Category Archives: Manage Your Finances

What To Do With $1,000

What To Do With $1,000

You’ve been steadily saving your money and now you have a nice sum of $1,000. What should you do with your $1,000? There are all kinds of answers to this question and before you decide what you are going to do with it, you need to first ask yourself a few questions. Once you do this, you can better understand the right thing to do with your $1,000.Continue Reading

5 Dumb Ways We Waste Money

5 Dumb Ways We Waste Money

Do you waste money? You probably do. In fact, there are probably some things you do to waste money and not even realize it. I’ve been guilty of wasting money myself. In some cases, I didn’t realize it until someone else pointed it out to me. I’m hoping this post will help you to realize some places you are wasting money so you can make changes and start saving some money instead.Continue Reading

Things You Need To Know About FAFSA Changes

Things You Need To Know About FAFSA Changes

If you are in college or headed to college in the coming year, you will want to know and understand some important changes coming to the Free Application For Student Aid (FAFSA). I’ll admit, most years any changes are minor but this year is different. Below are the things you need to know about FAFSA changes.Continue Reading

Buying A Fixer Upper To Save Money? Think Again

Buying A Fixer Upper To Save Money? Think Again

The media has made it sound like going the fixer upper route is a smart thing to do. And it is if you find a deal. The issue is there are lots of pitfalls along the way. This post will show you that buying the lower priced fixer upper may not always be the smartest way to save some money on a new house.Continue Reading

Why You Should Hire a Financial Advisor in your 20s

Why You Should Hire a Financial Advisor in your 20s

Regardless of your situation, there is no better time to learn about how to protect your financial future. If you need assistance, consider a financial advisor. A financial analyst is a coach that is trained to help you meet your goals. There are many reasons why you may want to hire a financial advisor, so consider the ones listed below.Continue Reading

9 Personal Finance Tips Anyone Can Use

9 Personal Finance Tips Anyone Can Use

There is no shortage of advice in the world about how to manage your money. You can find ideas online, by talking to your financial adviser or just while talking with your friends. But some of these suggestions require a great deal of sacrifice or a drastic change in the way you manage your finances. There has to be a happy medium, right? Here are 9 simple tips you can try that won’t cramp your lifestyle or make you feel guilty about your buying decisions.Continue Reading

A Simple Trick To Motivate You To Save More

A Simple Trick To Motivate You To Save More

Are you having a tough time saving money? You might have good intentions when it comes to saving but you get easily distracted and buy things you really don’t need? We’ve talked in the past about various ways to save money. Today, I am going to offer another strategy for those still having a hard time with saving.Continue Reading

Considering Income Share Agreement Instead of Student Loans

Considering Income Share Agreement Instead of Student Loans

Student loans are getting a bad rap. On any given day you can read stories about recent grads who unknowingly took out tens or hundreds of thousands of dollars to pay for college and now cannot repay them or make ends meet. Because of this, new products are coming to the market to help students attend and afford college without being burdened by the cost of repaying the loans. One product that is growing in popularity is an income share agreement.Continue Reading

Marriage Financial Checklist

Marriage Financial Checklist

Congratulations, you are getting married! As fun of a time as this is, and let’s be honest, stressful when it comes to all of the wedding planning, there is one important aspect of your future lives that many newly married couples overlook ñ their finances. I am not talking about sticking to a budget when planning the wedding or anything like that. What I am talking about is looking at and understanding how your financial lives are going to change. In this post, I will walk you through some important items that need to be on your financial checklist so that your finances are in great shape for the many years after the wedding.Continue Reading

How to Reduce and Avoid Hefty Funeral Expenses

How to Reduce and Avoid Hefty Funeral Expenses

Death isn’t a fun subject to think about, but in order to help your family and loved ones cope with the expenses after your eventual passing, it’s important to put some funeral planning in place. The average funeral in North America hovers around $8,000 but some research estimates that the average funeral will cost over $12,000 within the next few years. Coming up with the finances to handle these costs in time of great grief can feel impossible.Continue Reading