Financial Carnival for Young Adults – Superbowl Edition

Welcome to another edition of the Financial Carnival for Young Adults. While I am sure many of you are getting ready to watch the Superbowl, here are a number of great articles about money. If you are a young adult and want to get a handle on your finances, this is a great place to start.

Robert @ The College Investor writes Sector ETFs: 5 Ways to Use Them in Your Portfolio – If you have a hunch on oil and can’t pick between a company like Exxon Mobil (XOM) or EOG Resources (EOG), you can just bet on an oil sector ETF and own a part of every company in the industry.

Robert @ Kids Ain’t Cheap writes Baby Items I Could, and Could Not, Live Without – Like each pregnancy, each baby is a unique individual and as moms we adapt to their individual needs the best we can; and so, no one thing may have the same result with different families but these are the things I could and could no live without.

Pauline @ Reach Financial Independence writes 13 money resolutions for 2013: Make more money – This post is part of a 13 money resolutions for 2013 series, and talks about the many opportunities you have to make extra money and have more room in your budget

Jeff Rose @ Good Financial Cents writes Are You Improving Your Human Capital? – What is human capital? Chances are that you are aware that the decisions you make with your financial capital matter a great deal. However, the money you have now, and hope to have later, is only a part of the equation. You also need to look to your current situation, and understand how your human capital fits into the larger picture.

Lance @ Money Life and More writes How We Set Up My Girlfriend’s Budget – Budgets… a lot of people can’t stand them! My girlfriend isn’t a huge fan of budgets either but she recognizes how budgets help you achieve your financial goals. More importantly, my girlfriend’s budget was made specifically to achieve her number one goal.

Tushar @ Start Investing Money writes How to Use the ADX Stock Indicator – The ADX indicator can be a useful tool when it comes to gauging whether a particular trend is worth following in terms of investments. The indicator was created back in 1978, and the letters stand for the Average Directional Movement Index.

Tushar @ Earn More and Save writes Analyzing Savings Account Interest: Worth It? – Should you bank on savings account interest as a tool for growing your money?

Mike @ Personal Finance Journey writes Eating Well but Saving More – You might not know it, but your bad habits can lead to costly meals. Here are some tips for saving money on food.

Aloysa @ My Broken Coin writes Why Some Women Prefer Older Men (Money is Not The Reason) – Where are the reasons that some women prefer older men. It’s not just for the money.

Jon the Saver @ Free Money Wisdom writes Easy Ways To Protect Your Money – Here are some practical and easy ways to safeguard your money and ensure that it stays protected.

Corey @ Steadfast Finances writes 5 Things a Recent College Graduate Should not Buy – Everyone wants new stuff, but it’s not always financially wise. Find out what things college graduates should NOT buy.

Crystal @ Budgeting in the Fun Stuff writes Started as Little Wants, Became Obsessions – I saw some little yard gnomes that I wanted, but pretty soon, I felt like I had to have them. Do your cravings turn into obsessions?

Jen @ Master the Art of Saving writes Why Didn’t I Get A PrePaid Cell Phone Sooner? – While I would love to have a shiny new iPhone and be able to get online no matter where I am, I’m not willing to spend that much money. Granted you can…

Suba @ Broke Professionals writes Why Can’t Men Remember Things? – Male traits set the guys up to fail when it comes to remembering names and other crucial details. Why memory matters, and why improving it can help your career.

Daniel @ Sweating the Big Stuff writes How Much Do You Need To Save To Switch Insurance Companies? – When your car insurance is up for renewal, how do you decide whether to switch? Use this guide to find out.

Wayne @ Young Family Finance writes Saving Money for a Puppy – Families buy puppies before understanding what dog ownership will cost them. Find out how much it costs to raise a dog and how to prepare.

Eddie @ Finance Fox writes 10 Priceless Gifts That We Can Give Ourselves in 2013! – The best things in life aren’t things, and the best things that are things in life are FREE! Here are 10 priceless gifts that we can give ourselves in 2013.

PPlan @ Provident Plan writes 4 Ways to Save Money in College – College is getting more expensive by the day. Saving money while in college is important in order to limit your student loans.

Tushar @ Finance TUBE writes Little Known Facts About Credit After Bankruptcy – Today we will be talking about the known Facts about Credit after Bankruptcy. Bankruptcy is a terrible thing and it leave a colossal blemish on your credit report for a minimum of seven years. In some cases there remains a black mark that remains up to a decade.

Ted Jenkin @ Your Smart Money Moves writes Money Unhappiness? It’s All About Expectations – Every year that the birthday clock turns another year I ask myself one simple question, Am I getting any wiser? Many say that gaining wisdom in life is

Hank @ Money Q&A writes Tips To Save Money On A Mortgage – There are a few solutions to make a mortgage more affordable. If paying down the principal in advance is feasible, it is an effective method to save money on a mortgage.

Thomas @ Finance Inspired writes Moving Abroad to Escape Debt – When faced with high levels of debt some people feel like they have no other choice but to run. Let’s have a look to see whether moving abroad to escape debt is even an option anymore.

John @ WILD about Finance writes How to use your cash card safely online – It’s important to be conscious of the threats surrounding using your credit card online, read this for a great little knowledge nugget.

CAPI @ Creating a Passive Income writes Passive Income for the Brave: Investing 101 – Investing can be really addicting, especially as you focus on developing passive income streams. Find out how you can control yourself.

Roger the Amateur Financier @ The Amateur Financier writes Money and Child Raising: Cloth vs. Disposable Diapers – A comparison of cloth and disposable diapers on issues of cost, environmental effect and convenience, with discussion of which diaper is better.

