Category Archives: Manage Your Finances

Simple Tips to Keep More of Your Hard Earned Money

Simple Tips to Keep More of Your Hard Earned Money

I hate paying taxes. It’s not so much that I don’t want to help fund public works projects, but I don’t feel the government is the best at figuring out how best to spend my tax money. After all, these are the same people that built a bridge to nowhere. Because of this, I try to keep as much of my money as I possibly can, legally of course. Here are a handful of ways to help you pay the least amount in taxes.Continue Reading

5 Potential Building Issues You Need to Avoid

5 Potential Building Issues You Need to Avoid

Are you about to build a new home, and believe you’ve covered everything during your research? Think again! It’s more than likely that with the vast number of items on your list to consider, there are some potential issues you’ve forgotten to investigate.Continue Reading

Average Tuition Increase Rates: Why High Projections are WRONG

Average Tuition Increase Rates: Why High Projections are WRONG

If you being responsible and saving for your child’s education years before he/she attends college, I bet you have taken a look at the average tuition increase in order to try and estimate the amount you need to save so that your child doesn’t have sell a body part in order to pay for school. As a person who has paid 3 different schools for tuition (and recently), I know how difficult it can be to pay for the high tuition costs. While tuition costs are certainly high, it doesn’t mean that the estimates of high annual tuition increase predictions are accurate. For those trying to estimate how much college will cost in the future, you need to read this!Continue Reading

Buying a Used Car: Why Older is Better

Buying a Used Car: Why Older is Better

This past week, I announced that I got a new job. The job comes with a lot of potential advancement in addition to it being a direct application of my unique skill set. This is not to mention the slight pay increase as well. In many ways, it was a ‘no-brainer’ for me to accept the new job. One of the few downsides to accepting this position is that it meant that I could no longer take the train to work. Taking the train to my old job was in no way enjoyable. The walk through the snow, rain, and cold during the winters challenged my resolve to be a one-car-family almost every day. But, as I have come to find out, it was much more affordable to take the train than to own a second car.Continue Reading

Car Insurance Basics that May Surprise You

Car Insurance Basics that May Surprise You

You probably know that your auto insurance protects you if you are in an accident. If you have collision coverage, you most likely know that it covers repairs to your car. If you have comprehensive insurance, you might simply call your agent after a calamity and expect him to make you whole again. Even though comprehensive auto insurance doesn’t cover everything, you might be surprised at some of the things it may cover. Continue Reading

Save Money, Be Healthy

Save Money, Be Healthy

It’s no surprise that staying healthy will save you money. Maybe not today, but the healthier you are and better you take care of yourself, the less likely you will be spending large sums of money on healthcare as you age. Luckily for us, there are all sorts of ways to stay healthy in our technology driven environment. Below I highlight some great apps for your smartphone that help you to stay in shape and save money in the long run on your healthcare needs.Continue Reading

Is Buying A New Car Bad?

Is Buying A New Car Bad?

If you read most personal finance blogs, you will hear the majority talk about how you should never ever buy a new car. It’s a waste of money since it depreciates (loses value) the moment you drive it off the lot. While it does lose value immediately, I am here to argue that buying a new car isn’t the end of the world. If you play your cards right, buying a brand new car can be a smart move for you to make. Here are my reasons.Continue Reading

Update on 2014 Financial Goals

Update on 2014 Financial Goals

While this year has been a bit of a whirlwind, especially with Mrs 20s leaving her job, we are doing surprisingly well when it comes to meeting our goals. Learn more about what goals we are focusing on and how we hope to accomplish them.Continue Reading

Frugal Fun With Friends

Frugal Fun With Friends

Going out with friend’s costs money, a lot of money. If you just factor in dinner and drinks you are looking at close to $100 per person. How can you still go out and have fun with your friends without breaking the bank? Here are 4 frugally fun tips when spending time with friends.Continue Reading

The Most Accurate Way to Calculate How Much House You Can Afford

The Most Accurate Way to Calculate How Much House You Can Afford

If you are buying your first home, you have to be careful about buying too big of a house. Buying too much house is not only common these days, but also disastrous for your finances. Financial experts know and understand this reality – and in an effort to help, they’ve come up with simple calculations to determine how much house you can afford. Let’s take a look at these calculations, before I offer my own solution.Continue Reading