Category Archives: Manage Your Finances

Should You Use Savings To Pay Off Debt?

Should You Use Savings To Pay Off Debt?

Many times people in debt want to do everything possible to get out of debt as fast as they can. This usually leads to them wondering if they should be taking some of their savings to pay off some of their debt. Unfortunately, many times this can backfire and cause more harm than good. But in some cases, it is a smart thing to do in order to get out of debt.Continue Reading

4 Smart Ways To Pay Off Debt Fast

4 Smart Ways To Pay Off Debt Fast

If you are in debt, you probably want to get out of debt as soon as possible. If so, then this post is for you. I am going to show you 4 smart ways to help you pay off debt fast. After reading this post, you will be motivated to tackle your debt in new ways and finally rid yourself of the monthly payments and the stress.Continue Reading

How To Enjoy Your Life While Living On A Budget

How To Enjoy Your Life While Living On A Budget

Yes a budget is designed to help you reach your future goals, but you don’t have to sacrifice your happiness today in order to get there. You can easily do both. This post is going to show you how to really live on a budget, be happy now, and make progress towards your future goals.Continue Reading

Ways to Get Money with Poor Credit

Ways to Get Money with Poor Credit

Loans are looked upon as bad financial moves. However, there are times you’ll need them for personal, business, or family uses that can prove to be beneficial. In recent times, if you have good credit, you are never broke. Unfortunately, not everyone has those high credit scores lenders now want to see. If you have bad credit, there are a few alternative methods to get loans.Continue Reading

Ways To Save Money On Technology

Ways To Save Money On Technology

Technology continues to change at a faster pace every year. The next thing you know, we will be in flying cars! But for now, when it comes to technology, you have to be smart. You know when that fancy Blu-Ray player came out it was over $1,000. Now you can have one for around $100. The key is being smart so you can save money on technology.Continue Reading

5 Steps To Smart Couple Finances

5 Steps To Smart Couple Finances

My finances were working out great. I had everything set up the way I wanted. Money was being saved for retirement. I had monthly transfers for some mutual funds I was investing in and I had the goals I was saving for written down and memorized. Then I met a woman. We eventually moved in together and got married. The chore of combining finances happened.Continue Reading

Why A Health Savings Account Is Good For You

Why A Health Savings Account Is Good For You

Thanks to the changing landscape of health care, more and more companies are pushing health savings accounts to their employees as a viable insurance option. While they push these plans because it saves the employer money on health care costs for employees, it can also save you money as well, both now and in the future. In this post, I am going to walk you through 6 potential benefits you could see if you decide to pick a health savings account as your insurance plan.Continue Reading

The Value of Adding Income Streams

The Value of Adding Income Streams

If you are like many people, you rely solely on your income from your primary job. You might think this is OK, but in reality, you are setting yourself up for trouble. When you rely on one income, you are at a major risk should you lose your job. How will you pay your rent or buy food? Ideally you have some savings to fall back on, but at the end of the day, if the economy tanks and your company lets you go, you are going to have to figure out a backup income source quickly.Continue Reading

The Value Of Skipping Expenses

The Value Of Skipping Expenses

Have you ever skipped out on an expense? There is great power in doing this trick. I am not suggesting you never buy something again or go without an item for an extended period of time, but rather going without for a short period. Doing this has a few benefits, which we will detail in this post.Continue Reading

The Zen of Shopping: 10 Ways to Quiet Your Impulses

The Zen of Shopping: 10 Ways to Quiet Your Impulses

In our materialistic culture, it’s easy to tempted by the allure of new and exciting products, especially as advertising becomes ever more targeted. Companies know more than ever about our personalities, lifestyles and buying habits, and promote products and services accordingly. This often leads to impulse buys which can result in budgets being stretched too thin. In fact, a CreditCards.com study found that 5 in 6 Americans make impulse buys, while 54 percent of those surveyed have spent $100 or more on something they didn’t plan to purchase.Continue Reading