Category Archives: Manage Your Finances

7 Things To Consider Before Getting A Personal Loan

7 Things To Consider Before Getting A Personal Loan

People usually try to solve their financial problems applying for a personal loan. Of course, it can help you pay the bills, start a new business or just improve your current financial situation. You may find a lot of purposes for it. The following tips will be very useful for those who want to make a great deal on their personal loan.Continue Reading

Should You Automate Your Finances?

Should You Automate Your Finances?

We all live busy lives. From working to running errands, to cleaning the house and carting the kids to soccer practice, we have little down time. As a result of having little down time, we choose to overlook or ignore some things in our lives that need to be done. Like weeding the flower beds or even cleaning out the garage. Another area that many of us tend to overlook is our finances. But there is hope. You can automate your finances.Continue Reading

Options For Making Extra Money

Options For Making Extra Money

Do you ever find yourself daydreaming about what you would do if you won the lottery? Who hasn’t? While the odds of you striking it rich by winning the lottery are slim, there are many ways you can earn some extra money each month.Continue Reading

Repairing Financial Mistakes

Repairing Financial Mistakes

Talk to anyone and chances are they have done some stupid things with their money. Take me for example. I got myself into credit card debt to the tune of $10,000. I bought a second car to use as my bike rack for my mountain bike because I didn’t want to dent up my other car. I even wasted $5,000 putting a sound system into a car. Whatever your financial mistakes are, you can fix them with some smart strategies.Continue Reading

Using Your Student ID To Your Advantage

Using Your Student ID To Your Advantage

Your student ID is a valuable thing. When you first get it, you don’t think much of it. Sure you can use it to get money out of some banks accounts (assuming it is linked) as well as pay for food and other items on campus. But your student ID is more valuable than just this. In this post, I will show you a variety of ways you can use your student ID to your advantage.Continue Reading

Living Together Unmarried: What You Need To Know

Living Together Unmarried: What You Need To Know

More and more people are living together before getting married and in some cases, they decide to simply live together without getting married. While everyone is entitled to live the life they see fit, living together unmarried can bring up some unintended financial issues. This post will highlight the more common issues and what the both of you can do to limit your risks.Continue Reading

3 Moves To Make To Rid Yourself of Student Loans

3 Moves To Make To Rid Yourself of Student Loans

Graduation is upon us and for many seniors, it means entering the real world. This usually entails getting a job, finding a place to live and paying off those pesky student loans. While I know that student loans aren’t high on your importance list at the moment, they should be. Take it from someone who has been in your shoes before. I’ll tell you a little bit about my story below and offer some tips to rid yourself of student loans.Continue Reading

Should You Sell Your Home When You’ve Paid off Your Mortgage?

Should You Sell Your Home When You’ve Paid off Your Mortgage?

Once your mortgage is paid off, you likely feel a sense of relief. You no longer have to make that massive payment. However, as you’re thinking about the end of this mortgage, you’re wondering if selling your house is in the future. The decision depends upon a variety of factors. New Home Plans Once youContinue Reading

3 Simple Ways To Cut Expenses

3 Simple Ways To Cut Expenses

I’ve taken some time recently to look over my budget. I found a few simple things I could do that would have a large positive impact on my finances. The great part about this is that they are simple things that won’t take much effort on my part. I think that many of you could benefit from these as well.Continue Reading

5 Emergencies That Aren’t Emergencies

5 Emergencies That Aren’t Emergencies

By now hopefully you understand the importance of having an emergency fund. It is there to protect when something unexpected comes up in your life that affects your finances. The key here is that term “when”. Financial setbacks will happen at some point, it is just a matter of time. So knowing that they will happen reinforces the importance of having an emergency fund.Continue Reading