Category Archives: Manage Your Finances

Don’t Set Your Budget In Stone

Don’t Set Your Budget In Stone

After reading the title of this post, what comes to mind? For many, they might think that you shouldn’t create a budget when you are 25 and have the same one when you are 55. While this should be obvious, you actually need to review and update your budget more frequently than most people think. Here are some reasons why.Continue Reading

Is It Worth it to Study Abroad?

Is It Worth it to Study Abroad?

Let’s face it, college is expensive. Everyday students are making decisions on whether to go to college and take on huge loads of debt, or skip college altogether. Some fall in the middle, where they decide to go to community college for a couple of years to keep costs low, and then transfer to a four year college or university.Continue Reading

How to Have A Frugal Wedding

How to Have A Frugal Wedding

If you are in the process of getting married or have gotten married recently, you know the cost of the event itself is huge. In fact, studies show that the average cost of a wedding is creeping up to $30,000. Yeah, you read that right. That is the annual salary for many people.Continue Reading

Finding The Balance Between Today and Tomorrow

Finding The Balance Between Today and Tomorrow

When it comes to financial planning, it seems many people look at it as a black and white issue. Either you save your money today for a better future and suffer now, or you save nothing and live a great life now. The catch though is when you are older, you won’t have any money to retire on. I am here to tell you that the issue isn’t so black and white. In fact, it is gray. You can save for your future while still enjoying live to the fullest today. How do you go about this? Read on to find out.Continue Reading

Simple Ways to Maintain Your Financial Health

Simple Ways to Maintain Your Financial Health

When you’re in your twenties, you often have new student loans, plus easy access to credit cards, shopping available at any time of the day or night, and the desire for overseas trips and new cars. As a result, it can be tricky working out what you should and shouldn’t spend money on. Sometimes it’s just too easy to let your spending get out of control and for savings goals to go up in smoke.Continue Reading

Is Owning a Home Worth It? 9 Month Recap

Is Owning a Home Worth It? 9 Month Recap

I can’t believe that my wife and I have owned our home for over 9 months now. Since it’s been almost a year, I thought it would be appropriate to review if owning a home is really worth it, both financially and in general (because, don’t forget, not everything is just about money).Continue Reading

How Your Morning Routine Makes Or Breaks Your Finances

How Your Morning Routine Makes Or Breaks Your Finances

What does a typical morning for you look like? Are you running around like a crazy person trying to get everything together so you can just barely make it to work on time? Maybe you are the complete opposite and most mornings are lazy, allowing you to casually eat breakfast and read the paper before heading to work. Or maybe you fall somewhere in between. Below, I am going to show you how your morning routine has an impact on your finances, both the good and the bad.Continue Reading

Finances And The Single Life: How To Date Frugally

Finances And The Single Life: How To Date Frugally

Being single has its ups and downs. On the one hand, you have infinite freedom. You can come and go as you please, without having to check in with anyone (unless you still live with Mom and Dad). You also get to focus 100% of your efforts on yourself and getting ahead career-wise, financially and just simply improving yourself to be better than you were before. But being single also has its downsides. For one, it takes more effort to find someone to go out with all of the time as you donít have a significant other. And of course, being single and dating costs money. In this post, I am going to show you some tricks I used when I was single to help keep my budget in check while at the same time enjoying the company of others.Continue Reading

Are You Cheap or Frugal?

Are You Cheap or Frugal?

There is a raging debate going on today about the difference of being frugal and simply being cheap. Do you know the difference? Better yet, do you know which category you fall into? While there is nothing wrong with being frugal, being cheap is another issue. Below, you will see why being cheap is not ideal and how to know which one you are and how to change if you are cheapContinue Reading

Using Time To Your Advantage

Using Time To Your Advantage

Do you value your time? Do you do things now that will pay off in the future? Many of us tend to focus on earning money and not so much on time. But this is a recipe for disaster. In fact, you need to take time into account when you are deciding on earning money. After all, the saying ‘time is money’ is very true. Below, learn how to use time to your advantage so you get the most out of life.Continue Reading