Author Archives: Don

Frugal Fun With Friends

Frugal Fun With Friends

Going out with friend’s costs money, a lot of money. If you just factor in dinner and drinks you are looking at close to $100 per person. How can you still go out and have fun with your friends without breaking the bank? Here are 4 frugally fun tips when spending time with friends.Continue Reading

Understanding Non-Compete At Work

Understanding Non-Compete At Work

When you get your first job, you’ll be signing a lot of documents upon being hired. You’ll be paying the most attention to your direct deposit form and your 401k form since these deal with your salary. One form that might not raise questions but needs understanding is the non-compete form. More and more employers are having their employees sign a non-compete and it is in your best interest to fully understand what you are signing.Continue Reading

How to Help Family Members With Money Issues

How to Help Family Members With Money Issues

You’ve probably heard about not mixing money and family. When you lend money to family (or even friends) it tends to end badly. But I’m not here to talk about why you shouldn’t mix the two. I am going to talk about why you shouldn’t help out family members with money issues when you have money issues of your own. Below are 3 things to think about before helping others with money when you have issues of your own.Continue Reading

Hidden College Expenses

Hidden College Expenses

When it comes to paying for college, the expenses that come to mind are your tuition, room and board and of course, books. But there are many other expenses that we often overlook. We don’t intentionally overlook them, but because they tend to be on the smaller side, they get lost when we are looking at the big expenses. So what are these expenses and how much should you set aside for them? Keep reading to find out.Continue Reading

Planning Ahead For College

Planning Ahead For College

Summer is a great time for soon to be college students and current college students. You get to come home, reconnect with friends and family and enjoy life. But, there are some things you should do over the summer to make your upcoming school year the best it can be. Here are some tips that I’ve used (and have seen others use) that help to keep college easy and fun.Continue Reading

Rolling Over Your Retirement Plan

Rolling Over Your Retirement Plan

Our generation is nothing like our parents. Our parents generation would find a job, stay with the employer for life, get a gold watch upon retirement and be done with it. I’ve seen this too: my Dad worked for the same company for over 40 years. I’m in my mid-30′s and I’ve already worked for three employers since graduating college!Continue Reading

The Importance of Comparison Shopping Health Insurance

The Importance of Comparison Shopping Health Insurance

A few months ago, my wife started to get frequent headaches. Some were mild, others were so severe she had to stay in bed all day. After talking with her doctor, a bunch of tests were ordered. For the most part, our health insurance kicked in and paid for the majority of the bills. In most cases, we were left paying up to $100 for what insurance didn’t cover. But then the surprise bill came. A scan from the local hospital cost us $2,000! And this was after our insurance paid their portion.Continue Reading

Getting Smart With Your Money

Getting Smart With Your Money

When I graduated college, I had about $4,000 in credit card debt and $15,000 in student loan debt. I thought I was going to find a job quickly, but that didn’t happen. In fact, I found no work at all. I became depressed and ended up overspending on my credit card. In the end I was in debt $25,000 ($15,000 in student loans and $10,000 in credit cards). I hated that I was paying money to someone else instead of being able to save and invest it so that it could grow into more money. I decided to get smart with my money and take control of it.Continue Reading

Wedding Registry: Gifts or Cash?

Wedding Registry: Gifts or Cash?

Wedding season is in full force right now. If you are planning your marriage or are recently married, congratulations! One of the trickiest parts of the wedding is the wedding registry. Do you ask for gifts or just cash? I’ll walk you through my experience and some things to think about when you are creating your wedding registry.Continue Reading

Look At Your Entire Financial Picture

Look At Your Entire Financial Picture

While anything you do to get yourself ahead financially is good, you will never get as far as you can if you don’t look at your entire financial picture. Here is why you need to look at everything in your financial life if you want to be financially successful.Continue Reading