Author Archives: JT

Dollar Cost Averaging: What is it and Why to Use it

Dollar Cost Averaging: What is it and Why to Use it

Most people who invest are dollar cost averaging fans but they don’t even know it. Dollar cost averaging is founded on a simple idea that investors should accumulate investments over long periods of time in very small doses. Anyone who saves for retirement with a 401k does just this – each pay period funds are moved from the worker’s check to their investment accounts. Dollar cost averaging has its benefits.Continue Reading

Free Trustworthy Resources for Investors

Free Trustworthy Resources for Investors

The internet completely changed the world for investors. There are now more free and accessible resources for investors than ever before. I’ve compiled a list of some of my favorite online resources for investors, and I hope you’ll help by adding any more in the comments.Continue Reading

How to Avoid Losing Money in the Stock Market

How to Avoid Losing Money in the Stock Market

You can’t rule out losses entirely. At some point in your life, your total returns on your stock portfolio may be negative. That’s just reality. However, there are a few ways to minimize the chance of losing a lot, or all, of your investment dollars using both techniques and different financial products.Continue Reading

Does Short-Term Investing Ever Pay Off?

Does Short-Term Investing Ever Pay Off?

It was the prospect of day trading that first brought me to the stock market. The concept of making thousands – or even millions – in a span of weeks completely blew my mind. Day traders who work at the biggest of firms can bring down millions of dollars per year. Who wouldn’t want that?Continue Reading

Who Are the Stock Market “Experts”?

Who Are the Stock Market “Experts”?

Have you ever tuned into Bloomberg or CNBC, only to hear an earful about the market? “I think the S&P 500 is going to 1900!” “No, the S&P 500 is going to 1000!!” Who do you trust? Who should you trust when it comes to the markets? Stock market experts Let’s be clear: it’s almostContinue Reading

Stocks to Pay Attention to Right Now

Stocks to Pay Attention to Right Now

Some of the world’s hottest stocks are those that are doing something different, something game changing. Let’s look at some of the most game changing companies on the public stock market.Continue Reading

The Best Conservative Investment Portfolio

The Best Conservative Investment Portfolio

Conservatism generally follows a short-term need for funds. Seniors have conservative investment portfolios because they will withdraw funds each year to buy essentials. 20-somethings saving for a home use conservative savings accounts or CDs because they intend to use the funds for a down payment in the future.Continue Reading

My Investing Mistakes and How to Avoid Them

My Investing Mistakes and How to Avoid Them

We all make mistakes, but the worst are mistakes that cost you money. I remember very well my worst investing mistake. One day I opened the mailbox to find promotional material for a pink sheet penny stock. This company was it! It was going to end global warming and making a boatload doing it. It had a fantastic business model whereby it would take the dirt from old mines, dump it in the sea, and create farms of plankton that would sequester carbon dioxide.Continue Reading

Traits of a Successful Investor

Traits of a Successful Investor

The world’s most famous investors share many traits, commonalities which make them legends in the world of capital allocation. The best investors are not gifted with luck, but raw talent that simply makes them better than most portfolio managers and financiers. There’s more to finance than just mathematics and numbers. Having the right mindset and framework for investment decisions goes a long way in dividing the talented from the untalented.Continue Reading

How and Where to Leverage Your Money

How and Where to Leverage Your Money

“When you combine ignorance and leverage, you get some pretty interesting results.” Warren Buffett

This quote is most appropriate for a discussion on leverage. Leverage amplifies both good and bad decisions, so it has to be used responsibly and only when an outcome has a very high degree of certainty.Continue Reading