Category Archives: Budgeting

Resetting Your New Years Goals

Resetting Your New Years Goals

If you are like many, some of your New Years goals have already fallen by the wayside. Instead of just packing it in for the year thinking you’ve failed for good, now is a perfect time to step back and reassess the situation. Here are some tips for how to do this and how to push through to seeing results from your New Years goals.Continue Reading

Keeping Money Simple

Keeping Money Simple

It’s been written before on this site about the importance of having a budget . And I know that many people don’t like hearing the word budget. It gives them an image in their head of restricting their spending and not being able to enjoy today, but rather have to suffer and sacrifice for tomorrow.Continue Reading

Don’t Set Your Budget In Stone

Don’t Set Your Budget In Stone

After reading the title of this post, what comes to mind? For many, they might think that you shouldn’t create a budget when you are 25 and have the same one when you are 55. While this should be obvious, you actually need to review and update your budget more frequently than most people think. Here are some reasons why.Continue Reading

The Two Ways to SAVE: Which is BETTER?

The Two Ways to SAVE: Which is BETTER?

One of the several ways to differentiate one budgeter from another is their savings method. As far as I can tell, there are two groups of people when it comes to their savings methods. Of course, within each group there are many variations, but on the surface, there are two ways to save. Here’s the advantages of both, and why I prefer one over the other.Continue Reading

Escaping a “Budgeting Stink”: Redefining Budgeting

Escaping a “Budgeting Stink”: Redefining Budgeting

The past few months have been quite busy for my wife and I. Those who follow this blog regularly will know that we just moved to a new city (and state). The move was busy enough, but now we are adjusting to living in a new city, making new friends, and living with a dog. ItContinue Reading

A Budget That ACTUALLY Works

A Budget That ACTUALLY Works

When it comes to be financially successful, everything begins with the budget. With a functioning budget, you see exactly where your money is going and where you need to cut back. It is essential that you have a budget. Even though knowing how important a budget is, many put off creating one. In many cases, they get frustrated by the budget they are trying to stick to. Fortunately with technology, there are endless options when it comes to budgets. Here are just a few examples.Continue Reading

Free Trustworthy Resources for Investors

Free Trustworthy Resources for Investors

The internet completely changed the world for investors. There are now more free and accessible resources for investors than ever before. I’ve compiled a list of some of my favorite online resources for investors, and I hope you’ll help by adding any more in the comments.Continue Reading

Mistakes to Avoid in Budgeting

Mistakes to Avoid in Budgeting

If you are new to budgeting, this is just the article for you. If you think you have budgeting mastered, you may want to make sure you are not committing one of these mistakes. The simple truth is that everyone makes mistakes when it comes to budgeting and we should all do what we can to avoid these common mistakes.Continue Reading

How to Handle Friends Who Are Bad With Money

How to Handle Friends Who Are Bad With Money

I was out recently with some of my friends and we were talking about going golfing next weekend. Out of the blue our one friend said, “yeah, I can’t go. I don’t have any money.” We’ve all been there before, where an unexpected bill comes along and we need to scrape some funds together to pay it. From then until our next paycheck, funds are tight and we have to cut back. What concerned me was what our friend said next. He went on saying that he just cannot save money. We knew he wasn’t the smartest when it came to money, we just didn’t know it was so bad. So how do you handle a friend who is bad with money? Below are three tips that will keep the relationship and not put you in the red.Continue Reading

Do Americans Spend More Money on Christmas Gifts?

Do Americans Spend More Money on Christmas Gifts?

You’ve heard the stereotype before – Americans are spendthrifts. All American children get smart phones on Christmas and no expense is spared on the holiday season. While it is true that Americans spend a great deal of money on Christmas, the gossip around the world is lacking in proof. Do Americans really spend more than other nationalities on Christmas gifts? The answer is probably going to surprise you.Continue Reading