Category Archives: Manage Your Finances

The Power Of Living Debt Free

The Power Of Living Debt Free

As a twenty-something, ideally you have very little, if any debt. You probably have some student loan debt, but that is it. For most of you, you don’t know what it is like to live a debt free life. After all, you never had a full time job working 40 hours a week for a full year until now.Continue Reading

Why We Play The Lottery

Why We Play The Lottery

Everyone was caught up in the Powerball frenzy of the last few weeks. As of this writing, it appears that 3 people will split the grand prize and many others will get a smaller piece of the prize. While it is fun to play and imagine life after winning that much money, the question is, why do we do it?Continue Reading

How to Cut Down on Unnecessary Spending

How to Cut Down on Unnecessary Spending

There are many ways to budget, but also many ways to blow through our budgets in record time. Living expenses add up quickly, and it can be hard to narrow in on how exactly we’re spending more money than we can actually afford to part with.Continue Reading

How Much Stuff Do You Have?

How Much Stuff Do You Have?

My wife and I are in the process of selling our house and buying a new one. As such, we have to get our current house in order to go on the market, which means one thing: cleaning and organizing. I am sure that most people experience the same feelings as we are now when moving, namely, where did we get all of this stuff? But it has greater meaning now because our families were asking us about our Christmas lists not too long ago and what we wanted.Continue Reading

Prepping For The New Year Financially

Prepping For The New Year Financially

With the new year comes many of us seeking to improve our lives. This usually means health and finances. I am not going to talk about health here, but am going to give you some guidance for preparing yourself for the new year financially. What steps can you take that will have a significant impact on your finances in the year and the years that follow? Keep reading to find out.Continue Reading

The Daily Habits that Deplete Your Bank Account

The Daily Habits that Deplete Your Bank Account

What 20-something hasn’t looked at their bank account and felt the sinking realization that the number is far lower than expected? It’s a common dilemma, as common as the habits that make it a reality. You might think you’re being responsible with your money, while depleting your funds quicker than ever before. Luckily, there are easy fixes for our unnecessary spending habits, and I’ve laid them out below.Continue Reading

Saving The Most Money On Car Expenses

Saving The Most Money On Car Expenses

The ongoing costs tied to car ownership can quickly add up. Insurance, gas and repairs can easily throw you in the red if you don’t properly plan for them by saving money ahead of time. In this post, I am gong to walk you through some ways to cut your ongoing costs of owning a car so that you can keep more of your hard earned money. Let’s get started.Continue Reading

Tips For Picking The Right College

Tips For Picking The Right College

Last month I talked about going overseas for college and the pros and cons of doing so. Today I decided to talk to the rest of the readers who are not interested in going overseas to get their college education. How do you pick a college that is right for you?
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The Power of Giving Your Money Meaning

The Power of Giving Your Money Meaning

You make a plan to save some money and actually make some transfers to a savings account. But then you see something (or a few somethings) you like and next thing you know, your savings is gone. Why is this? For me, the reason was because I wasn’t giving meaning to my money. What the heck does this mean? It means that I was just saving money without any real, tangible goal. I would save $100 from a paycheck because it was “the smart financial thing to do”.Continue Reading

What to Do When Audited By the IRS

What to Do When Audited By the IRS

My wife and I were recently audited for our 2012 tax return. While I freaked out when I saw the letter, Being audited by the IRS doesn’t have to be. Here is my experience with the IRS and several things that you can do to ensure you get a clean audit from the IRS.Continue Reading