Category Archives: Manage Your Finances

How to Cut Down on Unnecessary Spending

How to Cut Down on Unnecessary Spending

There are many ways to budget, but also many ways to blow through our budgets in record time. Living expenses add up quickly, and it can be hard to narrow in on how exactly we’re spending more money than we can actually afford to part with.Continue Reading

How Much Stuff Do You Have?

How Much Stuff Do You Have?

My wife and I are in the process of selling our house and buying a new one. As such, we have to get our current house in order to go on the market, which means one thing: cleaning and organizing. I am sure that most people experience the same feelings as we are now when moving, namely, where did we get all of this stuff? But it has greater meaning now because our families were asking us about our Christmas lists not too long ago and what we wanted.Continue Reading

Prepping For The New Year Financially

Prepping For The New Year Financially

With the new year comes many of us seeking to improve our lives. This usually means health and finances. I am not going to talk about health here, but am going to give you some guidance for preparing yourself for the new year financially. What steps can you take that will have a significant impact on your finances in the year and the years that follow? Keep reading to find out.Continue Reading

The Daily Habits that Deplete Your Bank Account

The Daily Habits that Deplete Your Bank Account

What 20-something hasn’t looked at their bank account and felt the sinking realization that the number is far lower than expected? It’s a common dilemma, as common as the habits that make it a reality. You might think you’re being responsible with your money, while depleting your funds quicker than ever before. Luckily, there are easy fixes for our unnecessary spending habits, and I’ve laid them out below.Continue Reading

Saving The Most Money On Car Expenses

Saving The Most Money On Car Expenses

The ongoing costs tied to car ownership can quickly add up. Insurance, gas and repairs can easily throw you in the red if you don’t properly plan for them by saving money ahead of time. In this post, I am gong to walk you through some ways to cut your ongoing costs of owning a car so that you can keep more of your hard earned money. Let’s get started.Continue Reading

Tips For Picking The Right College

Tips For Picking The Right College

Last month I talked about going overseas for college and the pros and cons of doing so. Today I decided to talk to the rest of the readers who are not interested in going overseas to get their college education. How do you pick a college that is right for you?
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The Power of Giving Your Money Meaning

The Power of Giving Your Money Meaning

You make a plan to save some money and actually make some transfers to a savings account. But then you see something (or a few somethings) you like and next thing you know, your savings is gone. Why is this? For me, the reason was because I wasn’t giving meaning to my money. What the heck does this mean? It means that I was just saving money without any real, tangible goal. I would save $100 from a paycheck because it was “the smart financial thing to do”.Continue Reading

What to Do When Audited By the IRS

What to Do When Audited By the IRS

My wife and I were recently audited for our 2012 tax return. While I freaked out when I saw the letter, Being audited by the IRS doesn’t have to be. Here is my experience with the IRS and several things that you can do to ensure you get a clean audit from the IRS.Continue Reading

Organs You Can Sell to Pay Off Student Loans

Organs You Can Sell to Pay Off Student Loans

Would you sell one of your organs to be free from student loan debt? Think about that for a moment – an organ from your body to be removed and then sold to pay down your student loan debt.Continue Reading

Don’t Set Your Budget In Stone

Don’t Set Your Budget In Stone

After reading the title of this post, what comes to mind? For many, they might think that you shouldn’t create a budget when you are 25 and have the same one when you are 55. While this should be obvious, you actually need to review and update your budget more frequently than most people think. Here are some reasons why.Continue Reading