Category Archives: Budgeting

Escaping a “Budgeting Stink”: Redefining Budgeting

Escaping a “Budgeting Stink”: Redefining Budgeting

The past few months have been quite busy for my wife and I. Those who follow this blog regularly will know that we just moved to a new city (and state). The move was busy enough, but now we are adjusting to living in a new city, making new friends, and living with a dog. ItContinue Reading

A Budget That ACTUALLY Works

A Budget That ACTUALLY Works

When it comes to be financially successful, everything begins with the budget. With a functioning budget, you see exactly where your money is going and where you need to cut back. It is essential that you have a budget. Even though knowing how important a budget is, many put off creating one. In many cases, they get frustrated by the budget they are trying to stick to. Fortunately with technology, there are endless options when it comes to budgets. Here are just a few examples.Continue Reading

Free Trustworthy Resources for Investors

Free Trustworthy Resources for Investors

The internet completely changed the world for investors. There are now more free and accessible resources for investors than ever before. I’ve compiled a list of some of my favorite online resources for investors, and I hope you’ll help by adding any more in the comments.Continue Reading

Mistakes to Avoid in Budgeting

Mistakes to Avoid in Budgeting

If you are new to budgeting, this is just the article for you. If you think you have budgeting mastered, you may want to make sure you are not committing one of these mistakes. The simple truth is that everyone makes mistakes when it comes to budgeting and we should all do what we can to avoid these common mistakes.Continue Reading

How to Handle Friends Who Are Bad With Money

How to Handle Friends Who Are Bad With Money

I was out recently with some of my friends and we were talking about going golfing next weekend. Out of the blue our one friend said, “yeah, I can’t go. I don’t have any money.” We’ve all been there before, where an unexpected bill comes along and we need to scrape some funds together to pay it. From then until our next paycheck, funds are tight and we have to cut back. What concerned me was what our friend said next. He went on saying that he just cannot save money. We knew he wasn’t the smartest when it came to money, we just didn’t know it was so bad. So how do you handle a friend who is bad with money? Below are three tips that will keep the relationship and not put you in the red.Continue Reading

Do Americans Spend More Money on Christmas Gifts?

Do Americans Spend More Money on Christmas Gifts?

You’ve heard the stereotype before – Americans are spendthrifts. All American children get smart phones on Christmas and no expense is spared on the holiday season. While it is true that Americans spend a great deal of money on Christmas, the gossip around the world is lacking in proof. Do Americans really spend more than other nationalities on Christmas gifts? The answer is probably going to surprise you.Continue Reading

Actual Cost of an iPhone 5

Actual Cost of an iPhone 5

While I thought there would be more buzz about the increasing costs of an iPhone 5, there hasn’t been much discussion. A good friend of mine recently bought the iPhone 5 and was telling me that it is noticeable better than its predecessor. As he was showing it to me, I was jealous as I reached for my “dumb phone” in my pocket. While I wasn’t aware of it at the time, I was grabbing for my phone in order to instantaneously measure its worth. By touching it, I guess I was looking for a reminder on how my frugal lifestyle is ultimately worth it.Continue Reading

Why do People Get in Debt? How to Get Out of it

Why do People Get in Debt? How to Get Out of it

Young adults have their entire future ahead of them. Unfortunately, this means that many of them take advantage of the time instead of doing everything they can to get ahead. Many of my friends talk about debt as if it were just another fact of life. I can’t help but wonder if we are desensitizing ourselves to the negative aspects of it. This may seem like an obvious question, but if the answer is so clear, why are so many people still struggling with their finances? Continue Reading

Keeping Track of Your Expenses and Why It’s Important

Keeping Track of Your Expenses and Why It’s Important

Managing your finances often starts at college. Regardless of whether it is when you enroll for classes in your freshman semester or when you graduate, you are forced to take on the challenge of your finances as an adult. It’s often the balancing act of knowing how much you are earning in comparison to howContinue Reading

Does the Cash Method Really Work?

Does the Cash Method Really Work?

One of the many ways that people try to curb their spending habits is to go to an all-cash budget. The reason for making the adjustment is that it helps you weigh the actual cost of each expense because it is actual bills leaving your pocket. It’s not a method that my wife and I use, but it has been helpful for some of our closest friends. Find out why it could help you.Continue Reading