Talks Coaching writes Happy Birthday to Me – I saw an article a while back that I thought was an amazingly scary and wonderfully inspiring way to celebrate a birthday.
SFB @ Simple Finance Blog writes Battle of the Bulk: Costco, Sam’s Club, & BJ’s – I’ve broken down the membership costs of some of America’s biggest bulk retailers for you.
Corey @ Steadfast Finances writes The Hidden Costs of Owning a Smart Phone – Smart phones can be great to use, but they can cost an arm and a leg. Find out if it is worth the cost.
Jen @ Master the Art of Saving writes Spending Money: iWant vs. iNeed – There were so many things I could use the new Ipad for, so I kept trying to convince myself that I needed it. It could help me get closer to my goal of…….
Ted Jenkin @ Your Smart Money Moves writes The New Credit Card Problem: A College Education – I used to think that people getting into credit card debt was our biggest problem amongst personal financial issues for individuals and couples. Then, we saw a period of time (and we are still feeling the effects of it) where people over mortgaged themselves not truly understanding all of the costs involved with home ownership. Now, I have great concerns about our future students and their ability to really afford a college education. It’s hard to reach for the stars when you finish c
Evan @ My Journey to Millions writes Energized and Focused – I didn’t consider any costs on my weekend away because I knew when I got home my vacation fund would take care of it. Getting home and paying off the trip without feeling it in our main checking accounts or saving accounts is fantastic.
Grand Per Month @ Grand Per Month writes Make a Grand Per Month with Pizza Delivery – Delivering pizzas won’t make you a millionaire, but about how much can you expect to earn as a pizza delivery driver? The average pay is $7.00 an hour plus tips and mileage. If you think about it, that’s actually not too bad. With tips, I’d say the average hourly wage is more like $10, and when you tack on a reimbursement of $0.50 per mile, you could be earning even more!
Daisy @ Add Vodka writes Young People & Saving For Retirement – If you are still a relatively young person, or if you are just starting out into the working world, it is likely that you have given little or no thought to retirement planning.
JP @ My Family Finances writes Afraid of College? The Two Biggest Reasons Why Americans Don’t Get a Four-Year Degree – Why are so many Americans afraid to go to college? The St. Louis Fed presents two statistics that make going to college very scary.
Passive Income Earner @ The Passive Income Earner writes Discount Broker Overview for Dividend Investors – It’s always a pleasure to be featured in the Globe & Mail by Rob Carrick and this week he highlighted my RBC Direct Investing Discount Broker review. Since I have been investing, I have used 5 different discount brokers (not so discounted back in the day though) and it’s a competitive market out there.
Penny Thots @ Penny Thots writes Do You Have an Emergency Fund? – Unforeseen expenses are often beyond your control and will pop up now and again whether or not you’re prepared. Your ability to handle them is totally within your control, however. So, back to my original question: Do you have an emergency fund?
Beating Broke @ Beating Broke writes Trying a Container Garden This Year – This year, we’re giving a container garden a go. We purchased several (8-10) containers of various sizes and shapes, filled them with potting soil and topsoil and purchased all the seeds we thought we might need for the year.
Kevin @ Thousandaire writes Roth IRA Contribution Limits for Married People – When one spouse makes all the taxable income, both spouses are allowed to fund their Roth IRAs if they file a joint return.
Kyle @ The Penny Hoarder writes 9 Ways for Slackers to Make Money Playing Games – Nothing is better than making money from something you already love doing and after two years of writing for this blog, I’m starting to believe it’s possib
Invest It Wisely @ Invest It Wisely writes 5 Ways to Help Your Kids With Their Finances
Hank @ Money Q&A writes Killer Stock Characteristic #3 – Dividend Yield – I love stocks that give dividends to investors. I often prefer to buy stocks that offer a dividend yield as opposed to regular stock.
Suba @ Broke Professionals writes Professional Profiles: Sarah, the International Grad Student – My best friend earned admission to graduate school across the pond. Turns out, she’s not the only American flocking to Britain for business school.
PITR @ Passive Income To Retire writes Pros and Cons for Full-Time Blogging – Have you thought about blogging full-time? Make sure to consider both the pros and cons before you make the leap of faith.
krantcents @ KrantCents writes The 3 S’s of Success – The 3 S’s of Success is the nineteenth in a series of articles to help you reach your goal.
