Financial Carnival for Young Adults

Welcome to another edition of the Financial Carnival for Young Adults. While there were a lot of great submissions, I decided to reduce the number of people included so that those of you reading this won’t be overwhelmed by the number of great articles. If this is your first time seeing this carnival, it’s a great way to feature articles relevant young adults trying to learn about money.

Kurt Fischer @ Money Counselor writes Profile of High Credit Scorers – Straight from the inventors of the FICO® credit score, here are the habits and histories of real people with the highest credit scores in the U.S.!

Mike @ The Financial Blogger writes Why You Need to Stop Listening to Your Parents – We look at the importance of watching where you get your feedback.

Martin @ Studenomics writes How You Can Be Your Own Travel Agent For Your Next Epic Trip – How to get the finances together for an extended trip.

Robert @ The College Investor writes Negotiating a Raise as a Woman, Part Two: Unintended Side Effects – What’s a Girl to Do When Negotiating a Raise?

Mrs. PoP @ Planting Our Pennies writes More Money And Family: They Don’t Want It Back – Mixing family and money can be a delicate balancing act, especially when there’s a $50K loan in the mix. Check out the update on the PoP’s family loan and the game plan on paying it back ahead of schedule.

Robert @ Kids Ain’t Cheap writes Is Junk Food Tax the Answer to Childhood Obesity? – This post isn’t about Weight Watchers or whether or not I agree with young children doing a structured diet program, I’m looking into WHY an 11-year-old would need such a program.

Suba @ Broke Professionals writes How to Watch Your Expenses Like a Hawk – You’ve heard it before, saving money – like losing weight – is as simple as watching your inputs and outputs.

Mary Rhodes @ Fine Tune Finances writes Are you Saving Money Just to Save? Or are You saving With Purpose? – Human nature dictates much time and money is wasted when we don’t have a goal. This also applies to our financial life, in short your goal your reason for saving, or purpose. If you are saving money just to build up a bank balance you are not likely to be successful at it.

Roger the Amateur Financier @ The Amateur Financier writes Money and Child Raising: Preschool, Yay or Nay? – If you’ve been reading the past several weeks of these Monday posts here at The Amateur Financier, you’ve noticed that I’ve been covering some of the choices

Maria @ The Money Principle writes My Father’s only investment – My Dad made only one investment in his life: my education.

Paul Vachon @ The Frugal Toad writes Winter Storm Nemo and the Importance of an Emergency Fund – What does the massive Winter Storm Nemo have to do with the need to have an emergency fund? In short, everything. Nemo is symbolic of any un-foreseen event that may disrupt one’s income or cause a financial hardship. From a simple power outage to a long-term illness, being prepared to handle an emergency can mean the difference between peace of mind and having your family’s world turned upside down.

Don @ MoneySmartGuides writes 3 Secrets to Retiring Well – I read an article recently in Money Magazine regarding retirement. The author pointed out three secrets to retire well. They include: Embrace Change: As life happens, sometimes our plans need to change and we have to rethink retirement.

Jen @ Master the Art of Saving writes Preparing To Buy A House: The Score – Buying your first home can be an exciting and stressful experience all in one. When we bought our first house, I really didn’t know what to expect. Maybe I should have done a little bit of research ahead of time, but what’s done is done.

Crystal @ Budgeting in the Fun Stuff writes Why I Use a Credit Card (And How To Leverage Yours) – If you can’t be disciplined enough to pay off your balance in full every month, then you probably shouldn’t have a credit card. But it works for me.

Tushar @ Finance TUBE writes Our Top 3 Financial Tips for Generation Y – Today I will be talking about Top 3 Financial Tips for Generation Y. Gen Yers are often being perceived as an unmotivated and entitled. It may have something to do with incredible amount of things that they want to have.

Nick @ A Young Pro writes What I Learned From My First Day on the Job – A few lessons I learned from my first day at my first job as a professional

Tushar @ Earn More and Save writes Getting Engaged? Be Sure that Ring Is Covered – Getting or giving an engagement ring is a special moment. It symbolizes a promise of two people to make a life together.

Ray @ Squirrelers writes Is This a Good Time to Invest in Real Estate – The real estate market impacted most corners of the U.S, and really hammered a few. That said, in some areas things may be stabilizing. Is this is good time to buy?

Miss T. @ Prairie Eco Thrifter writes 5 Investment Strategies for the Wary Beginner – Here are some ideas that the wary beginner can use to get started:

Jon the Saver @ Free Money Wisdom writes Start a Pension Early to Prepare for Retirement – Start investing now if you want to retire someday. It’s too serious of a subject to ignore for that many years.

A Blinkin @ Funancials writes 99 Problems: Are You a Sort-Of Good Saver? – You may remember me (and other bloggers) mentioning the $999.99 giveaway. Believe it or not, the dollar amount is not completely random. There is a purpose for it.

Darwin @ Darwin’s Money writes These Mutual Funds Actually Beat The Index. And “The Market” – Mutual funds rarely beat their index, but in this niche, managers returned over 20% in 2012 while besting their index as well – is it worth switching back from ETFs to mutual funds?

Michelle @ Making Sense of Cents writes How To Pay for Graduate School – Let me start out with saying that my student loans seem to be a big subject that many readers e-mail me about. Some people graduated with a lot of student loan debt, and some graduated with absolutely none. I didn’t have anyone help me with tuition, having a place to live, food to eat or any other expenses while in college.

Budgeting for Beginners Learn how to take control of your finances one month at a time. Subscribe for your FREE copy of my budgeting ebook.

We hate spam just as much as you