Author Archives: Don

5 Dumb Ways We Waste Money

5 Dumb Ways We Waste Money

Do you waste money? You probably do. In fact, there are probably some things you do to waste money and not even realize it. I’ve been guilty of wasting money myself. In some cases, I didn’t realize it until someone else pointed it out to me. I’m hoping this post will help you to realize some places you are wasting money so you can make changes and start saving some money instead.Continue Reading

Things You Need To Know About FAFSA Changes

Things You Need To Know About FAFSA Changes

If you are in college or headed to college in the coming year, you will want to know and understand some important changes coming to the Free Application For Student Aid (FAFSA). I’ll admit, most years any changes are minor but this year is different. Below are the things you need to know about FAFSA changes.Continue Reading

Buying A Fixer Upper To Save Money? Think Again

Buying A Fixer Upper To Save Money? Think Again

The media has made it sound like going the fixer upper route is a smart thing to do. And it is if you find a deal. The issue is there are lots of pitfalls along the way. This post will show you that buying the lower priced fixer upper may not always be the smartest way to save some money on a new house.Continue Reading

Tips For Starting A Thriving Business

Tips For Starting A Thriving Business

Are you tired of working for someone else? Do you feel under-appreciated? Maybe you have the thought in your head that you would like to start and run your own business one day. As great as it is to have goals, starting a business is hard. Let me clarify that. Starting a business is easy. Starting a thriving business takes a lot of work. So much work that most new businesses fail.Continue Reading

Saving For Retirement: Just Do It

Saving For Retirement: Just Do It

Saving for retirement can be done. I can say this because I understand how saving and interest work. Most people do not. They simply see that they have $2,500 in their 401k plan and therefore are short $997,500. That number is defeating and so they just give up.Continue Reading

Estimating Your Investment Performance

Estimating Your Investment Performance

When it comes to investing, do you really know what your return is? Most investors rely on either their advisor to provide this information or use third party software to get their results. But you can do it yourself if you would like. Now before you go running for the hills, know that the math involved isn’t terribly complex. But there is math involved and the method I present below won’t be 100% accurate. However the resulting number is a close approximation of your performance and for most investors, this will suffice.Continue Reading

Build A Work Wardrobe On A Budget

Build A Work Wardrobe On A Budget

One of the more costly things when starting out your career is building a wardrobe. This is the case regardless if you are a man or a woman. Clothes cost a lot. So how do you go about building a work wardrobe while keep cost in mind? In this post I am going to show you some tricks you can use to build your work wardrobe on a budget.Continue Reading

Evaluate Your Spending For A Happier Life

Evaluate Your Spending For A Happier Life

Are you happy with where your life is? Do you want to be happier or maybe just even happy? Many people might look at their career or relationships as the reason for a lack of satisfaction in their lives. But the issue could be a lot simpler than that. It could be your spending.Continue Reading

A Simple Trick To Motivate You To Save More

A Simple Trick To Motivate You To Save More

Are you having a tough time saving money? You might have good intentions when it comes to saving but you get easily distracted and buy things you really don’t need? We’ve talked in the past about various ways to save money. Today, I am going to offer another strategy for those still having a hard time with saving.Continue Reading

Considering Income Share Agreement Instead of Student Loans

Considering Income Share Agreement Instead of Student Loans

Student loans are getting a bad rap. On any given day you can read stories about recent grads who unknowingly took out tens or hundreds of thousands of dollars to pay for college and now cannot repay them or make ends meet. Because of this, new products are coming to the market to help students attend and afford college without being burdened by the cost of repaying the loans. One product that is growing in popularity is an income share agreement.Continue Reading