Category Archives: Manage Your Finances

3 Moves To Make To Rid Yourself of Student Loans

3 Moves To Make To Rid Yourself of Student Loans

Graduation is upon us and for many seniors, it means entering the real world. This usually entails getting a job, finding a place to live and paying off those pesky student loans. While I know that student loans aren’t high on your importance list at the moment, they should be. Take it from someone who has been in your shoes before. I’ll tell you a little bit about my story below and offer some tips to rid yourself of student loans.Continue Reading

Should You Sell Your Home When You’ve Paid off Your Mortgage?

Should You Sell Your Home When You’ve Paid off Your Mortgage?

Once your mortgage is paid off, you likely feel a sense of relief. You no longer have to make that massive payment. However, as you’re thinking about the end of this mortgage, you’re wondering if selling your house is in the future. The decision depends upon a variety of factors. New Home Plans Once youContinue Reading

3 Simple Ways To Cut Expenses

3 Simple Ways To Cut Expenses

I’ve taken some time recently to look over my budget. I found a few simple things I could do that would have a large positive impact on my finances. The great part about this is that they are simple things that won’t take much effort on my part. I think that many of you could benefit from these as well.Continue Reading

5 Emergencies That Aren’t Emergencies

5 Emergencies That Aren’t Emergencies

By now hopefully you understand the importance of having an emergency fund. It is there to protect when something unexpected comes up in your life that affects your finances. The key here is that term “when”. Financial setbacks will happen at some point, it is just a matter of time. So knowing that they will happen reinforces the importance of having an emergency fund.Continue Reading

Lessons Learned While Cleaning Out The House

Lessons Learned While Cleaning Out The House

As I’ve written in a previous post, my wife and I are moving. We having a growing family and with both of us working from home, we need some more room to work, live and raise our family. As part of this move was the need to clean out our house. What a chore that was! But as with most things in life, whether they be good or bad, I try to find some sort of meaning out of the situation. I like to do this as it allows me to learn and grow as a person. So what did I learn from cleaning out the house? Plenty. Read on to find out.Continue Reading

Resetting Your New Years Goals

Resetting Your New Years Goals

If you are like many, some of your New Years goals have already fallen by the wayside. Instead of just packing it in for the year thinking you’ve failed for good, now is a perfect time to step back and reassess the situation. Here are some tips for how to do this and how to push through to seeing results from your New Years goals.Continue Reading

Keeping Money Simple

Keeping Money Simple

It’s been written before on this site about the importance of having a budget . And I know that many people don’t like hearing the word budget. It gives them an image in their head of restricting their spending and not being able to enjoy today, but rather have to suffer and sacrifice for tomorrow.Continue Reading

Does Renting Items Make Sense?

Does Renting Items Make Sense?

I’ve been seeing a lot of commercials lately for companies offering “great deals” on renting items, from TVs to sofas, washers and dryers, even tires. Yes, tires for your car. The question is, is this really a great deal, or are you a sucker for renting these things?Continue Reading

Frugal Packing Tips

Frugal Packing Tips

My wife and I are moving. After many months of searching for a new home, we found ours late in 2015. After some back and forth with negotiations we agreed on a price. The only catch was we had to sell our home. It was stressful, but in the end, we were able to do so quickly. That left us with the exciting chore of packing and moving. I am being sarcastic when I say packing and moving is fun. It was tough and stressful but we learned many things along the way. One of which is frugal packing tips.Continue Reading

Best Practices for Establishing Credit

Best Practices for Establishing Credit

In today’s world, a good credit score is a powerful tool for financial stability. It may determine if you can borrow money for a mortgage, car or other loan and what interest rate you’ll pay for that loan. Your credit score may also be a factor in whether or not you can rent an apartment or how much you pay for insurance. The two major credit scores are the FICO score used mainly for lending decisions, and the VANTAGE score, created by the three major credit bureaus to compete with FICO.Continue Reading