Category Archives: Manage Your Finances

4 First Steps To Starting A Home Based Business

4 First Steps To Starting A Home Based Business

For many people, before they jump into self-employment 100%, they start moonlighting or working on the side while still collecting a steady paycheck. For them, working out of the house for their side job is ideal. It has low start up costs and allows you to easily work, no matter what time you feel like doing so. But, there are 4 things that many people tend to overlook when it comes to home based businesses and if you don’t do your homework, you could get shut down or even fined. What are these 4 steps?Continue Reading

Best Way to Track Your Net Worth

Best Way to Track Your Net Worth

I USED to think that tracking your net worth was for rich people. It was just something that older people did, or even people who were older and closer to retirement. I thought it was just one of those things that people with a large net worth used to brag. My opinion changed when I started to understand what a net worth measures that other things do not. I started to track my net worth, but my process has improved over the years. Find out how to track your net worth efficiently.Continue Reading

Now Is The Time To Travel

Now Is The Time To Travel

My wife and I just got back from a week in Ireland. We went over for a friend’s wedding and had a great time. It was our second trip over – we went back in 2012, again for another wedding – and the most surprising thing between the trips was the cost. It cost us much less this time around than last time. Here’s why.Continue Reading

Planning For Your Death

Planning For Your Death

You might be wondering why I am talking about death on a site whose target audience is 20-somethings. Unfortunately, we cannot choose when we will pass and though the odds are in your favor to live a long life, there are outliers and some people do pass away sooner rather than later. As a result, it is important that you take the time to make sure you have the important documents in your life lined up. Here are a few things to think about having.Continue Reading

Why You Should Be Happy with a Low Interest Savings Rate

Why You Should Be Happy with a Low Interest Savings Rate

The interest rate on savings accounts right now stinks. Even if you use an online bank that typically pays a higher interest rate you are lucky to see 1%. Because of this, I read articles all of the time pushing other avenues that offer a higher interest rate. I am here to tell you to forget about them all and just be happy with your savings account interest rate.Continue Reading

Why You Need to Review Your Car Insurance

Why You Need to Review Your Car Insurance

For most of my driving life, I stuck with one insurance company for my auto insurance. I never really picked them in the first place, they were the company my parents used, so I just followed them. But then around 5 years ago, something happened. I noticed that my car insurance premiums started to increase.Continue Reading

How To Get Out Of Paying Taxes

How To Get Out Of Paying Taxes

My wife and I just sat down with our accountant this past weekend. For the first time in a few years, we are getting a refund. Most times we owe money to both Federal and State. This post isn’t about the advantages or disadvantages about whether or not you should be getting a refund every year, but rather a post on how to get out of paying taxes altogether.Continue Reading

Why Paying Off Your Mortgage is So Darn Tempting

Why Paying Off Your Mortgage is So Darn Tempting

My wife and I have owned our home for less than 3 months, and I am already tempted to start paying extra money towards our mortgage. Not only that, but we have paid exactly TWO payments. That’s 2 out of 360 total payments, or 1/180th. About half of a percentile. Yet, we are already tempted to start paying down our mortgage.Continue Reading

The Two Minute Routine That Can Save You Money

The Two Minute Routine That Can Save You Money

We all love to save money, and I have found that one trick is by far the easiest and fastest way to save me money. In fact, I would say that this one thing saves me money 95% of the time. What is this super easy, super effective way to save money? It’s simply taking two minutes to search for a coupon code online.Continue Reading

4 Tips to Spend Less and Save More

4 Tips to Spend Less and Save More

Cutting down the money you are spending on things seems a bit difficult unless you understand how everyday activities and habits influence your lifestyle. Perhaps it may even keep you off from accomplishing your savings goals. Here are few tips to help you get better.Continue Reading