Author Archives: Don

Time For Spring Cleaning

Time For Spring Cleaning

I know, it’s not spring just yet. But come the new year, I like to clean up the clutter that has been piling up around our house for the past few months. While I could wait until spring to actually do it, I choose to do it now since I am motivated with the new year and making other changes to my life. In fact, I find it easier to clean out things (meaning get rid of them) when I am in this mindset as opposed to when spring rolls around. So how do I spring clean now? Here is my usual plan of attack.Continue Reading

Take Control Of Your Retirement This Year

Take Control Of Your Retirement This Year

With a new year, many of us have our sights set on bettering our lives. For some, this includes losing weight and eating healthy while for others, it’s all about getting our finances in order. For those looking to take control of your finances, there are a few simple things you can do in 15 minutes time that will have a dramatic impact on your retirement. Not only will they take little of your valuable time, you also won’t really notice an impact either on your daily life. Can it get any better than that? Here are the 2 tips you can use now to start taking control of your retirement.Continue Reading

Reaching Your Goals in 2015

Reaching Your Goals in 2015

It’s that time of year again – time to come up with some goals (or resolutions depending on your preference) to strive for over the course of the new year. Some of you will succeed, but others will unfortunately fail. For those that have fallen short of your goals in the past, I am here to help. I have found two “secrets” that help me reach my goals 95% of the time. While I’m still not perfect when it comes to reaching my goals, being 95% of the way there is a good place to be. So what are my secrets? Read on to find out!Continue Reading

How To Save Money On Your Health

How To Save Money On Your Health

Staying healthy is important not just for quality of life and having a long life, but also when it comes to your finances. When we see estimates of how much we need to retire, most of these assume we will be in good health. Unfortunately, not many of us are in good health. If you have been to the doctor or the hospital, you know that the cost of healthcare is sky high. So what can you do to keep health related costs in line? Below are a handful of tips to help you out.Continue Reading

Remember The True Holiday Spirit

Remember The True Holiday Spirit

Somewhere along the way, we lost the true meaning of the holidays. Remember, it’s all about giving and not receiving? Many people mistake the giving part as needing to give a lot of gifts and end up in debt as a result. What you should be doing is giving to those in true need. Here are a few ideas to help you give back and feel the true meaning of the holidays this year.Continue Reading

How To Get Through Holiday Gift Giving While On A Budget

How To Get Through Holiday Gift Giving While On A Budget

This time of year is tough on a budget. Lots of extra spending on gifts can easily derail your budget and the next thing you know, you are in credit card debt. Now your new year is spent updating your budget so that you can get out of credit card debt as soon as possible. Luckily, there are ways to get through the gift giving this holiday season without going into debt. Below are 3 tips to help you, plus a bonus tip for you to start using in 2015.Continue Reading

3 Tips To Save Money

3 Tips To Save Money

We all love to save money. Odds are you have heard of the more common ways to save money, like taking shorter showers and only using the dishwasher when it is full. But there are many other ways to save money as well, many of them often overlooked. All it takes to save some money is to make a few small changes to your daily habits. These habits will be so small, you won’t even notice the change. Below are 3 examples to get you started.Continue Reading

Saving Money On Holiday Travel

Saving Money On Holiday Travel

With Thanksgiving and Christmas right around the corner, many people are going to be traveling to see family and friends for the holidays. The cost of travel can easily destroy a budget, so how can you keep your costs in check while still getting to see your loved ones? Below are 5 tips to help you balance everything out.Continue Reading

3 Ways To Make Extra Money During The Holidays

3 Ways To Make Extra Money During The Holidays

Let’s face facts, this is the time of year we spend a good amount of money. Between travel, gifts, and food, the cost of the holiday season quickly adds up. For some, you budget throughout the year so that your budget can handle the increased spending. But for most others, we fall into the holiday debt trap where we go into debt this time of year and then pay it off over the first few months of the new year. This cycle repeats itself every year. The question becomes, how to we break this cycle?Continue Reading

Smart Tips For Black Friday Success

Smart Tips For Black Friday Success

It’s that time of year again when retailers try to lure you into their store and overspend, I mean offer you incredible savings. Yes, it’s Back Friday or in some cases, Black Thursday. While the deals that retailers offer can be a big savings over regular prices, it’s important to not get caught up in the moment and overspend. And trust me, it is much easier to overspend than you think. Below are a few tips to help you navigate Black Friday without overspending.Continue Reading