Category Archives: Manage Your Finances

Using Your Student ID To Your Advantage

Using Your Student ID To Your Advantage

Your student ID is a valuable thing. When you first get it, you don’t think much of it. Sure you can use it to get money out of some banks accounts (assuming it is linked) as well as pay for food and other items on campus. But your student ID is more valuable than just this. In this post, I will show you a variety of ways you can use your student ID to your advantage.Continue Reading

Living Together Unmarried: What You Need To Know

Living Together Unmarried: What You Need To Know

More and more people are living together before getting married and in some cases, they decide to simply live together without getting married. While everyone is entitled to live the life they see fit, living together unmarried can bring up some unintended financial issues. This post will highlight the more common issues and what the both of you can do to limit your risks.Continue Reading

3 Moves To Make To Rid Yourself of Student Loans

3 Moves To Make To Rid Yourself of Student Loans

Graduation is upon us and for many seniors, it means entering the real world. This usually entails getting a job, finding a place to live and paying off those pesky student loans. While I know that student loans aren’t high on your importance list at the moment, they should be. Take it from someone who has been in your shoes before. I’ll tell you a little bit about my story below and offer some tips to rid yourself of student loans.Continue Reading

Should You Sell Your Home When You’ve Paid off Your Mortgage?

Should You Sell Your Home When You’ve Paid off Your Mortgage?

Once your mortgage is paid off, you likely feel a sense of relief. You no longer have to make that massive payment. However, as you’re thinking about the end of this mortgage, you’re wondering if selling your house is in the future. The decision depends upon a variety of factors. New Home Plans Once youContinue Reading

3 Simple Ways To Cut Expenses

3 Simple Ways To Cut Expenses

I’ve taken some time recently to look over my budget. I found a few simple things I could do that would have a large positive impact on my finances. The great part about this is that they are simple things that won’t take much effort on my part. I think that many of you could benefit from these as well.Continue Reading

5 Emergencies That Aren’t Emergencies

5 Emergencies That Aren’t Emergencies

By now hopefully you understand the importance of having an emergency fund. It is there to protect when something unexpected comes up in your life that affects your finances. The key here is that term “when”. Financial setbacks will happen at some point, it is just a matter of time. So knowing that they will happen reinforces the importance of having an emergency fund.Continue Reading

Lessons Learned While Cleaning Out The House

Lessons Learned While Cleaning Out The House

As I’ve written in a previous post, my wife and I are moving. We having a growing family and with both of us working from home, we need some more room to work, live and raise our family. As part of this move was the need to clean out our house. What a chore that was! But as with most things in life, whether they be good or bad, I try to find some sort of meaning out of the situation. I like to do this as it allows me to learn and grow as a person. So what did I learn from cleaning out the house? Plenty. Read on to find out.Continue Reading

Resetting Your New Years Goals

Resetting Your New Years Goals

If you are like many, some of your New Years goals have already fallen by the wayside. Instead of just packing it in for the year thinking you’ve failed for good, now is a perfect time to step back and reassess the situation. Here are some tips for how to do this and how to push through to seeing results from your New Years goals.Continue Reading

Keeping Money Simple

Keeping Money Simple

It’s been written before on this site about the importance of having a budget . And I know that many people don’t like hearing the word budget. It gives them an image in their head of restricting their spending and not being able to enjoy today, but rather have to suffer and sacrifice for tomorrow.Continue Reading

Does Renting Items Make Sense?

Does Renting Items Make Sense?

I’ve been seeing a lot of commercials lately for companies offering “great deals” on renting items, from TVs to sofas, washers and dryers, even tires. Yes, tires for your car. The question is, is this really a great deal, or are you a sucker for renting these things?Continue Reading