Category Archives: Budgeting

6 of the Hottest Apps for Managing Your Investments

6 of the Hottest Apps for Managing Your Investments

Whether you’re looking for an easy way to keep track of stock market reports, budget your own finances, or even get investment advice, there are several apps you can utilize to make sure you’re playing it smart when it comes to your cash. Continue Reading

The Two Ways to SAVE: Which is BETTER?

The Two Ways to SAVE: Which is BETTER?

One of the several ways to differentiate one budgeter from another is their savings method. As far as I can tell, there are two groups of people when it comes to their savings methods. Of course, within each group there are many variations, but on the surface, there are two ways to save. Here’s the advantages of both, and why I prefer one over the other.Continue Reading

Escaping a “Budgeting Stink”: Redefining Budgeting

Escaping a “Budgeting Stink”: Redefining Budgeting

The past few months have been quite busy for my wife and I. Those who follow this blog regularly will know that we just moved to a new city (and state). The move was busy enough, but now we are adjusting to living in a new city, making new friends, and living with a dog. ItContinue Reading

A Budget That ACTUALLY Works

A Budget That ACTUALLY Works

When it comes to be financially successful, everything begins with the budget. With a functioning budget, you see exactly where your money is going and where you need to cut back. It is essential that you have a budget. Even though knowing how important a budget is, many put off creating one. In many cases, they get frustrated by the budget they are trying to stick to. Fortunately with technology, there are endless options when it comes to budgets. Here are just a few examples.Continue Reading

Free Trustworthy Resources for Investors

Free Trustworthy Resources for Investors

The internet completely changed the world for investors. There are now more free and accessible resources for investors than ever before. I’ve compiled a list of some of my favorite online resources for investors, and I hope you’ll help by adding any more in the comments.Continue Reading

Mistakes to Avoid in Budgeting

Mistakes to Avoid in Budgeting

If you are new to budgeting, this is just the article for you. If you think you have budgeting mastered, you may want to make sure you are not committing one of these mistakes. The simple truth is that everyone makes mistakes when it comes to budgeting and we should all do what we can to avoid these common mistakes.Continue Reading

How to Handle Friends Who Are Bad With Money

How to Handle Friends Who Are Bad With Money

I was out recently with some of my friends and we were talking about going golfing next weekend. Out of the blue our one friend said, “yeah, I can’t go. I don’t have any money.” We’ve all been there before, where an unexpected bill comes along and we need to scrape some funds together to pay it. From then until our next paycheck, funds are tight and we have to cut back. What concerned me was what our friend said next. He went on saying that he just cannot save money. We knew he wasn’t the smartest when it came to money, we just didn’t know it was so bad. So how do you handle a friend who is bad with money? Below are three tips that will keep the relationship and not put you in the red.Continue Reading

Do Americans Spend More Money on Christmas Gifts?

Do Americans Spend More Money on Christmas Gifts?

You’ve heard the stereotype before – Americans are spendthrifts. All American children get smart phones on Christmas and no expense is spared on the holiday season. While it is true that Americans spend a great deal of money on Christmas, the gossip around the world is lacking in proof. Do Americans really spend more than other nationalities on Christmas gifts? The answer is probably going to surprise you.Continue Reading

Actual Cost of an iPhone 5

Actual Cost of an iPhone 5

While I thought there would be more buzz about the increasing costs of an iPhone 5, there hasn’t been much discussion. A good friend of mine recently bought the iPhone 5 and was telling me that it is noticeable better than its predecessor. As he was showing it to me, I was jealous as I reached for my “dumb phone” in my pocket. While I wasn’t aware of it at the time, I was grabbing for my phone in order to instantaneously measure its worth. By touching it, I guess I was looking for a reminder on how my frugal lifestyle is ultimately worth it.Continue Reading

Why do People Get in Debt? How to Get Out of it

Why do People Get in Debt? How to Get Out of it

Young adults have their entire future ahead of them. Unfortunately, this means that many of them take advantage of the time instead of doing everything they can to get ahead. Many of my friends talk about debt as if it were just another fact of life. I can’t help but wonder if we are desensitizing ourselves to the negative aspects of it. This may seem like an obvious question, but if the answer is so clear, why are so many people still struggling with their finances? Continue Reading