Author Archives: Corey

Traits of a Successful New Business

Traits of a Successful New Business

Starting a new business from the ground up can be a scary step – and in many ways a scary leap of faith. There is a lot of unknown in a new business and it often takes years to determine if a business has what it takes to be successful. Yet, that doesn’t mean that there aren’t common traits that many successful businesses have in common.Continue Reading

Timing the Market – Should You Ever Do it?

Timing the Market – Should You Ever Do it?

Timing the market is a controversial idea in the world of finance, particularly in the world of financial planning. On one hand it offers the opportunity for higher returns than the market, on the other it brings about the risk of lagging the market should you fail. At the most basic level, everyone times the market. Finance is all about how money moves through time. If you invest today, you think that there is a good chance that the market will be worth more at some time in the future, a time when you need the money for retirement, college expenses, or major purchases like a home.Continue Reading

3 Marketable Skills that are Easy to Learn

3 Marketable Skills that are Easy to Learn

Getting a job can be quite difficult these days. My organization is currently hiring a new person and in the matter of one week, we’ve received over 50 applicants for this new position. To say that the job market is competitive would be an understatement. Learning new skills is there not only important to help you stand out, but essential.Continue Reading

How to Eat Cheap and Healthy

How to Eat Cheap and Healthy

I’ve been off the post-collegiate fast food diet (mostly) for a couple of years now. I used to think that I was saving money from my frequent trips to Wendy’s and Taco Bell. Usually my meal would only cost $3 or $4 because I ordered off the dollar menu. Sure this wasn’t healthy, I knew that. But turns out it wasn’t cheap either.Continue Reading

The Most Accurate Way to Calculate How Much House You Can Afford

The Most Accurate Way to Calculate How Much House You Can Afford

If you are buying your first home, you have to be careful about buying too big of a house. Buying too much house is not only common these days, but also disastrous for your finances. Financial experts know and understand this reality – and in an effort to help, they’ve come up with simple calculations to determine how much house you can afford. Let’s take a look at these calculations, before I offer my own solution.Continue Reading

Best Way to Track Your Net Worth

Best Way to Track Your Net Worth

I USED to think that tracking your net worth was for rich people. It was just something that older people did, or even people who were older and closer to retirement. I thought it was just one of those things that people with a large net worth used to brag. My opinion changed when I started to understand what a net worth measures that other things do not. I started to track my net worth, but my process has improved over the years. Find out how to track your net worth efficiently.Continue Reading

I’ve Been Turned Down for Life Insurance. Now What?

I’ve Been Turned Down for Life Insurance. Now What?

There are many reasons a person can be turned down for a life insurance policy, and not all of them are related to health. Of course, various health conditions as well as a history of drug or alcohol abuse can be factors that can lead to a rejected application. But life insurance companies also look at an applicant’s finances and background, too.Continue Reading

6 Tips to Budget for Your First New Car

6 Tips to Budget for Your First New Car

Buying a new car is a special experience, because you have the opportunity to drive something no one has used before. That fresh new car smell is always a little sweeter in a vehicle that’s not pre-owned. While a brand new car is significantly more expensive than a used model, there’s no reason you can’t buy one when you budget appropriately.Continue Reading

Gaining Control of Your Spending

Gaining Control of Your Spending

What with socializing, holidays, shopping and financial temptations at every turn, your twenties can be a difficult time to save up. However, by getting control of your spending and becoming more financially savvy in your youth, you can help to ensure a smoother financial path in the future. A useful new infographic from MYJAR, showsContinue Reading

How to Stop being a Hoarder

How to Stop being a Hoarder

A couple weeks ago, I finally took time to write down my thoughts on why I needed to start cleaning out apartment. We move just 7 months ago, so it’s not like we had THAT much extra stuff, but I came to realize that there were many hidden financial benefits to getting rid of stuff for free. That got me started. I finally had a reason to start, now it was just a matter of making it happen.Continue Reading