Author Archives: Corey

Average Tuition Increase Rates: Why High Projections are WRONG

Average Tuition Increase Rates: Why High Projections are WRONG

If you being responsible and saving for your child’s education years before he/she attends college, I bet you have taken a look at the average tuition increase in order to try and estimate the amount you need to save so that your child doesn’t have sell a body part in order to pay for school. As a person who has paid 3 different schools for tuition (and recently), I know how difficult it can be to pay for the high tuition costs. While tuition costs are certainly high, it doesn’t mean that the estimates of high annual tuition increase predictions are accurate. For those trying to estimate how much college will cost in the future, you need to read this!Continue Reading

Buying a Used Car: Why Older is Better

Buying a Used Car: Why Older is Better

This past week, I announced that I got a new job. The job comes with a lot of potential advancement in addition to it being a direct application of my unique skill set. This is not to mention the slight pay increase as well. In many ways, it was a ‘no-brainer’ for me to accept the new job. One of the few downsides to accepting this position is that it meant that I could no longer take the train to work. Taking the train to my old job was in no way enjoyable. The walk through the snow, rain, and cold during the winters challenged my resolve to be a one-car-family almost every day. But, as I have come to find out, it was much more affordable to take the train than to own a second car.Continue Reading

What Does My Retirement Plan Look Like?

What Does My Retirement Plan Look Like?

I figured it was time to share what my retirement plan looks like. Since I am still in my 20s, much of this is still a plan. Some of it is happening right now, and some of it is in the works. While I typically hold some information back for privacy reasons, this is one of those posts where my readers will get full disclosure. How’s that for entertaining?Continue Reading

Car Insurance Basics that May Surprise You

Car Insurance Basics that May Surprise You

You probably know that your auto insurance protects you if you are in an accident. If you have collision coverage, you most likely know that it covers repairs to your car. If you have comprehensive insurance, you might simply call your agent after a calamity and expect him to make you whole again. Even though comprehensive auto insurance doesn’t cover everything, you might be surprised at some of the things it may cover. Continue Reading

How Does A Term Life Insurance Payout Work?

How Does A Term Life Insurance Payout Work?

Understanding how to collect the funds in a life insurance policy is rather simple. If you have never had to put a life insurance claim in before it can seem difficult. There is a lot of paperwork to be filled out and it is a waiting game sometimes. Insurers can question the legitimacy of a claim, which delays payout.Continue Reading

Four Ways to Organize Your Business Expenses

Four Ways to Organize Your Business Expenses

Many small businesses face a similar problem shortly before opening their doors – how do we manage our money? Whether your business is large or small, instantly profitable or slightly struggling, there is no “one-size-fits-all” approach to managing the finances of your small business. If you manage your money properly you’ll likely discover additional expenses you can use for tax deductions. As long as you’re proactive on the front end, organizing business expenses is easy. Here’s some tips.Continue Reading

Update on 2014 Financial Goals

Update on 2014 Financial Goals

While this year has been a bit of a whirlwind, especially with Mrs 20s leaving her job, we are doing surprisingly well when it comes to meeting our goals. Learn more about what goals we are focusing on and how we hope to accomplish them.Continue Reading

Traits of a Successful New Business

Traits of a Successful New Business

Starting a new business from the ground up can be a scary step – and in many ways a scary leap of faith. There is a lot of unknown in a new business and it often takes years to determine if a business has what it takes to be successful. Yet, that doesn’t mean that there aren’t common traits that many successful businesses have in common.Continue Reading

Timing the Market – Should You Ever Do it?

Timing the Market – Should You Ever Do it?

Timing the market is a controversial idea in the world of finance, particularly in the world of financial planning. On one hand it offers the opportunity for higher returns than the market, on the other it brings about the risk of lagging the market should you fail. At the most basic level, everyone times the market. Finance is all about how money moves through time. If you invest today, you think that there is a good chance that the market will be worth more at some time in the future, a time when you need the money for retirement, college expenses, or major purchases like a home.Continue Reading

3 Marketable Skills that are Easy to Learn

3 Marketable Skills that are Easy to Learn

Getting a job can be quite difficult these days. My organization is currently hiring a new person and in the matter of one week, we’ve received over 50 applicants for this new position. To say that the job market is competitive would be an understatement. Learning new skills is there not only important to help you stand out, but essential.Continue Reading