Category Archives: Manage Your Finances

How to Save Money: Even Your Milk Money Counts

How to Save Money: Even Your Milk Money Counts

Do you find yourself saying that you don’t have enough money? Is it hard to find the pennies necessary to pay the bills? Saving money can be difficult at times for a lot of reasons. Whether it is because you are stuck in contract to lease a car or can’t stop yourself from buying the latest, greatest item, it can be hard to save money. The simple fact is that it is hard to postpone gratification when you get a “high” right now. The important principle in understanding how to save money is that every little bit helps… even your milk money.Continue Reading

Making Saving A Priority

Making Saving A Priority

If you are looking for a way to stop living paycheck to paycheck and actually make progress with your finances, then this post is for you. You don’t need to track every penny you spend or even keep detailed spreadsheets about your finances. All you need to do is one thing: make saving a priority. That’s it. But while making saving money a priority sounds easy, so many have a hard time with this. Before we get into the difficulties surrounding saving money, let’s first look at the benefits of making savings a priority.Continue Reading

Dealing with Death: Practical Steps

Dealing with Death: Practical Steps

No one wants to experience the death of a close friend or family member, but it’s much better to be prepared for this eventuality, should it occur. This article will not discuss how to deal with the grieving process, but will instead focus on the practical steps that must be undertaken in the event of tragedy.Continue Reading

Best Place to Get Life Insurance: Not Your Employer

Best Place to Get Life Insurance: Not Your Employer

Through many informal conversations about finances with my friends (whom are also young adults), it is shocking to me how common it is for young adults to ignore life insurance. On the one hand, I understand that young adults are the group of individuals least likely to NEED life insurance. On the other hand, you should not assume that you don’t need it just because you are young – which is often the case.Continue Reading

It’s Not All About Cost

It’s Not All About Cost

Have you ever found yourself dismissing a purchase based on cost? A typical situation might go like this: you refuse to pay $30 per month to join a gym simply because you don’t want to spend $30 every month. While it is good to be conscious of expenses, you also have to look at the other side of the coin as well ñ what are the benefits from spending $30 per month on a gym membership. This post will show you the benefits of looking at the cost/benefit analysis.Continue Reading

How to Achieve the Impossible: My 2014 Goals

How to Achieve the Impossible: My 2014 Goals

As I talked about two weeks ago, I am making some pretty aggressive financial goals for 2014. While they are ambitious, the quantity of goals is limited to just 4 so that I can stay focused on them and not get distracted. It’s easy to get distracted and so that’s why I’ve chosen to focus on just four.Continue Reading

Free Trustworthy Resources for Investors

Free Trustworthy Resources for Investors

The internet completely changed the world for investors. There are now more free and accessible resources for investors than ever before. I’ve compiled a list of some of my favorite online resources for investors, and I hope you’ll help by adding any more in the comments.Continue Reading

Saving Money On Your Trip Back To College

Saving Money On Your Trip Back To College

When I was in college, the trip back to college cost me a decent amount of money since I lived on the opposite side of the state. But, over the years and trips back and forth, I found a few ways to help me save money, which allowed me more money for late night pizza!Continue Reading

My 2014 Financial Goals

My 2014 Financial Goals

2013 was a year of change and progress for me and my wife. When I sat down to calculate the our net worth, I found that we were short of our ambitious 50% increase YTD goal, but not by much. In fact, when I calculated the change in our net worth from January 2012 – January 2013 and compared it to last year, I found out that we increased our net worth almost the same amount, despite me not making as much money online. This success is in part due to our commitment to setting financial goals.Continue Reading

How To Avoid Debt In The New Year

How To Avoid Debt In The New Year

With a new year come resolutions to better yourself and improve your finances. Some readers might be looking to finally get out of debt for good this new year. Others might simply want to pay off the debt they incurred over the holidays. Regardless of which camp you are in, there are a handful of ways to decrease the odds of getting into debt in the new year.Continue Reading