Author Archives: Don

4 First Steps To Starting A Home Based Business

4 First Steps To Starting A Home Based Business

For many people, before they jump into self-employment 100%, they start moonlighting or working on the side while still collecting a steady paycheck. For them, working out of the house for their side job is ideal. It has low start up costs and allows you to easily work, no matter what time you feel like doing so. But, there are 4 things that many people tend to overlook when it comes to home based businesses and if you don’t do your homework, you could get shut down or even fined. What are these 4 steps?Continue Reading

Should You Invest In An IPO?

Should You Invest In An IPO?

When it comes to investing, we all want to hit the home run. Not many people are interested in buying shares of General Electric and holding them for decades, earning a decent return along the way. No we want to buy a stock and see its price double by next weekend. Unfortunately, the odds of this happening are rare and even rarer are the odds you actually own the one stock that does double overnight.Continue Reading

The Value of Being Kind

The Value of Being Kind

About a month ago, my wife and I traveled to the Cayman Islands for a week vacation to get away from the horrible winter we had been having here on the east coast. Everything about the trip was great except for one thing: on the flight down, my wife’s checked bag was damaged.Continue Reading

Now Is The Time To Travel

Now Is The Time To Travel

My wife and I just got back from a week in Ireland. We went over for a friend’s wedding and had a great time. It was our second trip over – we went back in 2012, again for another wedding – and the most surprising thing between the trips was the cost. It cost us much less this time around than last time. Here’s why.Continue Reading

Planning For Your Death

Planning For Your Death

You might be wondering why I am talking about death on a site whose target audience is 20-somethings. Unfortunately, we cannot choose when we will pass and though the odds are in your favor to live a long life, there are outliers and some people do pass away sooner rather than later. As a result, it is important that you take the time to make sure you have the important documents in your life lined up. Here are a few things to think about having.Continue Reading

Motivations For Saving For Retirement

Motivations For Saving For Retirement

A quick internet search shows that college grads are still barely saving anything for retirement. And how can you blame them? Aside from the difficulty in finding a job and high student loan repayments, the fact that retirement is decades away gives many the false sense of hope that they can catch up at a later time.Continue Reading

Being Smart When Buying Electronics

Being Smart When Buying Electronics

When I was younger, I was into electronics. While I still am interested in them, things are different. Back then, whenever a new gadget would come out, I would be the first one to have it. Over time though, I realized I was wasting my money, mainly because there was a premium attached to hot new technology items. This is even more evident today with how rapidly technology is changing. In any case, this post will walk you through some steps for being smart when it comes to buying electronics.Continue Reading

Why You Should Be Happy with a Low Interest Savings Rate

Why You Should Be Happy with a Low Interest Savings Rate

The interest rate on savings accounts right now stinks. Even if you use an online bank that typically pays a higher interest rate you are lucky to see 1%. Because of this, I read articles all of the time pushing other avenues that offer a higher interest rate. I am here to tell you to forget about them all and just be happy with your savings account interest rate.Continue Reading

Why You Need to Review Your Car Insurance

Why You Need to Review Your Car Insurance

For most of my driving life, I stuck with one insurance company for my auto insurance. I never really picked them in the first place, they were the company my parents used, so I just followed them. But then around 5 years ago, something happened. I noticed that my car insurance premiums started to increase.Continue Reading

How To Get Out Of Paying Taxes

How To Get Out Of Paying Taxes

My wife and I just sat down with our accountant this past weekend. For the first time in a few years, we are getting a refund. Most times we owe money to both Federal and State. This post isn’t about the advantages or disadvantages about whether or not you should be getting a refund every year, but rather a post on how to get out of paying taxes altogether.Continue Reading