MMD @ My Money Design writes What is Financial Freedom – The Easy to Follow Explanation – In this post, we’re going to layout a definition to what is financial freedom and explain where we need to focus in order to achieve it.

krantcents @ KrantCents writes Rich Man, Poor Man – Rich man, poor man is not intended to leave out women! I am really trying to examine the difference between rich and poor and help you achieve what you say is a goal. Most 18-25 year old say getting rich and becoming famous are important goals for them.

Jennifer Lynn @ Broke-Ass Mommy writes When quibbling over finances leads to a rift in friendship. – Sometime money discussions and escalate to bad feelings, read my experience and advice.

Darwin @ Darwin’s Money writes Dollar Cost Averaging: Actual Results From the Past 10 Years – 10 Years of Results crunched for how you would have fared if you dollar cost averaged into the market versus a one-time investment. Interesting results!

Maria @ The Money Principle writes Dealing with debt: change your mental attitude – Mentality is often underplayed when dealing with debt. Here I discuss three mental shifts that will help you pay your debt off and fast.

Kyle @ The Penny Hoarder writes 7 Top Tips to Deal with Mortgage Troubles – Here are a few things you may wish to think about when contemplating your mortgage and what-if type questions: If your circumstances change and you find yourself doubting your ability to meet your mortgage repayments, you must contact your mortgage provider as soon as possible.

Ashley @ Money Talks Coaching writes Check Out the Median Income Over Time – I just came across this chart I made a few months ago. It’s the median income adjusted for inflation from 1984 to 2010. I think it’s very interesting.

Daisy @ Add Vodka writes The Many Inspections Needed When Buying an Older Home – We are happily settled settling into our new house; many boxes are unpacked, we’ve been able to conquer some of the work required to make it a comfortable living space, and I’ve just been able to start sleeping better in our… Read our discoveries!

Jason @ Work Save Live writes Tips to Save Money on your Cable Bill – If you are currently paying $50-$60 a month for 200+ channels you rarely watch did you know you have options? Here are 3 options that will not only save you money on your cable bill but can also actually improve your programming.

Kanwal @ Simply Investing writes What is a Dividend Aristocrat? – A dividend aristocrat is a company that has paid dividends consecutively for 25 years or more. Standard and Poor’s (S&P) maintain a list of US dividend aristocrats. Dividends are key to investing successfully. Dividends are cash payments made to shareholders. Once a dividend is paid it can never be taken back.

PK @ Don’t Quit Your Day Job… writes Treasury Return Calculator – I hope not too many young adults are going too heavily into the 10 Year Treasury note (within reason!). Why? This calculator will illustrate – click through to see the returns on the ten year note for any arbitrary period dating back until 1871, coupons reinvested!

Amanda L Grossman @ Frugal Confessions writes Our 2012 Energy Consumption – Each year I take the time to review our energy consumption from the previous 12 months (electricity and natural gas costs).

Joe @ Midlife Finance writes The Basics of Insuring Your Car – There are other actions you can take for the best auto coverage, including keeping weekly mileage low, your credit sweet, and regularly reviewing your policy. These tips will not only get you on the road to using your vehicle, but keep you going strong for years to come.

TDB @ Tax Deduction Blog writes Look Twice: The Most Overlooked Tax Deductions – Most people know the common tax deductions, but if you look hard there are lot of easily overlooked tax deductions, here is a list of them.

Don @ MoneySmartGuides writes Create Wealth Through Property Investment – Read how to create wealth through property investments.

Invest It Wisely @ Invest It Wisely writes How to Raise Happy, Healthy Children – There are many ways to shape our children into the happy, healthy children we desire. Here’s a few tips to aid you in getting there.

SFB @ Simple Finance Blog writes Which Insurance Policy is Best for You? – The question of “What type of insurance is best for you?” is an important dilemma that many adults face. How will you determine what is best for you?

John S @ Frugal Rules writes How to Take the Emotion Out of Investing – The stock market is driven largely by emotion, some say upwards of 90%. If you have a solid investment plan though you can easily separate the emotions from the day to day activity of your investments.

Jon @ Novel Investor writes Intro To Stock Index Weighting Methods – Index based ETFs and index funds are a popular choice for investors these days. But do you know how that underlying index works? Is it built to be a good investment strategy?

Investor Junkie @ Investor Junkie writes Has the Stock Market Peaked. . .Again? – The main reason why investors are putting more money into the stock market comes down to is this question – where else do investors have to go? With bond rates as low as they are because of FED policy, we are pretty much Pavlov’s dog. We are being forced into risker assets because most alternatives, to put it simply, suck.

Jules @ Faithful With a Few writes What I Learned About Contentment from Watching House Hunters – It doesn’t matter whether we are thinking about our home, car, electronics, job, clothing, or even relationships; we need to be grateful and thankful for what we have.

Jules Wilson @ Fat Guy,Skinny Wallet writes Plumbing And The Family Tree: The Roots Run Deep – We often have resources close to home. There are probably people in your family, your church, job, or even friends that can help save you time and a lot of money.

KK @ Student Debt Survivor writes My Finances, His Finances, Our Finances – Do you and your significant other share bank accounts? When you marry should you combine you finances or keep your own individual accounts?

Ray @ Squirrelers writes If You Enjoy Airline Fees, There is a New One For You! – Adding to the list of airline fee news, we now have another one that’s gotten some publicity of late. What do you think about paying a hefty fee for the privilege of boarding early?

Emily @ Evolving Personal Finance writes The Marriage Penalty and Itemizing Taxes – I clear up some misconceptions about tax benefits for married people and itemizing deductions on income tax returns.

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