Category Archives: Manage Your Finances

Why You Need to Review Your Car Insurance

Why You Need to Review Your Car Insurance

For most of my driving life, I stuck with one insurance company for my auto insurance. I never really picked them in the first place, they were the company my parents used, so I just followed them. But then around 5 years ago, something happened. I noticed that my car insurance premiums started to increase.Continue Reading

How To Get Out Of Paying Taxes

How To Get Out Of Paying Taxes

My wife and I just sat down with our accountant this past weekend. For the first time in a few years, we are getting a refund. Most times we owe money to both Federal and State. This post isn’t about the advantages or disadvantages about whether or not you should be getting a refund every year, but rather a post on how to get out of paying taxes altogether.Continue Reading

Why Paying Off Your Mortgage is So Darn Tempting

Why Paying Off Your Mortgage is So Darn Tempting

My wife and I have owned our home for less than 3 months, and I am already tempted to start paying extra money towards our mortgage. Not only that, but we have paid exactly TWO payments. That’s 2 out of 360 total payments, or 1/180th. About half of a percentile. Yet, we are already tempted to start paying down our mortgage.Continue Reading

The Two Minute Routine That Can Save You Money

The Two Minute Routine That Can Save You Money

We all love to save money, and I have found that one trick is by far the easiest and fastest way to save me money. In fact, I would say that this one thing saves me money 95% of the time. What is this super easy, super effective way to save money? It’s simply taking two minutes to search for a coupon code online.Continue Reading

4 Tips to Spend Less and Save More

4 Tips to Spend Less and Save More

Cutting down the money you are spending on things seems a bit difficult unless you understand how everyday activities and habits influence your lifestyle. Perhaps it may even keep you off from accomplishing your savings goals. Here are few tips to help you get better.Continue Reading

Low Cost Valentine’s Day Gifts

Low Cost Valentine’s Day Gifts

It’s almost here, the day that businesses created to make money show that special someone you care. Growing up, I remember getting “be mine” valentines from everyone in my class. As I became older, Valentine’s Day turned into a time when I spent money I didn’t have to show the other person that I loved them; not a smart thing to do, the going into debt part. Now that I am older still, I realize that the best gifts come from the heart and are thoughtful. If you can turn a gift into a recurring gift on top of that, you are all set.Continue Reading

Plan Your Future

Plan Your Future

I am a planner by nature. Everything I do is planned out ahead of time. Luckily though, I can also roll with the punches and change doesn’t require too much effort for me to adapt to, though I couldn’t say that for the younger me. In any case, one area that I love to planContinue Reading

Time For Spring Cleaning

Time For Spring Cleaning

I know, it’s not spring just yet. But come the new year, I like to clean up the clutter that has been piling up around our house for the past few months. While I could wait until spring to actually do it, I choose to do it now since I am motivated with the new year and making other changes to my life. In fact, I find it easier to clean out things (meaning get rid of them) when I am in this mindset as opposed to when spring rolls around. So how do I spring clean now? Here is my usual plan of attack.Continue Reading

Reaching Your Goals in 2015

Reaching Your Goals in 2015

It’s that time of year again – time to come up with some goals (or resolutions depending on your preference) to strive for over the course of the new year. Some of you will succeed, but others will unfortunately fail. For those that have fallen short of your goals in the past, I am here to help. I have found two “secrets” that help me reach my goals 95% of the time. While I’m still not perfect when it comes to reaching my goals, being 95% of the way there is a good place to be. So what are my secrets? Read on to find out!Continue Reading

Our New “Budget” in 2015

Our New “Budget” in 2015

As a personal finance blogger, I have failed all of my readers. If this were a religious blog, I’d start out with the bold claim: “I’ve sinned.” You see, I stopped budgeting. Here’s why I stopped budgeting and how I plan to mix it up and get back to prioritizing our funds.Continue Reading