Category Archives: Manage Your Finances

Shopping Around Has Its Benefits

Shopping Around Has Its Benefits

As I was going through my closet, I realized that I didn’t have the white and blue shirts that I had thought I did when I was at the suit store. I actually did need a new white dress shirt and a blue one as well. But I didn’t find what I was looking for at the first store.Continue Reading

College Acceptance Letters and School Costs

College Acceptance Letters and School Costs

You may know exactly what college you want to attend. But maybe you’re unsure if you can afford it. When you are accepted at a college or university, the institution will send you an acceptance letter, with lots of information you need to determine if that school is right for you. The infographic below from Citizens Bank breaks down the details that will be contained in every acceptance letter you receive.Continue Reading

How to Hire an Attorney

How to Hire an Attorney

I just found out that we will need to hire an attorney, and my first reaction was a “Why do I need an attorney?” I was not only surprised, but a little hesitate to hire an attorney because I’m the type of person that wants to do everything myself. But, there are many advantages of hiring an attorney and if I have to do it anyway, I might as well do it right. Here’s how you can too.Continue Reading

Shopping Lessons Learned

Shopping Lessons Learned

When I arrived at the store, I was greeted by a salesman who proceeded to tell me he would find me a great suit and took my measurements. I was instantly turned off. While I am not a salesman, my wife is and over the years, I have learned to spot what makes a good salesman and what makes a poor salesman.Continue Reading

Planning Ahead: Starting a Family and Preparing for College Savings

Planning Ahead: Starting a Family and Preparing for College Savings

As fall kicks into high gear, perhaps you’re looking ahead to when you’ll be starting a family or you’re already in the routine of shooing young kids out to door to meet the bus and reminding them not to forget their lunches. In either case, back to school season should also be a reminder that it’s time to think through your plans for college savings – the sooner, the better.Continue Reading

How to Kick Unemployment’s Butt!

How to Kick Unemployment’s Butt!

While it’s clear that you can’t prepare for everything, there are a lot of things that you can control. Don’t let a simple change in job status affect your financial future – take steps now to prepare and join the movement of young adults kicking unemployment’s butt!Continue Reading

Debit Versus Credit Card?

Debit Versus Credit Card?

I know that many people are against using a credit card. They see that it is too easy to overspend and get into credit card debt. I also see those in favor of using credit cards for rewards. Personally, I use a credit card solely because of the rewards I earn. I take the cash back and use it to invest in the stock market. There is one other reason to use a credit card over a debit card: security.Continue Reading

When You’re REALLY Ready to Buy Your First Home

When You’re REALLY Ready to Buy Your First Home

My wife and I have been talking about buying our first home for years now; heck, I’ve been writing about it for years. I know it’s not always the best decision when it comes to running the numbers, but for us, it is. While we have been aggressively saving our down payment for our first home, a few recent events have led me to think about when it’s appropriate to buy your first home. Here’s what I’ve decided.Continue Reading

Simple Tips to Keep More of Your Hard Earned Money

Simple Tips to Keep More of Your Hard Earned Money

I hate paying taxes. It’s not so much that I don’t want to help fund public works projects, but I don’t feel the government is the best at figuring out how best to spend my tax money. After all, these are the same people that built a bridge to nowhere. Because of this, I try to keep as much of my money as I possibly can, legally of course. Here are a handful of ways to help you pay the least amount in taxes.Continue Reading