Category Archives: Manage Your Finances

9 Personal Finance Tips Anyone Can Use

9 Personal Finance Tips Anyone Can Use

There is no shortage of advice in the world about how to manage your money. You can find ideas online, by talking to your financial adviser or just while talking with your friends. But some of these suggestions require a great deal of sacrifice or a drastic change in the way you manage your finances. There has to be a happy medium, right? Here are 9 simple tips you can try that won’t cramp your lifestyle or make you feel guilty about your buying decisions.Continue Reading

A Simple Trick To Motivate You To Save More

A Simple Trick To Motivate You To Save More

Are you having a tough time saving money? You might have good intentions when it comes to saving but you get easily distracted and buy things you really don’t need? We’ve talked in the past about various ways to save money. Today, I am going to offer another strategy for those still having a hard time with saving.Continue Reading

Considering Income Share Agreement Instead of Student Loans

Considering Income Share Agreement Instead of Student Loans

Student loans are getting a bad rap. On any given day you can read stories about recent grads who unknowingly took out tens or hundreds of thousands of dollars to pay for college and now cannot repay them or make ends meet. Because of this, new products are coming to the market to help students attend and afford college without being burdened by the cost of repaying the loans. One product that is growing in popularity is an income share agreement.Continue Reading

Marriage Financial Checklist

Marriage Financial Checklist

Congratulations, you are getting married! As fun of a time as this is, and let’s be honest, stressful when it comes to all of the wedding planning, there is one important aspect of your future lives that many newly married couples overlook ñ their finances. I am not talking about sticking to a budget when planning the wedding or anything like that. What I am talking about is looking at and understanding how your financial lives are going to change. In this post, I will walk you through some important items that need to be on your financial checklist so that your finances are in great shape for the many years after the wedding.Continue Reading

How to Reduce and Avoid Hefty Funeral Expenses

How to Reduce and Avoid Hefty Funeral Expenses

Death isn’t a fun subject to think about, but in order to help your family and loved ones cope with the expenses after your eventual passing, it’s important to put some funeral planning in place. The average funeral in North America hovers around $8,000 but some research estimates that the average funeral will cost over $12,000 within the next few years. Coming up with the finances to handle these costs in time of great grief can feel impossible.Continue Reading

7 Things To Consider Before Getting A Personal Loan

7 Things To Consider Before Getting A Personal Loan

People usually try to solve their financial problems applying for a personal loan. Of course, it can help you pay the bills, start a new business or just improve your current financial situation. You may find a lot of purposes for it. The following tips will be very useful for those who want to make a great deal on their personal loan.Continue Reading

Should You Automate Your Finances?

Should You Automate Your Finances?

We all live busy lives. From working to running errands, to cleaning the house and carting the kids to soccer practice, we have little down time. As a result of having little down time, we choose to overlook or ignore some things in our lives that need to be done. Like weeding the flower beds or even cleaning out the garage. Another area that many of us tend to overlook is our finances. But there is hope. You can automate your finances.Continue Reading

Options For Making Extra Money

Options For Making Extra Money

Do you ever find yourself daydreaming about what you would do if you won the lottery? Who hasn’t? While the odds of you striking it rich by winning the lottery are slim, there are many ways you can earn some extra money each month.Continue Reading

Repairing Financial Mistakes

Repairing Financial Mistakes

Talk to anyone and chances are they have done some stupid things with their money. Take me for example. I got myself into credit card debt to the tune of $10,000. I bought a second car to use as my bike rack for my mountain bike because I didn’t want to dent up my other car. I even wasted $5,000 putting a sound system into a car. Whatever your financial mistakes are, you can fix them with some smart strategies.Continue Reading

Using Your Student ID To Your Advantage

Using Your Student ID To Your Advantage

Your student ID is a valuable thing. When you first get it, you don’t think much of it. Sure you can use it to get money out of some banks accounts (assuming it is linked) as well as pay for food and other items on campus. But your student ID is more valuable than just this. In this post, I will show you a variety of ways you can use your student ID to your advantage.Continue Reading