Category Archives: Manage Your Finances

6 of the Hottest Apps for Managing Your Investments

6 of the Hottest Apps for Managing Your Investments

Whether you’re looking for an easy way to keep track of stock market reports, budget your own finances, or even get investment advice, there are several apps you can utilize to make sure you’re playing it smart when it comes to your cash. Continue Reading

8 Things to Remember When Budgeting For a Vacation

8 Things to Remember When Budgeting For a Vacation

The average vacation cost for a family of four is an astonishing $4,000, a not inconsiderable amount for most Americans. Here are seven expenses that every vacation budget should include.Continue Reading

Would You Sacrifice Salary for Other Benefits?

Would You Sacrifice Salary for Other Benefits?

If you are a NBA fan like me, you know that it’s free agency period in the NBA right now. Many of the superstars are evaluating their options and there are a number of rumors flying around that several players will take huge pay cuts to play on a team that has a chance of winning a championship. While there appears to be mixed feelings about what a professional athlete should and should not do, it has got me thinking if I would do the same. Should an employee turn down larger offers to work in a preferred setting?Continue Reading

Getting Smart With Your Money

Getting Smart With Your Money

When I graduated college, I had about $4,000 in credit card debt and $15,000 in student loan debt. I thought I was going to find a job quickly, but that didn’t happen. In fact, I found no work at all. I became depressed and ended up overspending on my credit card. In the end I was in debt $25,000 ($15,000 in student loans and $10,000 in credit cards). I hated that I was paying money to someone else instead of being able to save and invest it so that it could grow into more money. I decided to get smart with my money and take control of it.Continue Reading

Improve Finances by Giving Away Stuff (for Free)?

Improve Finances by Giving Away Stuff (for Free)?

Over the past few months, as my wife and I adjust to living in Boston, there has been a recurring thought. Since moving several hundred miles from where we used to call home, my wife and I have realized that we have a lot of stuff. Too much stuff. Here’s the logic behind my plan to change all of that.Continue Reading

The Two Ways to SAVE: Which is BETTER?

The Two Ways to SAVE: Which is BETTER?

One of the several ways to differentiate one budgeter from another is their savings method. As far as I can tell, there are two groups of people when it comes to their savings methods. Of course, within each group there are many variations, but on the surface, there are two ways to save. Here’s the advantages of both, and why I prefer one over the other.Continue Reading

Wedding Registry: Gifts or Cash?

Wedding Registry: Gifts or Cash?

Wedding season is in full force right now. If you are planning your marriage or are recently married, congratulations! One of the trickiest parts of the wedding is the wedding registry. Do you ask for gifts or just cash? I’ll walk you through my experience and some things to think about when you are creating your wedding registry.Continue Reading

Adjusting to a New City: Surviving Many Bumps and Bruises

Adjusting to a New City: Surviving Many Bumps and Bruises

Two jobs in a new city secured one year before moving?!?! Yes, please. Considering that when we moved to New Jersey, we signed a lease on a small 1 bedroom apartment before either of us having a job, we were thrilled to have an easy transition to an exciting new city. Our transition couldn’t be better planned. Or, so we thought.Continue Reading

Look At Your Entire Financial Picture

Look At Your Entire Financial Picture

While anything you do to get yourself ahead financially is good, you will never get as far as you can if you don’t look at your entire financial picture. Here is why you need to look at everything in your financial life if you want to be financially successful.Continue Reading

Average Tuition Increase Rates: Why High Projections are WRONG

Average Tuition Increase Rates: Why High Projections are WRONG

If you being responsible and saving for your child’s education years before he/she attends college, I bet you have taken a look at the average tuition increase in order to try and estimate the amount you need to save so that your child doesn’t have sell a body part in order to pay for school. As a person who has paid 3 different schools for tuition (and recently), I know how difficult it can be to pay for the high tuition costs. While tuition costs are certainly high, it doesn’t mean that the estimates of high annual tuition increase predictions are accurate. For those trying to estimate how much college will cost in the future, you need to read this!Continue Reading