Category Archives: Manage Your Finances

Is Buying A New Car Bad?

Is Buying A New Car Bad?

If you read most personal finance blogs, you will hear the majority talk about how you should never ever buy a new car. It’s a waste of money since it depreciates (loses value) the moment you drive it off the lot. While it does lose value immediately, I am here to argue that buying a new car isn’t the end of the world. If you play your cards right, buying a brand new car can be a smart move for you to make. Here are my reasons.Continue Reading

Update on 2014 Financial Goals

Update on 2014 Financial Goals

While this year has been a bit of a whirlwind, especially with Mrs 20s leaving her job, we are doing surprisingly well when it comes to meeting our goals. Learn more about what goals we are focusing on and how we hope to accomplish them.Continue Reading

Frugal Fun With Friends

Frugal Fun With Friends

Going out with friend’s costs money, a lot of money. If you just factor in dinner and drinks you are looking at close to $100 per person. How can you still go out and have fun with your friends without breaking the bank? Here are 4 frugally fun tips when spending time with friends.Continue Reading

The Most Accurate Way to Calculate How Much House You Can Afford

The Most Accurate Way to Calculate How Much House You Can Afford

If you are buying your first home, you have to be careful about buying too big of a house. Buying too much house is not only common these days, but also disastrous for your finances. Financial experts know and understand this reality – and in an effort to help, they’ve come up with simple calculations to determine how much house you can afford. Let’s take a look at these calculations, before I offer my own solution.Continue Reading

Best Way to Track Your Net Worth

Best Way to Track Your Net Worth

I USED to think that tracking your net worth was for rich people. It was just something that older people did, or even people who were older and closer to retirement. I thought it was just one of those things that people with a large net worth used to brag. My opinion changed when I started to understand what a net worth measures that other things do not. I started to track my net worth, but my process has improved over the years. Find out how to track your net worth efficiently.Continue Reading

6 Tips to Budget for Your First New Car

6 Tips to Budget for Your First New Car

Buying a new car is a special experience, because you have the opportunity to drive something no one has used before. That fresh new car smell is always a little sweeter in a vehicle that’s not pre-owned. While a brand new car is significantly more expensive than a used model, there’s no reason you can’t buy one when you budget appropriately.Continue Reading

How to Stop being a Hoarder

How to Stop being a Hoarder

A couple weeks ago, I finally took time to write down my thoughts on why I needed to start cleaning out apartment. We move just 7 months ago, so it’s not like we had THAT much extra stuff, but I came to realize that there were many hidden financial benefits to getting rid of stuff for free. That got me started. I finally had a reason to start, now it was just a matter of making it happen.Continue Reading

Planning Ahead For College

Planning Ahead For College

Summer is a great time for soon to be college students and current college students. You get to come home, reconnect with friends and family and enjoy life. But, there are some things you should do over the summer to make your upcoming school year the best it can be. Here are some tips that I’ve used (and have seen others use) that help to keep college easy and fun.Continue Reading

6 of the Hottest Apps for Managing Your Investments

6 of the Hottest Apps for Managing Your Investments

Whether you’re looking for an easy way to keep track of stock market reports, budget your own finances, or even get investment advice, there are several apps you can utilize to make sure you’re playing it smart when it comes to your cash. Continue Reading

8 Things to Remember When Budgeting For a Vacation

8 Things to Remember When Budgeting For a Vacation

The average vacation cost for a family of four is an astonishing $4,000, a not inconsiderable amount for most Americans. Here are seven expenses that every vacation budget should include.Continue Reading