Author Archives: Don

The Two Minute Routine That Can Save You Money

The Two Minute Routine That Can Save You Money

We all love to save money, and I have found that one trick is by far the easiest and fastest way to save me money. In fact, I would say that this one thing saves me money 95% of the time. What is this super easy, super effective way to save money? It’s simply taking two minutes to search for a coupon code online.Continue Reading

The Importance Of A Will

The Importance Of A Will

Recently in the news, there was a story about the family of the late Robin Williams, fighting over his estate. I didn’t get to hear all of the details, but it saddened me that things ended up this way. While a will won’t solve everything ñ and in some cases, people will contest a will and having a will goes a long way in making sure that your possessions go to where you want them to go. A will also provides comfort to those you left behind. Below are the reasons why you need to have an up-to-date will.Continue Reading

Low Cost Valentine’s Day Gifts

Low Cost Valentine’s Day Gifts

It’s almost here, the day that businesses created to make money show that special someone you care. Growing up, I remember getting “be mine” valentines from everyone in my class. As I became older, Valentine’s Day turned into a time when I spent money I didn’t have to show the other person that I loved them; not a smart thing to do, the going into debt part. Now that I am older still, I realize that the best gifts come from the heart and are thoughtful. If you can turn a gift into a recurring gift on top of that, you are all set.Continue Reading

Plan Your Future

Plan Your Future

I am a planner by nature. Everything I do is planned out ahead of time. Luckily though, I can also roll with the punches and change doesn’t require too much effort for me to adapt to, though I couldn’t say that for the younger me. In any case, one area that I love to planContinue Reading

Time For Spring Cleaning

Time For Spring Cleaning

I know, it’s not spring just yet. But come the new year, I like to clean up the clutter that has been piling up around our house for the past few months. While I could wait until spring to actually do it, I choose to do it now since I am motivated with the new year and making other changes to my life. In fact, I find it easier to clean out things (meaning get rid of them) when I am in this mindset as opposed to when spring rolls around. So how do I spring clean now? Here is my usual plan of attack.Continue Reading

Take Control Of Your Retirement This Year

Take Control Of Your Retirement This Year

With a new year, many of us have our sights set on bettering our lives. For some, this includes losing weight and eating healthy while for others, it’s all about getting our finances in order. For those looking to take control of your finances, there are a few simple things you can do in 15 minutes time that will have a dramatic impact on your retirement. Not only will they take little of your valuable time, you also won’t really notice an impact either on your daily life. Can it get any better than that? Here are the 2 tips you can use now to start taking control of your retirement.Continue Reading

Reaching Your Goals in 2015

Reaching Your Goals in 2015

It’s that time of year again – time to come up with some goals (or resolutions depending on your preference) to strive for over the course of the new year. Some of you will succeed, but others will unfortunately fail. For those that have fallen short of your goals in the past, I am here to help. I have found two “secrets” that help me reach my goals 95% of the time. While I’m still not perfect when it comes to reaching my goals, being 95% of the way there is a good place to be. So what are my secrets? Read on to find out!Continue Reading

How To Save Money On Your Health

How To Save Money On Your Health

Staying healthy is important not just for quality of life and having a long life, but also when it comes to your finances. When we see estimates of how much we need to retire, most of these assume we will be in good health. Unfortunately, not many of us are in good health. If you have been to the doctor or the hospital, you know that the cost of healthcare is sky high. So what can you do to keep health related costs in line? Below are a handful of tips to help you out.Continue Reading

Remember The True Holiday Spirit

Remember The True Holiday Spirit

Somewhere along the way, we lost the true meaning of the holidays. Remember, it’s all about giving and not receiving? Many people mistake the giving part as needing to give a lot of gifts and end up in debt as a result. What you should be doing is giving to those in true need. Here are a few ideas to help you give back and feel the true meaning of the holidays this year.Continue Reading

How To Get Through Holiday Gift Giving While On A Budget

How To Get Through Holiday Gift Giving While On A Budget

This time of year is tough on a budget. Lots of extra spending on gifts can easily derail your budget and the next thing you know, you are in credit card debt. Now your new year is spent updating your budget so that you can get out of credit card debt as soon as possible. Luckily, there are ways to get through the gift giving this holiday season without going into debt. Below are 3 tips to help you, plus a bonus tip for you to start using in 2015.Continue Reading