Author Archives: Corey

How to Save Money: Even Your Milk Money Counts

How to Save Money: Even Your Milk Money Counts

Do you find yourself saying that you don’t have enough money? Is it hard to find the pennies necessary to pay the bills? Saving money can be difficult at times for a lot of reasons. Whether it is because you are stuck in contract to lease a car or can’t stop yourself from buying the latest, greatest item, it can be hard to save money. The simple fact is that it is hard to postpone gratification when you get a “high” right now. The important principle in understanding how to save money is that every little bit helps… even your milk money.Continue Reading

Why Young Adults Need to Use Credit Cards

Why Young Adults Need to Use Credit Cards

Unfortunately, financial advisers have related mixed opinions when it comes to using credit cards. I say unfortunately, because there is nothing to dislike. I got my first credit card when I was 18 and have been using it since then. Not only has it earned me thousands of dollars in rewards since then, but it has added other benefits as well. Despite what people may think, using credit cards is an important action for any young adult to take. Here’s a list of reasons why you NEED TO START USING A CREDIT CARD if you are not already using one.Continue Reading

How to Get Through College

How to Get Through College

College is a time where young adults are forced to adapt. Everything changes and in order to get through college, you are forced to adapt. There are a lot of things to learn when going to college, but here’s a few things that are necessary.Continue Reading

How Foreign Currency Exchange is Transforming the World

How Foreign Currency Exchange is Transforming the World

Money is a pretty simple concept when you look at it from a distance. It’s a representation of value. Rather than having to barter and trade one thing for another thing, like in olden times, you can your thing for a small, portable representation of its value. Money itself, the physical bills and coins we carry in our pockets, are just stand-ins for ideas. With the rise of Bitcoins and other digital currencies, the physical attributes of money are starting to fade in importance.Continue Reading

Best Way to Track Your Net Worth

Best Way to Track Your Net Worth

I USED to think that tracking your net worth was for rich people. It was just something that older people did, or even people who were older and closer to retirement. I thought it was just one of those things that people with a large net worth used to brag. My opinion changed when I started to understand what a net worth measures that other things do not. I started to track my net worth, but my process has improved over the years. Find out how to track your net worth efficiently.Continue Reading

How Investments are Taxed

How Investments are Taxed

Never does a year go by without a more complicated tax code. The complete tax code now stands at more than 76,000 pages and millions of words. Investors have to deal with quite a few different tax rules, laws, and policies. Let’s look at how different investments are taxed from the ground up.Continue Reading

Saving Money by Planning for Extra Funeral Costs

Saving Money by Planning for Extra Funeral Costs

One important way to pay for extra funeral costs are planning for them. However, how much do you need to have for this process? Below are a few ideas on how you can save money by accurately planning for extra funeral costs.Continue Reading

Why Paying Off Your Mortgage is So Darn Tempting

Why Paying Off Your Mortgage is So Darn Tempting

My wife and I have owned our home for less than 3 months, and I am already tempted to start paying extra money towards our mortgage. Not only that, but we have paid exactly TWO payments. That’s 2 out of 360 total payments, or 1/180th. About half of a percentile. Yet, we are already tempted to start paying down our mortgage.Continue Reading

4 Tips to Spend Less and Save More

4 Tips to Spend Less and Save More

Cutting down the money you are spending on things seems a bit difficult unless you understand how everyday activities and habits influence your lifestyle. Perhaps it may even keep you off from accomplishing your savings goals. Here are few tips to help you get better.Continue Reading

Our New “Budget” in 2015

Our New “Budget” in 2015

As a personal finance blogger, I have failed all of my readers. If this were a religious blog, I’d start out with the bold claim: “I’ve sinned.” You see, I stopped budgeting. Here’s why I stopped budgeting and how I plan to mix it up and get back to prioritizing our funds.Continue Reading