Author Archives: Corey

Forex Basics With XFR Financial Ltd

Forex Basics With XFR Financial Ltd

Before you can understand how to trade with foreign currencies, you need to understand several Forex basics. Let us start with an introduction to the Forex market. Continue Reading

How to Refinance an Upside Down Mortgage

How to Refinance an Upside Down Mortgage

It is a phenomenon that in today’s economy is becoming all the more common, you buy a home and the value of it continues to fall. An upside down mortgage is when you as a homeowner owe more in terms of mortgage payments than what the house is even worth. Nearly 35 percent of Americans that have purchased homes during the last five years are now in debt for more money than their home is worth.Continue Reading

Best Life Insurance for Someone in Their Twenties

Best Life Insurance for Someone in Their Twenties

Are you falling under the myth that because you are relatively young and healthy you don’t need life insurance? The reality is that no one can predict the future and by locking in a life insurance policy rate now, you can benefit from the lower prices associated with your younger age and better health. Continue Reading

Best Practices for Establishing Credit

Best Practices for Establishing Credit

In today’s world, a good credit score is a powerful tool for financial stability. It may determine if you can borrow money for a mortgage, car or other loan and what interest rate you’ll pay for that loan. Your credit score may also be a factor in whether or not you can rent an apartment or how much you pay for insurance. The two major credit scores are the FICO score used mainly for lending decisions, and the VANTAGE score, created by the three major credit bureaus to compete with FICO.Continue Reading

Tax Tips for First-Time Filers

Tax Tips for First-Time Filers

Filing taxes on your own for the first time can be a daunting task, but it doesn’t need to be intimidating as long as you know what you’re getting into. Take a deep breath, read through these tips, and make your first filing process as easy and stress-free as possible.Continue Reading

Age Matters: How Auto Premiums Change As We Do

Age Matters: How Auto Premiums Change As We Do

There are a lot of factors that determine your car insurance rates. One of the biggest factors we can’t change at-will is age. However, there are some things to take note of to understand exactly how age affects your car insurance plan.Continue Reading

Is copying a binary options trader a good idea?

Is copying a binary options trader a good idea?

Trading has become an extremely popular pastime with people across the globe. Many see it as a good way to make extra cash without having to invest a huge amount of time. The diversity of people trading has certainly increased; but is spending time learning the trading ropes really your best option?Continue Reading

How to Cut Down on Unnecessary Spending

How to Cut Down on Unnecessary Spending

There are many ways to budget, but also many ways to blow through our budgets in record time. Living expenses add up quickly, and it can be hard to narrow in on how exactly we’re spending more money than we can actually afford to part with.Continue Reading

The Daily Habits that Deplete Your Bank Account

The Daily Habits that Deplete Your Bank Account

What 20-something hasn’t looked at their bank account and felt the sinking realization that the number is far lower than expected? It’s a common dilemma, as common as the habits that make it a reality. You might think you’re being responsible with your money, while depleting your funds quicker than ever before. Luckily, there are easy fixes for our unnecessary spending habits, and I’ve laid them out below.Continue Reading

What to Do When Audited By the IRS

What to Do When Audited By the IRS

My wife and I were recently audited for our 2012 tax return. While I freaked out when I saw the letter, Being audited by the IRS doesn’t have to be. Here is my experience with the IRS and several things that you can do to ensure you get a clean audit from the IRS.Continue Reading