Best Practices for Establishing Credit

Debit Versus Credit Card?

I know that many people are against using a credit card. They see that it is too easy to overspend and get into credit card debt. I also see those in favor of using credit cards for rewards. Personally, I use a credit card solely because of the rewards I earn. I take...
Do You Remember Your First Time?

Do You Remember Your First Time?

I remember my first time. There was nothing else that I wanted except to be an adult. To be independent and responsible for my own life. Crossing this threshold is often a sign of stumbling into adulthood. I gave it some serious thought before I decided to take the...