Category Archives: Manage Your Finances

Improve Finances by Giving Away Stuff (for Free)?

Improve Finances by Giving Away Stuff (for Free)?

Over the past few months, as my wife and I adjust to living in Boston, there has been a recurring thought. Since moving several hundred miles from where we used to call home, my wife and I have realized that we have a lot of stuff. Too much stuff. Here’s the logic behind my plan to change all of that.Continue Reading

The Two Ways to SAVE: Which is BETTER?

The Two Ways to SAVE: Which is BETTER?

One of the several ways to differentiate one budgeter from another is their savings method. As far as I can tell, there are two groups of people when it comes to their savings methods. Of course, within each group there are many variations, but on the surface, there are two ways to save. Here’s the advantages of both, and why I prefer one over the other.Continue Reading

Wedding Registry: Gifts or Cash?

Wedding Registry: Gifts or Cash?

Wedding season is in full force right now. If you are planning your marriage or are recently married, congratulations! One of the trickiest parts of the wedding is the wedding registry. Do you ask for gifts or just cash? I’ll walk you through my experience and some things to think about when you are creating your wedding registry.Continue Reading

Adjusting to a New City: Surviving Many Bumps and Bruises

Adjusting to a New City: Surviving Many Bumps and Bruises

Two jobs in a new city secured one year before moving?!?! Yes, please. Considering that when we moved to New Jersey, we signed a lease on a small 1 bedroom apartment before either of us having a job, we were thrilled to have an easy transition to an exciting new city. Our transition couldn’t be better planned. Or, so we thought.Continue Reading

Look At Your Entire Financial Picture

Look At Your Entire Financial Picture

While anything you do to get yourself ahead financially is good, you will never get as far as you can if you don’t look at your entire financial picture. Here is why you need to look at everything in your financial life if you want to be financially successful.Continue Reading

Average Tuition Increase Rates: Why High Projections are WRONG

Average Tuition Increase Rates: Why High Projections are WRONG

If you being responsible and saving for your child’s education years before he/she attends college, I bet you have taken a look at the average tuition increase in order to try and estimate the amount you need to save so that your child doesn’t have sell a body part in order to pay for school. As a person who has paid 3 different schools for tuition (and recently), I know how difficult it can be to pay for the high tuition costs. While tuition costs are certainly high, it doesn’t mean that the estimates of high annual tuition increase predictions are accurate. For those trying to estimate how much college will cost in the future, you need to read this!Continue Reading

Emergency Funds Exist for a Reason

Emergency Funds Exist for a Reason

This past week, my wife and I were exposed to the possibility of having to dip into our emergency fund. And while the saver in me HATES the idea of having to spend that money that we worked so hard to save up, the other part of my realizes that this is the very reason that we have an emergency fund: to get us through the most difficult situations.Continue Reading

Quality Trumps Price

Quality Trumps Price

This wednesday marks an important day in my life. It’s my 27th birthday… but that’s not why it’s important. Sure, I’ll be sure to celebrate and reflect on how far I’ve come in recent years, both financially and vocationally among other things. But, for most young adults 27 years old is nothing special. There’s nothing special about turning 27. Except for me, it’s different. Here’s whyContinue Reading

Understanding Overlooked Credit Card Benefits

Understanding Overlooked Credit Card Benefits

We all know that credit cards allow us to buy things and pay for them later. If you sign up for some credit cards, you get to earn free travel or even cash back. But there are more benefits to credit cards than just the features I highlighted. Unfortunately, many overlook these valuable benefits. Here are some of the often overlooked benefits of credit cards (and a few things to consider in areas other than credit cards too).Continue Reading

Things Everyone Should Consider When Getting A Pet

Things Everyone Should Consider When Getting A Pet

Having a cat or dog around can be a lot of fun. Unfortunately, most of us only look at the fun side of owning a pet: the playtime, the walks, the companionship, etc. – but ignore the not so fun side: the cost of food, vet bills, etc. While I am not out to tell you that you shouldn’t get a pet, I am urging you to consider all angles before bringing Rufus or Tiger into your home.Continue Reading