Little House @ Little House in the Valley writes Largest Lotto Winnings in an Infographic – Who doesn’t daydream about winning the lotto, inheriting a fortune, or coming into a windfall? Of course, most of us don’t rely on this happenstance to fund our future and we make financial plans accordingly (ie. we save for a rainy day and fund out retirement accounts.) But it’s fun to think about what a person might do with all that money.
Jester @ The Ultimate Juggle writes Myrtle Beach – The Perfect Affordable Family Vacation – The following are some of the reasons that my family like to vacation down in Myrtle Beach for our primary family vacation
Corey @ 20s Finances writes How to Prosper – Hopefully, you sat down and created your spending plan that I outlined in the spending plan post last week. It doesn’t take a lot of work, but will go a long ways to helping you prosper. Let’s focus on a bigger picture now. Follow these three rules and you will be on your way to financial success.
PPlan @ Provident Plan writes Are You Tied to Your Possessions? Is that okay? – Find out why your commitment to your possessions might be a good thing and why your stuff is not inherently bad.
Sustainable PF @ Sustainable Personal Finance writes Staycation: Better for Your Wallet and the Environment – By staying home during your time off you save money and the planet.
Daniel @ Sweating the Big Stuff writes How Do You Budget Money for Emergencies? – My fiancee’s hairdry broke the other day. With prices of new ones up to $200, I’m glad I have an emergency fund!
Deacon Hayes @ Well Kept Wallet writes How to Stop Junk Mail and Telemarketing Calls – Have you ever opened your mailbox to find that it is full of junk mail? Where you find a pile of credit card and insurance offers that just end up going in the trash. Have you ever been eating dinner, your phone rings and it is a telemarketer on the other end? If so, here are ways to stop these.
Crystal @ Budgeting in the Fun Stuff writes If You Can Read, You Can Cook – Spice Review – When Edward over at If You Can Read, You Can Cook started a spice line that could replace McCormick packets for less money, I just had to try it out!
Miss T. @ Prairie Eco Thrifter writes Reader Question: How Single People Can Limit Waste and Save Money at the Supermarket – The grocery store can be a treasure trove of food opportunities for the single person. You just have to look. Here are my tips for solo cooking and dining:
Jeremy Waller @ Personal Finance Whiz writes My Search for Residual Income – Over the last 5 years I have constantly had a number of side projects to earn an extra income. In most cases it wasn’t much, maybe a couple hundred per month. There have been a few times I did really well and brought in over $1,000 of extra income.
MR @ Money Reasons writes Striving for Income Diversification – Why have one income stream when you can have many? This is my attempt at creating multiple income streams.
John @ Married (with Debt) writes Push Yourself, But Not Over a Cliff – If you’ve been following our debt payoff progress reports, you know that we are two months away from paying off approximately $100,000 in consumer and student loan debt.
Jeff Rose @ Good Financial Cents writes How to Find a Trustworthy Online Course – here are a never ending assortment of online courses to choose from, and many people are turning to them to learn from the comfort of their own homes.
Jeff Rose @ Life Insurance by Jeff writes Why I Am Buying a $500,000 Term Life insurance Policy – A term life insurance policy is a great way to protect your family. In the event that something were to happen to me having a term policy in place gives me some comfort knowing that my wife will have money to take care of our mortgage, bills, and have some protection for her.
Jeremy @ Modest Money writes Leaving Your Heart Out Of Financial Decisions – Have you ever wondered why we sometimes rush into some financial decisions without properly thinking things through? Maybe we have weak willpower, but the reality of the situation is that we are letting our hearts impair our judgement.
SB @ One Cent at a Time writes 101 Ways to earn extra money from side hustle – An extensive list of 101 ways to earn extra money on the side by doing small hustle. See what fits for you. This post is to give you the possibilities, it’s up to you to implement.
SB @ Finance Product Reviews writes Citi Thank you Prestige Card Review – Do you Need it? – Citi bank thank you prestige card, one of the elitist cards out there. Read more to find out who should apply for this card.
Kraig @ Young, Cheap Living writes How to Handle Stress at Work – I had a stressful day at work and to get through it, I’ve learned to go through 4 steps that help me out of messes like this one: relax, think positively, formulate a winning plan and execute on it.
Sean @ One Smart Dollar writes How to Eat Right on a Budget – Most people think eating right is expensive. I want to show you that it’s possible to eat healthy and stay within your budget.