Author Archives: Don

Remember The True Holiday Spirit

Remember The True Holiday Spirit

Somewhere along the way, we lost the true meaning of the holidays. Remember, it’s all about giving and not receiving? Many people mistake the giving part as needing to give a lot of gifts and end up in debt as a result. What you should be doing is giving to those in true need. Here are a few ideas to help you give back and feel the true meaning of the holidays this year.Continue Reading

How To Get Through Holiday Gift Giving While On A Budget

How To Get Through Holiday Gift Giving While On A Budget

This time of year is tough on a budget. Lots of extra spending on gifts can easily derail your budget and the next thing you know, you are in credit card debt. Now your new year is spent updating your budget so that you can get out of credit card debt as soon as possible. Luckily, there are ways to get through the gift giving this holiday season without going into debt. Below are 3 tips to help you, plus a bonus tip for you to start using in 2015.Continue Reading

3 Tips To Save Money

3 Tips To Save Money

We all love to save money. Odds are you have heard of the more common ways to save money, like taking shorter showers and only using the dishwasher when it is full. But there are many other ways to save money as well, many of them often overlooked. All it takes to save some money is to make a few small changes to your daily habits. These habits will be so small, you won’t even notice the change. Below are 3 examples to get you started.Continue Reading

Saving Money On Holiday Travel

Saving Money On Holiday Travel

With Thanksgiving and Christmas right around the corner, many people are going to be traveling to see family and friends for the holidays. The cost of travel can easily destroy a budget, so how can you keep your costs in check while still getting to see your loved ones? Below are 5 tips to help you balance everything out.Continue Reading

3 Ways To Make Extra Money During The Holidays

3 Ways To Make Extra Money During The Holidays

Let’s face facts, this is the time of year we spend a good amount of money. Between travel, gifts, and food, the cost of the holiday season quickly adds up. For some, you budget throughout the year so that your budget can handle the increased spending. But for most others, we fall into the holiday debt trap where we go into debt this time of year and then pay it off over the first few months of the new year. This cycle repeats itself every year. The question becomes, how to we break this cycle?Continue Reading

Smart Tips For Black Friday Success

Smart Tips For Black Friday Success

It’s that time of year again when retailers try to lure you into their store and overspend, I mean offer you incredible savings. Yes, it’s Back Friday or in some cases, Black Thursday. While the deals that retailers offer can be a big savings over regular prices, it’s important to not get caught up in the moment and overspend. And trust me, it is much easier to overspend than you think. Below are a few tips to help you navigate Black Friday without overspending.Continue Reading

The Price Versus Quality Debate

The Price Versus Quality Debate

What matters more to you: price or quality? For some, price is the driving factor while others it is the quality. I have had two experiences in the price versus quality debate, one a few years back and another this past week that plant me firmly in the middle of the debate. How is that possible? Here is how.Continue Reading

Tips To Ensure You Don’t Get Stranded This Winter

Tips To Ensure You Don’t Get Stranded This Winter

It’s that time of year again. The weather is turning colder, the days are getting shorter, yes winter is on its way. If you are like me, you are not very happy about this. Last winter was just downright brutal for most and predictions for this year are just as grim. When it comes to winter weather driving, I am going to offer you 5 tips on how to ensure that you don’t get stranded this winter. After all, no one wants to be stuck on the side of the road in the freezing cold.Continue Reading

Shopping Around Has Its Benefits

Shopping Around Has Its Benefits

As I was going through my closet, I realized that I didn’t have the white and blue shirts that I had thought I did when I was at the suit store. I actually did need a new white dress shirt and a blue one as well. But I didn’t find what I was looking for at the first store.Continue Reading

Shopping Lessons Learned

Shopping Lessons Learned

When I arrived at the store, I was greeted by a salesman who proceeded to tell me he would find me a great suit and took my measurements. I was instantly turned off. While I am not a salesman, my wife is and over the years, I have learned to spot what makes a good salesman and what makes a poor salesman.Continue Reading