Author Archives: Don

Being Smart When Buying Electronics

Being Smart When Buying Electronics

When I was younger, I was into electronics. While I still am interested in them, things are different. Back then, whenever a new gadget would come out, I would be the first one to have it. Over time though, I realized I was wasting my money, mainly because there was a premium attached to hot new technology items. This is even more evident today with how rapidly technology is changing. In any case, this post will walk you through some steps for being smart when it comes to buying electronics.Continue Reading

Why You Should Be Happy with a Low Interest Savings Rate

Why You Should Be Happy with a Low Interest Savings Rate

The interest rate on savings accounts right now stinks. Even if you use an online bank that typically pays a higher interest rate you are lucky to see 1%. Because of this, I read articles all of the time pushing other avenues that offer a higher interest rate. I am here to tell you to forget about them all and just be happy with your savings account interest rate.Continue Reading

Why You Need to Review Your Car Insurance

Why You Need to Review Your Car Insurance

For most of my driving life, I stuck with one insurance company for my auto insurance. I never really picked them in the first place, they were the company my parents used, so I just followed them. But then around 5 years ago, something happened. I noticed that my car insurance premiums started to increase.Continue Reading

How To Get Out Of Paying Taxes

How To Get Out Of Paying Taxes

My wife and I just sat down with our accountant this past weekend. For the first time in a few years, we are getting a refund. Most times we owe money to both Federal and State. This post isn’t about the advantages or disadvantages about whether or not you should be getting a refund every year, but rather a post on how to get out of paying taxes altogether.Continue Reading

The Reality of Real Estate Investing

The Reality of Real Estate Investing

If you want to learn about rental real estate, you will find success stories about owning rental real estate on any online search or watching late night television. The people will talk about how it’s safer than investing in the stock market and how it is the only way to become wealthy. It shouldn’t surprise you that most are saying this. After all, they are trying to sell you their guide or product that will help you in your real estate journey to financial freedom. I am here to tell you the other side of rental real estate.Continue Reading

5 Simple Tips To Save a House Down Payment

5 Simple Tips To Save a House Down Payment

If you are like many, you dream of owning your own house one day. Having a place to call your own, to decorate and do as you please without getting permission first from your landlord is an awesome thing. There is only one stumbling block that many people face: coming up with the down payment.Continue Reading

Tips For Finding A Job In 2015

Tips For Finding A Job In 2015

In the few weeks of job hunting, I’ve learned a few things that I will pass on to you. Some may seem obvious to some reading this, but for others you will be surprised you didn’t think of them sooner.Continue Reading

The Two Minute Routine That Can Save You Money

The Two Minute Routine That Can Save You Money

We all love to save money, and I have found that one trick is by far the easiest and fastest way to save me money. In fact, I would say that this one thing saves me money 95% of the time. What is this super easy, super effective way to save money? It’s simply taking two minutes to search for a coupon code online.Continue Reading

The Importance Of A Will

The Importance Of A Will

Recently in the news, there was a story about the family of the late Robin Williams, fighting over his estate. I didn’t get to hear all of the details, but it saddened me that things ended up this way. While a will won’t solve everything ñ and in some cases, people will contest a will and having a will goes a long way in making sure that your possessions go to where you want them to go. A will also provides comfort to those you left behind. Below are the reasons why you need to have an up-to-date will.Continue Reading

Low Cost Valentine’s Day Gifts

Low Cost Valentine’s Day Gifts

It’s almost here, the day that businesses created to make money show that special someone you care. Growing up, I remember getting “be mine” valentines from everyone in my class. As I became older, Valentine’s Day turned into a time when I spent money I didn’t have to show the other person that I loved them; not a smart thing to do, the going into debt part. Now that I am older still, I realize that the best gifts come from the heart and are thoughtful. If you can turn a gift into a recurring gift on top of that, you are all set.Continue Reading