Category Archives: Manage Your Finances

Time For Spring Cleaning

Time For Spring Cleaning

I know, it’s not spring just yet. But come the new year, I like to clean up the clutter that has been piling up around our house for the past few months. While I could wait until spring to actually do it, I choose to do it now since I am motivated with the new year and making other changes to my life. In fact, I find it easier to clean out things (meaning get rid of them) when I am in this mindset as opposed to when spring rolls around. So how do I spring clean now? Here is my usual plan of attack.Continue Reading

Reaching Your Goals in 2015

Reaching Your Goals in 2015

It’s that time of year again – time to come up with some goals (or resolutions depending on your preference) to strive for over the course of the new year. Some of you will succeed, but others will unfortunately fail. For those that have fallen short of your goals in the past, I am here to help. I have found two “secrets” that help me reach my goals 95% of the time. While I’m still not perfect when it comes to reaching my goals, being 95% of the way there is a good place to be. So what are my secrets? Read on to find out!Continue Reading

Our New “Budget” in 2015

Our New “Budget” in 2015

As a personal finance blogger, I have failed all of my readers. If this were a religious blog, I’d start out with the bold claim: “I’ve sinned.” You see, I stopped budgeting. Here’s why I stopped budgeting and how I plan to mix it up and get back to prioritizing our funds.Continue Reading

2014: A Year in Review

2014: A Year in Review

Wow, 2014 seemed to go fast. I can’t believe it’s already 2015… but I seem like I say that every year. Time seems to go by pretty fast, and that is part of the reason I take a moment to reflect on the year for all of you. 2013, if you recall, was a year of transition, adjustment, and steady financial growth for us. 2014 continued with some of the same trends, and then threw us some curve balls as well: both good and bad surprises.Continue Reading

How To Save Money On Your Health

How To Save Money On Your Health

Staying healthy is important not just for quality of life and having a long life, but also when it comes to your finances. When we see estimates of how much we need to retire, most of these assume we will be in good health. Unfortunately, not many of us are in good health. If you have been to the doctor or the hospital, you know that the cost of healthcare is sky high. So what can you do to keep health related costs in line? Below are a handful of tips to help you out.Continue Reading

Remember The True Holiday Spirit

Remember The True Holiday Spirit

Somewhere along the way, we lost the true meaning of the holidays. Remember, it’s all about giving and not receiving? Many people mistake the giving part as needing to give a lot of gifts and end up in debt as a result. What you should be doing is giving to those in true need. Here are a few ideas to help you give back and feel the true meaning of the holidays this year.Continue Reading

How To Get Through Holiday Gift Giving While On A Budget

How To Get Through Holiday Gift Giving While On A Budget

This time of year is tough on a budget. Lots of extra spending on gifts can easily derail your budget and the next thing you know, you are in credit card debt. Now your new year is spent updating your budget so that you can get out of credit card debt as soon as possible. Luckily, there are ways to get through the gift giving this holiday season without going into debt. Below are 3 tips to help you, plus a bonus tip for you to start using in 2015.Continue Reading

How to Earn More Money Today

How to Earn More Money Today

Do you desperately need to start earning more money today? There are times when every one of us have an emergency and need some extra money in a short amount of time. How many people do you know that have thousands of dollars laying around in case their car gets totaled or their roof begins to leak and is need of repair? There aren’t many. Those of us that are without thousands of dollars at the ready need to learn how to earn more money today.Continue Reading

3 Tips To Save Money

3 Tips To Save Money

We all love to save money. Odds are you have heard of the more common ways to save money, like taking shorter showers and only using the dishwasher when it is full. But there are many other ways to save money as well, many of them often overlooked. All it takes to save some money is to make a few small changes to your daily habits. These habits will be so small, you won’t even notice the change. Below are 3 examples to get you started.Continue Reading

Saving Money On Holiday Travel

Saving Money On Holiday Travel

With Thanksgiving and Christmas right around the corner, many people are going to be traveling to see family and friends for the holidays. The cost of travel can easily destroy a budget, so how can you keep your costs in check while still getting to see your loved ones? Below are 5 tips to help you balance everything out.Continue Reading