For many college students out there, summer is a time to find a job and reconnect with old friends from back home. I used my summer vacations during college to work at a factory so that I could have money for books and other expenses for the upcoming year (as well as to pay off some credit card debt I amassed). But for some students, taking classes over the summer may be the ideal solution to your situation. I know, taking more classes doesn’t sound like a whole lot of fun, but there are some advantages to it.… Continue Reading
Author Archives: Don
How I Survived College Financially
If you’ve read my post last week, then you know that I got into some credit card debt while in college. While I talked about working a summer job, I didn’t go into detail about the other ways I earned income throughout college. I thought that writing this might give some others that are in college (or even recent grads looking to earn a few extra dollars) a couple of ideas or at least start the creative thinking process begin.… Continue Reading
What I Learned About Credit Cards in College
When I went away to college, all I had was a checking account and a savings account at the local bank. In fact, I just opened my checking account about two years earlier. When I arrived at college, I was not overwhelmed with credit card offers, but did receive a few. That fall, I opened my first credit card. I was granted a credit limit of $500.… Continue Reading
Save Money By Going to School
This post isn’t about how you save money in college. Rather it’s about how you can use colleges and schools to get big discounts on some pricey services. You might now be thinking that I am going to talk about how my alma mater has a deal with AAA or something to save me some cash. Wrong again. I am simply talking about volunteering yourself or your possessions for the benefit of tomorrow’s leaders (and a fatter wallet for you)!… Continue Reading
Is Gen Y Really That Bad Off?
I don’t want this post to come off sounding that I think being a recent college graduate and finding a job is a piece of cake. I am simply questioning everything I am reading so that hopefully we can have a discussion. With that said, I think the media is overblowing this entire crisis. Yes, there are many recent college grads and young adults that aren’t working, aren’t working in the field they want, or are in a low paying retail type job. But here are some facts.… Continue Reading
Financial Lessons from March Madness
Now that March Madness has ended and we crowned a champion in college basketball, teams will begin their off-season While this might include a few weeks off to rest and recover, many players will be hitting the gym to start preparing for next year. We as spectators only see the games. We don’t see all of the hard work that is done behind the scenes. As a result, a seasonal sport, such as basketball, really spans the course of an entire year. Our financial life is the same. We just can’t pay attention to our spending six months out of the year and expect to meet all of our financial goals and dreams.… Continue Reading
Should You Start Your Own Business When You Graduate?
Let’s face it, the economy still stinks. In general, unemployment still sits at close to 8%. For those with bachelors degrees, the unemployment rate is lower, currently hovering around 4%, but this doesn’t include all those recent graduates who are working in low paying retail jobs instead of in their field of study. As a result, you might want to seriously consider starting your own business when you graduate.… Continue Reading
3 Possible Issues When Moving Back Home After College
With a still shaky economy and loads of student loan debt, more and more college grads are moving back home after college. While on the surface this may appear like an easy transition, there are actually many potential issues you could face. Before moving back home, or at least within the first few days of doing so, be sure to address the following three issues.… Continue Reading
How To Handle A Part Time Side Business
There are a large number of people that work a full-time job and have a passion for starting a side business to bring in additional income. I am not talking about getting a job working nights and weekends in retail, but actually starting your own business. When starting off, you are overcome with excitement and anticipation for what might be. For many, that “high” quickly wears off when they realize that starting a side business is actually a lot of work. Below are some tips on how to handle starting a part-time business on the side and keeping your sanity.… Continue Reading
How To Effectively Use Linked In
With unemployment continuing to remain high, recent grads need to do everything in their control to assist them in landing a career. Included in this category is using Linked In. Unfortunately, many people using Linked In do not use it to its fullest potential. Make sure you aren’t committing any of the below mistakes with your Linked In Profile.… Continue Reading
