Category Archives: Manage Your Finances

Average Tuition Increase Rates: Why High Projections are WRONG

Average Tuition Increase Rates: Why High Projections are WRONG

If you being responsible and saving for your child’s education years before he/she attends college, I bet you have taken a look at the average tuition increase in order to try and estimate the amount you need to save so that your child doesn’t have sell a body part in order to pay for school. As a person who has paid 3 different schools for tuition (and recently), I know how difficult it can be to pay for the high tuition costs. While tuition costs are certainly high, it doesn’t mean that the estimates of high annual tuition increase predictions are accurate. For those trying to estimate how much college will cost in the future, you need to read this!Continue Reading

Emergency Funds Exist for a Reason

Emergency Funds Exist for a Reason

This past week, my wife and I were exposed to the possibility of having to dip into our emergency fund. And while the saver in me HATES the idea of having to spend that money that we worked so hard to save up, the other part of my realizes that this is the very reason that we have an emergency fund: to get us through the most difficult situations.Continue Reading

Quality Trumps Price

Quality Trumps Price

This wednesday marks an important day in my life. It’s my 27th birthday… but that’s not why it’s important. Sure, I’ll be sure to celebrate and reflect on how far I’ve come in recent years, both financially and vocationally among other things. But, for most young adults 27 years old is nothing special. There’s nothing special about turning 27. Except for me, it’s different. Here’s whyContinue Reading

Understanding Overlooked Credit Card Benefits

Understanding Overlooked Credit Card Benefits

We all know that credit cards allow us to buy things and pay for them later. If you sign up for some credit cards, you get to earn free travel or even cash back. But there are more benefits to credit cards than just the features I highlighted. Unfortunately, many overlook these valuable benefits. Here are some of the often overlooked benefits of credit cards (and a few things to consider in areas other than credit cards too).Continue Reading

Things Everyone Should Consider When Getting A Pet

Things Everyone Should Consider When Getting A Pet

Having a cat or dog around can be a lot of fun. Unfortunately, most of us only look at the fun side of owning a pet: the playtime, the walks, the companionship, etc. – but ignore the not so fun side: the cost of food, vet bills, etc. While I am not out to tell you that you shouldn’t get a pet, I am urging you to consider all angles before bringing Rufus or Tiger into your home.Continue Reading

Funs Ways to Save Money

Funs Ways to Save Money

Saving money isn’t ONLY about putting your head down and working hard. It is about figuring out what works for you and what you enjoy. By saving money through things that you enjoy, you will stick with it longer and actually make a large dent on your personal finances over the course of your life.Continue Reading

Learning How To Learn

Learning How To Learn

Through all of the years of schooling that we go through, many of us never learn how to learn. You read that right. We probably passed many tests and courses along the way, even earning our diplomas and bachelor’s degrees (and in some cases a graduate degree too), but we never really learned how to learn. Find out why this is a bad thing and what you should do to change things.Continue Reading

Seeing Things Through To The End

Seeing Things Through To The End

Ahh, spring! After the winter we had, spring is certainly welcomed by most everyone. With spring comes the warm weather, longer days and thoughts of the upcoming summer. While all of these things are good, they can also derail your studies. Trust me, I’ve been there before.Continue Reading

The Dangers of Earning More Money

The Dangers of Earning More Money

If you are starting to earn a little money from a side gig or are thinking about starting a side gig, you want to make sure you aren’t falling into this trap. Earning a little extra money hardly sounds like it is a bad thing. Who couldn’t use a little extra money in their pocket?Continue Reading

Using The Internet To Save Money

Using The Internet To Save Money

The internet is a wonderful thing. There is endless information and products to buy online. Saving money is fairly easy as well when buying online. A simple search for the store you are buying from along with the term “coupon” or “coupon code” will be able enough to save a few dollars. But did you know there are many other ways to save money online? Below I highlight 3 such ways.Continue Reading