Category Archives: Manage Your Finances

How to Buy a Home in a Seller’s Market

How to Buy a Home in a Seller’s Market

I’ve hinted at it in some recent posts, but the time has finally come to share the big news with all of you. What’s the big news? We’re buying a home! To be more specific, we’re buying a condo.Continue Reading

3 Ways To Make Extra Money During The Holidays

3 Ways To Make Extra Money During The Holidays

Let’s face facts, this is the time of year we spend a good amount of money. Between travel, gifts, and food, the cost of the holiday season quickly adds up. For some, you budget throughout the year so that your budget can handle the increased spending. But for most others, we fall into the holiday debt trap where we go into debt this time of year and then pay it off over the first few months of the new year. This cycle repeats itself every year. The question becomes, how to we break this cycle?Continue Reading

Smart Tips For Black Friday Success

Smart Tips For Black Friday Success

It’s that time of year again when retailers try to lure you into their store and overspend, I mean offer you incredible savings. Yes, it’s Back Friday or in some cases, Black Thursday. While the deals that retailers offer can be a big savings over regular prices, it’s important to not get caught up in the moment and overspend. And trust me, it is much easier to overspend than you think. Below are a few tips to help you navigate Black Friday without overspending.Continue Reading

The Price Versus Quality Debate

The Price Versus Quality Debate

What matters more to you: price or quality? For some, price is the driving factor while others it is the quality. I have had two experiences in the price versus quality debate, one a few years back and another this past week that plant me firmly in the middle of the debate. How is that possible? Here is how.Continue Reading

Tips To Ensure You Don’t Get Stranded This Winter

Tips To Ensure You Don’t Get Stranded This Winter

It’s that time of year again. The weather is turning colder, the days are getting shorter, yes winter is on its way. If you are like me, you are not very happy about this. Last winter was just downright brutal for most and predictions for this year are just as grim. When it comes to winter weather driving, I am going to offer you 5 tips on how to ensure that you don’t get stranded this winter. After all, no one wants to be stuck on the side of the road in the freezing cold.Continue Reading

Shopping Around Has Its Benefits

Shopping Around Has Its Benefits

As I was going through my closet, I realized that I didn’t have the white and blue shirts that I had thought I did when I was at the suit store. I actually did need a new white dress shirt and a blue one as well. But I didn’t find what I was looking for at the first store.Continue Reading

College Acceptance Letters and School Costs

College Acceptance Letters and School Costs

You may know exactly what college you want to attend. But maybe you’re unsure if you can afford it. When you are accepted at a college or university, the institution will send you an acceptance letter, with lots of information you need to determine if that school is right for you. The infographic below from Citizens Bank breaks down the details that will be contained in every acceptance letter you receive.Continue Reading

How to Hire an Attorney

How to Hire an Attorney

I just found out that we will need to hire an attorney, and my first reaction was a “Why do I need an attorney?” I was not only surprised, but a little hesitate to hire an attorney because I’m the type of person that wants to do everything myself. But, there are many advantages of hiring an attorney and if I have to do it anyway, I might as well do it right. Here’s how you can too.Continue Reading

Shopping Lessons Learned

Shopping Lessons Learned

When I arrived at the store, I was greeted by a salesman who proceeded to tell me he would find me a great suit and took my measurements. I was instantly turned off. While I am not a salesman, my wife is and over the years, I have learned to spot what makes a good salesman and what makes a poor salesman.Continue Reading

Planning Ahead: Starting a Family and Preparing for College Savings

Planning Ahead: Starting a Family and Preparing for College Savings

As fall kicks into high gear, perhaps you’re looking ahead to when you’ll be starting a family or you’re already in the routine of shooing young kids out to door to meet the bus and reminding them not to forget their lunches. In either case, back to school season should also be a reminder that it’s time to think through your plans for college savings – the sooner, the better.Continue Reading