Author Archives: Corey

College Acceptance Letters and School Costs

College Acceptance Letters and School Costs

You may know exactly what college you want to attend. But maybe you’re unsure if you can afford it. When you are accepted at a college or university, the institution will send you an acceptance letter, with lots of information you need to determine if that school is right for you. The infographic below from Citizens Bank breaks down the details that will be contained in every acceptance letter you receive.Continue Reading

How to Hire an Attorney

How to Hire an Attorney

I just found out that we will need to hire an attorney, and my first reaction was a “Why do I need an attorney?” I was not only surprised, but a little hesitate to hire an attorney because I’m the type of person that wants to do everything myself. But, there are many advantages of hiring an attorney and if I have to do it anyway, I might as well do it right. Here’s how you can too.Continue Reading

Planning Ahead: Starting a Family and Preparing for College Savings

Planning Ahead: Starting a Family and Preparing for College Savings

As fall kicks into high gear, perhaps you’re looking ahead to when you’ll be starting a family or you’re already in the routine of shooing young kids out to door to meet the bus and reminding them not to forget their lunches. In either case, back to school season should also be a reminder that it’s time to think through your plans for college savings – the sooner, the better.Continue Reading

Popular Excuses to Delay Investing that Nobody Believes

Popular Excuses to Delay Investing that Nobody Believes

Young adults have the upper hand when it comes to investing because time is on their side, but only when they take advantage of it. Too often, as is the case with some of my close friends, young adults (and people in general) make excuses to delay investing. As it turns out, there are several common excuses that everyone makes, and they fall in three types/categories. There may be a few more excuses that people create, but the popular ones fall into one of the following three categories.Continue Reading

How to Kick Unemployment’s Butt!

How to Kick Unemployment’s Butt!

While it’s clear that you can’t prepare for everything, there are a lot of things that you can control. Don’t let a simple change in job status affect your financial future – take steps now to prepare and join the movement of young adults kicking unemployment’s butt!Continue Reading

Is it Worth TRYING to Beat the Index?

Is it Worth TRYING to Beat the Index?

Few things are as alluring as beating Wall Street. Whether you’re a slow-going Buffett fan or a fanatic of in-and-out trading and influence George Soros-style, the idea of beating the market averages over the long term is what any investor wants to do. Beating the index marginally…say, by 1% a year for 20 years, makes a huge difference in total returns. However, beating the index reliably and over the long term isn’t as easy as shaving an extra 1% from the market each year. Every investor wants to do it, but should you try to do it? And if you want to beat the index, what are the more reasonable ways to do it?Continue Reading

When You’re REALLY Ready to Buy Your First Home

When You’re REALLY Ready to Buy Your First Home

My wife and I have been talking about buying our first home for years now; heck, I’ve been writing about it for years. I know it’s not always the best decision when it comes to running the numbers, but for us, it is. While we have been aggressively saving our down payment for our first home, a few recent events have led me to think about when it’s appropriate to buy your first home. Here’s what I’ve decided.Continue Reading

5 Potential Building Issues You Need to Avoid

5 Potential Building Issues You Need to Avoid

Are you about to build a new home, and believe you’ve covered everything during your research? Think again! It’s more than likely that with the vast number of items on your list to consider, there are some potential issues you’ve forgotten to investigate.Continue Reading

Average Tuition Increase Rates: Why High Projections are WRONG

Average Tuition Increase Rates: Why High Projections are WRONG

If you being responsible and saving for your child’s education years before he/she attends college, I bet you have taken a look at the average tuition increase in order to try and estimate the amount you need to save so that your child doesn’t have sell a body part in order to pay for school. As a person who has paid 3 different schools for tuition (and recently), I know how difficult it can be to pay for the high tuition costs. While tuition costs are certainly high, it doesn’t mean that the estimates of high annual tuition increase predictions are accurate. For those trying to estimate how much college will cost in the future, you need to read this!Continue Reading