Author Archives: Corey

How Investments are Taxed

How Investments are Taxed

Never does a year go by without a more complicated tax code. The complete tax code now stands at more than 76,000 pages and millions of words. Investors have to deal with quite a few different tax rules, laws, and policies. Let’s look at how different investments are taxed from the ground up.Continue Reading

Saving Money by Planning for Extra Funeral Costs

Saving Money by Planning for Extra Funeral Costs

One important way to pay for extra funeral costs are planning for them. However, how much do you need to have for this process? Below are a few ideas on how you can save money by accurately planning for extra funeral costs.Continue Reading

Why Paying Off Your Mortgage is So Darn Tempting

Why Paying Off Your Mortgage is So Darn Tempting

My wife and I have owned our home for less than 3 months, and I am already tempted to start paying extra money towards our mortgage. Not only that, but we have paid exactly TWO payments. That’s 2 out of 360 total payments, or 1/180th. About half of a percentile. Yet, we are already tempted to start paying down our mortgage.Continue Reading

4 Tips to Spend Less and Save More

4 Tips to Spend Less and Save More

Cutting down the money you are spending on things seems a bit difficult unless you understand how everyday activities and habits influence your lifestyle. Perhaps it may even keep you off from accomplishing your savings goals. Here are few tips to help you get better.Continue Reading

Our New “Budget” in 2015

Our New “Budget” in 2015

As a personal finance blogger, I have failed all of my readers. If this were a religious blog, I’d start out with the bold claim: “I’ve sinned.” You see, I stopped budgeting. Here’s why I stopped budgeting and how I plan to mix it up and get back to prioritizing our funds.Continue Reading

2014: A Year in Review

2014: A Year in Review

Wow, 2014 seemed to go fast. I can’t believe it’s already 2015… but I seem like I say that every year. Time seems to go by pretty fast, and that is part of the reason I take a moment to reflect on the year for all of you. 2013, if you recall, was a year of transition, adjustment, and steady financial growth for us. 2014 continued with some of the same trends, and then threw us some curve balls as well: both good and bad surprises.Continue Reading

Cash Flow Problems? How to Maintain a Strong Cash Flow for Your Enterprise

Cash Flow Problems? How to Maintain a Strong Cash Flow for Your Enterprise

They say that cash flow issues are never far behind when you are running an enterprise, especially if it is a small or medium-sized business or a start-up. But if you feel that your business is flagging behind despite having an excellent product or service, it could all stem from one culprit: your cash flow and how it is handled.Continue Reading

Retirement Moves to Make in Your 20s

Retirement Moves to Make in Your 20s

A recent trend from my informal surveys is that many young adults are not preparing for retirement, despite the huge advantage that young adults have. There are a number of different reasons for this inaction, including: not earning enough income, too much debt, not understanding the benefits, AND…not knowing HOW to prepare for retirement.Continue Reading

How to Earn More Money Today

How to Earn More Money Today

Do you desperately need to start earning more money today? There are times when every one of us have an emergency and need some extra money in a short amount of time. How many people do you know that have thousands of dollars laying around in case their car gets totaled or their roof begins to leak and is need of repair? There aren’t many. Those of us that are without thousands of dollars at the ready need to learn how to earn more money today.Continue Reading

How to Start Saving for Retirement

How to Start Saving for Retirement

One of the most difficult financial challenges that young adults face is how to start saving for retirement. In comparison to saving for retirement, managing your budget, spending less than you earn, and building up an emergency fund seem like a piece of cake. Retirement planning is a great mystery to so many young adults. Unfortunately, this means delaying or putting off actually investing money for your retirement. Just because it isn’t something you are familiar with, doesn’t mean you should put it off. In fact, if you have read my post on why compound interest matters so much, you probably wouldn’t put it off one more day.Continue Reading