Category Archives: Buying Your First Home

Surprising Costs When Owning A House

Surprising Costs When Owning A House

I bought my house back in 2007. At the time, I was foolishly under the impression that my monthly mortgage payment was my only monthly expense on the house. Boy was I wrong! There are a lot of additional costs when owning a home. Some we might think of, while others slip our minds. It is important that we take into account as many of the added costs as we can because they could be the difference between getting by each month or going into debt, which will only lead to more trouble down the road. In this post, I am going to walk you through 5 comment surprising costs when owning a home.Continue Reading

4 Ways To Cut Energy Costs

4 Ways To Cut Energy Costs

We moved last year, so this is our first winter in the new house. We recently received the electric bill and had a mini-stroke. While we knew it would be more expensive since it was a larger home, we weren’t prepared for how much higher it was. So I set off to reduce the cost of electric and save us some money. In this post, I will highlight 4 main ways we reduced our bill by over $100 a month.Continue Reading

Buying A Fixer Upper To Save Money? Think Again

Buying A Fixer Upper To Save Money? Think Again

The media has made it sound like going the fixer upper route is a smart thing to do. And it is if you find a deal. The issue is there are lots of pitfalls along the way. This post will show you that buying the lower priced fixer upper may not always be the smartest way to save some money on a new house.Continue Reading

Should You Sell Your Home When You’ve Paid off Your Mortgage?

Should You Sell Your Home When You’ve Paid off Your Mortgage?

Once your mortgage is paid off, you likely feel a sense of relief. You no longer have to make that massive payment. However, as you’re thinking about the end of this mortgage, you’re wondering if selling your house is in the future. The decision depends upon a variety of factors. New Home Plans Once youContinue Reading

Finding The Balance Between Today and Tomorrow

Finding The Balance Between Today and Tomorrow

When it comes to financial planning, it seems many people look at it as a black and white issue. Either you save your money today for a better future and suffer now, or you save nothing and live a great life now. The catch though is when you are older, you won’t have any money to retire on. I am here to tell you that the issue isn’t so black and white. In fact, it is gray. You can save for your future while still enjoying live to the fullest today. How do you go about this? Read on to find out.Continue Reading

Is Owning a Home Worth It? 9 Month Recap

Is Owning a Home Worth It? 9 Month Recap

I can’t believe that my wife and I have owned our home for over 9 months now. Since it’s been almost a year, I thought it would be appropriate to review if owning a home is really worth it, both financially and in general (because, don’t forget, not everything is just about money).Continue Reading

2014: A Year in Review

2014: A Year in Review

Wow, 2014 seemed to go fast. I can’t believe it’s already 2015… but I seem like I say that every year. Time seems to go by pretty fast, and that is part of the reason I take a moment to reflect on the year for all of you. 2013, if you recall, was a year of transition, adjustment, and steady financial growth for us. 2014 continued with some of the same trends, and then threw us some curve balls as well: both good and bad surprises.Continue Reading

How to Buy a Home in a Seller’s Market

How to Buy a Home in a Seller’s Market

I’ve hinted at it in some recent posts, but the time has finally come to share the big news with all of you. What’s the big news? We’re buying a home! To be more specific, we’re buying a condo.Continue Reading

When You’re REALLY Ready to Buy Your First Home

When You’re REALLY Ready to Buy Your First Home

My wife and I have been talking about buying our first home for years now; heck, I’ve been writing about it for years. I know it’s not always the best decision when it comes to running the numbers, but for us, it is. While we have been aggressively saving our down payment for our first home, a few recent events have led me to think about when it’s appropriate to buy your first home. Here’s what I’ve decided.Continue Reading

5 Potential Building Issues You Need to Avoid

5 Potential Building Issues You Need to Avoid

Are you about to build a new home, and believe you’ve covered everything during your research? Think again! It’s more than likely that with the vast number of items on your list to consider, there are some potential issues you’ve forgotten to investigate.Continue Reading