Author Archives: Don

Rolling Over Your Retirement Plan

Rolling Over Your Retirement Plan

Our generation is nothing like our parents. Our parents generation would find a job, stay with the employer for life, get a gold watch upon retirement and be done with it. I’ve seen this too: my Dad worked for the same company for over 40 years. I’m in my mid-30′s and I’ve already worked for three employers since graduating college!Continue Reading

The Importance of Comparison Shopping Health Insurance

The Importance of Comparison Shopping Health Insurance

A few months ago, my wife started to get frequent headaches. Some were mild, others were so severe she had to stay in bed all day. After talking with her doctor, a bunch of tests were ordered. For the most part, our health insurance kicked in and paid for the majority of the bills. In most cases, we were left paying up to $100 for what insurance didn’t cover. But then the surprise bill came. A scan from the local hospital cost us $2,000! And this was after our insurance paid their portion.Continue Reading

Getting Smart With Your Money

Getting Smart With Your Money

When I graduated college, I had about $4,000 in credit card debt and $15,000 in student loan debt. I thought I was going to find a job quickly, but that didn’t happen. In fact, I found no work at all. I became depressed and ended up overspending on my credit card. In the end I was in debt $25,000 ($15,000 in student loans and $10,000 in credit cards). I hated that I was paying money to someone else instead of being able to save and invest it so that it could grow into more money. I decided to get smart with my money and take control of it.Continue Reading

Wedding Registry: Gifts or Cash?

Wedding Registry: Gifts or Cash?

Wedding season is in full force right now. If you are planning your marriage or are recently married, congratulations! One of the trickiest parts of the wedding is the wedding registry. Do you ask for gifts or just cash? I’ll walk you through my experience and some things to think about when you are creating your wedding registry.Continue Reading

Look At Your Entire Financial Picture

Look At Your Entire Financial Picture

While anything you do to get yourself ahead financially is good, you will never get as far as you can if you don’t look at your entire financial picture. Here is why you need to look at everything in your financial life if you want to be financially successful.Continue Reading

How To Get Ahead In This Economy

How To Get Ahead In This Economy

Though the unemployment rate has slowly been decreasing over the past year, the economy as a whole is still not in great shape. Many people are still unemployed or underemployed. Regardless if you fall into either of these two categories, or you have a decent paying job, you still need to be smart with your money if you want to get ahead financially.Continue Reading

How To Save For A House

How To Save For A House

Saving for a house can be a long and challenging process. Both because of how much money you actually need to save and because of the time commitment needed to save that large amount of money. In this post, I am going to give you an idea of just how much money you need to save for a house (and why saving more makes sense) as well as how to get over the hurdle of the time commitment involved with saving such a large amount. I’ll even touch on a few ways to help boost your saving. Let’s get started.Continue Reading

Understanding Overlooked Credit Card Benefits

Understanding Overlooked Credit Card Benefits

We all know that credit cards allow us to buy things and pay for them later. If you sign up for some credit cards, you get to earn free travel or even cash back. But there are more benefits to credit cards than just the features I highlighted. Unfortunately, many overlook these valuable benefits. Here are some of the often overlooked benefits of credit cards (and a few things to consider in areas other than credit cards too).Continue Reading

The Value Of Traveling After College

The Value Of Traveling After College

Everyone goes one of two ways after graduating college. Most will go the route that has them finding a job related to their studies and finally becoming an adult. Then there are those that put off starting life as an adult and decide to travel for a few months. This post is going to talk about why you might want to consider going this route and traveling after college.Continue Reading

Don’t Know Your Passion? It’s OK

Don’t Know Your Passion? It’s OK

If you read any book about careers or read anything career related, they all tell you to do what your passion is. But what if you don’t have a clue what your passion is? This is perfectly fine. In fact, I urge you to not put pressure on yourself to find a passion for the sake of having one. Below are reasons why you shouldn’t find a passion for the sake of having one.Continue Reading