Author Archives: Don

Shopping Around Has Its Benefits

Shopping Around Has Its Benefits

As I was going through my closet, I realized that I didn’t have the white and blue shirts that I had thought I did when I was at the suit store. I actually did need a new white dress shirt and a blue one as well. But I didn’t find what I was looking for at the first store.Continue Reading

Shopping Lessons Learned

Shopping Lessons Learned

When I arrived at the store, I was greeted by a salesman who proceeded to tell me he would find me a great suit and took my measurements. I was instantly turned off. While I am not a salesman, my wife is and over the years, I have learned to spot what makes a good salesman and what makes a poor salesman.Continue Reading

Debit Versus Credit Card?

Debit Versus Credit Card?

I know that many people are against using a credit card. They see that it is too easy to overspend and get into credit card debt. I also see those in favor of using credit cards for rewards. Personally, I use a credit card solely because of the rewards I earn. I take the cash back and use it to invest in the stock market. There is one other reason to use a credit card over a debit card: security.Continue Reading

Simple Tips to Keep More of Your Hard Earned Money

Simple Tips to Keep More of Your Hard Earned Money

I hate paying taxes. It’s not so much that I don’t want to help fund public works projects, but I don’t feel the government is the best at figuring out how best to spend my tax money. After all, these are the same people that built a bridge to nowhere. Because of this, I try to keep as much of my money as I possibly can, legally of course. Here are a handful of ways to help you pay the least amount in taxes.Continue Reading

Save Money, Be Healthy

Save Money, Be Healthy

It’s no surprise that staying healthy will save you money. Maybe not today, but the healthier you are and better you take care of yourself, the less likely you will be spending large sums of money on healthcare as you age. Luckily for us, there are all sorts of ways to stay healthy in our technology driven environment. Below I highlight some great apps for your smartphone that help you to stay in shape and save money in the long run on your healthcare needs.Continue Reading

Is Buying A New Car Bad?

Is Buying A New Car Bad?

If you read most personal finance blogs, you will hear the majority talk about how you should never ever buy a new car. It’s a waste of money since it depreciates (loses value) the moment you drive it off the lot. While it does lose value immediately, I am here to argue that buying a new car isn’t the end of the world. If you play your cards right, buying a brand new car can be a smart move for you to make. Here are my reasons.Continue Reading

Frugal Fun With Friends

Frugal Fun With Friends

Going out with friend’s costs money, a lot of money. If you just factor in dinner and drinks you are looking at close to $100 per person. How can you still go out and have fun with your friends without breaking the bank? Here are 4 frugally fun tips when spending time with friends.Continue Reading

Understanding Non-Compete At Work

Understanding Non-Compete At Work

When you get your first job, you’ll be signing a lot of documents upon being hired. You’ll be paying the most attention to your direct deposit form and your 401k form since these deal with your salary. One form that might not raise questions but needs understanding is the non-compete form. More and more employers are having their employees sign a non-compete and it is in your best interest to fully understand what you are signing.Continue Reading

How to Help Family Members With Money Issues

How to Help Family Members With Money Issues

You’ve probably heard about not mixing money and family. When you lend money to family (or even friends) it tends to end badly. But I’m not here to talk about why you shouldn’t mix the two. I am going to talk about why you shouldn’t help out family members with money issues when you have money issues of your own. Below are 3 things to think about before helping others with money when you have issues of your own.Continue Reading

Hidden College Expenses

Hidden College Expenses

When it comes to paying for college, the expenses that come to mind are your tuition, room and board and of course, books. But there are many other expenses that we often overlook. We don’t intentionally overlook them, but because they tend to be on the smaller side, they get lost when we are looking at the big expenses. So what are these expenses and how much should you set aside for them? Keep reading to find out.Continue Reading