Author Archives: Don

Simple Tips to Keep More of Your Hard Earned Money

Simple Tips to Keep More of Your Hard Earned Money

I hate paying taxes. It’s not so much that I don’t want to help fund public works projects, but I don’t feel the government is the best at figuring out how best to spend my tax money. After all, these are the same people that built a bridge to nowhere. Because of this, I try to keep as much of my money as I possibly can, legally of course. Here are a handful of ways to help you pay the least amount in taxes.Continue Reading

Save Money, Be Healthy

Save Money, Be Healthy

It’s no surprise that staying healthy will save you money. Maybe not today, but the healthier you are and better you take care of yourself, the less likely you will be spending large sums of money on healthcare as you age. Luckily for us, there are all sorts of ways to stay healthy in our technology driven environment. Below I highlight some great apps for your smartphone that help you to stay in shape and save money in the long run on your healthcare needs.Continue Reading

Is Buying A New Car Bad?

Is Buying A New Car Bad?

If you read most personal finance blogs, you will hear the majority talk about how you should never ever buy a new car. It’s a waste of money since it depreciates (loses value) the moment you drive it off the lot. While it does lose value immediately, I am here to argue that buying a new car isn’t the end of the world. If you play your cards right, buying a brand new car can be a smart move for you to make. Here are my reasons.Continue Reading

Frugal Fun With Friends

Frugal Fun With Friends

Going out with friend’s costs money, a lot of money. If you just factor in dinner and drinks you are looking at close to $100 per person. How can you still go out and have fun with your friends without breaking the bank? Here are 4 frugally fun tips when spending time with friends.Continue Reading

Understanding Non-Compete At Work

Understanding Non-Compete At Work

When you get your first job, you’ll be signing a lot of documents upon being hired. You’ll be paying the most attention to your direct deposit form and your 401k form since these deal with your salary. One form that might not raise questions but needs understanding is the non-compete form. More and more employers are having their employees sign a non-compete and it is in your best interest to fully understand what you are signing.Continue Reading

How to Help Family Members With Money Issues

How to Help Family Members With Money Issues

You’ve probably heard about not mixing money and family. When you lend money to family (or even friends) it tends to end badly. But I’m not here to talk about why you shouldn’t mix the two. I am going to talk about why you shouldn’t help out family members with money issues when you have money issues of your own. Below are 3 things to think about before helping others with money when you have issues of your own.Continue Reading

Hidden College Expenses

Hidden College Expenses

When it comes to paying for college, the expenses that come to mind are your tuition, room and board and of course, books. But there are many other expenses that we often overlook. We don’t intentionally overlook them, but because they tend to be on the smaller side, they get lost when we are looking at the big expenses. So what are these expenses and how much should you set aside for them? Keep reading to find out.Continue Reading

Planning Ahead For College

Planning Ahead For College

Summer is a great time for soon to be college students and current college students. You get to come home, reconnect with friends and family and enjoy life. But, there are some things you should do over the summer to make your upcoming school year the best it can be. Here are some tips that I’ve used (and have seen others use) that help to keep college easy and fun.Continue Reading

Rolling Over Your Retirement Plan

Rolling Over Your Retirement Plan

Our generation is nothing like our parents. Our parents generation would find a job, stay with the employer for life, get a gold watch upon retirement and be done with it. I’ve seen this too: my Dad worked for the same company for over 40 years. I’m in my mid-30′s and I’ve already worked for three employers since graduating college!Continue Reading

The Importance of Comparison Shopping Health Insurance

The Importance of Comparison Shopping Health Insurance

A few months ago, my wife started to get frequent headaches. Some were mild, others were so severe she had to stay in bed all day. After talking with her doctor, a bunch of tests were ordered. For the most part, our health insurance kicked in and paid for the majority of the bills. In most cases, we were left paying up to $100 for what insurance didn’t cover. But then the surprise bill came. A scan from the local hospital cost us $2,000! And this was after our insurance paid their portion.Continue Reading