Category Archives: Investing

Investing Your Emergency Fund – Yeah or Nay?

Investing Your Emergency Fund – Yeah or Nay?

We all know the importance of having an emergency fund. Should something unexpected happen, we can take the stress that is related to it in terms of finances out of the picture and spend our energy focusing on how to get through the difficult times. But in the low-yield environment that we are living in, many people are looking for options to boost the return of their cash. Many have turned to investing their emergency fund. Is this a smart move? What are the advantages? What are the disadvantages? I cover all of these below, helping you to make the best choice for your situation.Continue Reading

Why Asset Allocation is So Important

Why Asset Allocation is So Important

When it comes to investing, too many investors are focused on hitting home runs, in other words, doubling the value of their investments overnight. To do this, they take on too much risk and when the market drops, they lose everything. Frustrated, they claim the stock market is rigged against them and they leave.Continue Reading

Should You Invest In An IPO?

Should You Invest In An IPO?

When it comes to investing, we all want to hit the home run. Not many people are interested in buying shares of General Electric and holding them for decades, earning a decent return along the way. No we want to buy a stock and see its price double by next weekend. Unfortunately, the odds of this happening are rare and even rarer are the odds you actually own the one stock that does double overnight.Continue Reading

Best Way to Track Your Net Worth

Best Way to Track Your Net Worth

I USED to think that tracking your net worth was for rich people. It was just something that older people did, or even people who were older and closer to retirement. I thought it was just one of those things that people with a large net worth used to brag. My opinion changed when I started to understand what a net worth measures that other things do not. I started to track my net worth, but my process has improved over the years. Find out how to track your net worth efficiently.Continue Reading

Motivations For Saving For Retirement

Motivations For Saving For Retirement

A quick internet search shows that college grads are still barely saving anything for retirement. And how can you blame them? Aside from the difficulty in finding a job and high student loan repayments, the fact that retirement is decades away gives many the false sense of hope that they can catch up at a later time.Continue Reading

How Investments are Taxed

How Investments are Taxed

Never does a year go by without a more complicated tax code. The complete tax code now stands at more than 76,000 pages and millions of words. Investors have to deal with quite a few different tax rules, laws, and policies. Let’s look at how different investments are taxed from the ground up.Continue Reading

The Reality of Real Estate Investing

The Reality of Real Estate Investing

If you want to learn about rental real estate, you will find success stories about owning rental real estate on any online search or watching late night television. The people will talk about how it’s safer than investing in the stock market and how it is the only way to become wealthy. It shouldn’t surprise you that most are saying this. After all, they are trying to sell you their guide or product that will help you in your real estate journey to financial freedom. I am here to tell you the other side of rental real estate.Continue Reading

5 Simple Tips To Save a House Down Payment

5 Simple Tips To Save a House Down Payment

If you are like many, you dream of owning your own house one day. Having a place to call your own, to decorate and do as you please without getting permission first from your landlord is an awesome thing. There is only one stumbling block that many people face: coming up with the down payment.Continue Reading

Why Paying Off Your Mortgage is So Darn Tempting

Why Paying Off Your Mortgage is So Darn Tempting

My wife and I have owned our home for less than 3 months, and I am already tempted to start paying extra money towards our mortgage. Not only that, but we have paid exactly TWO payments. That’s 2 out of 360 total payments, or 1/180th. About half of a percentile. Yet, we are already tempted to start paying down our mortgage.Continue Reading

Take Control Of Your Retirement This Year

Take Control Of Your Retirement This Year

With a new year, many of us have our sights set on bettering our lives. For some, this includes losing weight and eating healthy while for others, it’s all about getting our finances in order. For those looking to take control of your finances, there are a few simple things you can do in 15 minutes time that will have a dramatic impact on your retirement. Not only will they take little of your valuable time, you also won’t really notice an impact either on your daily life. Can it get any better than that? Here are the 2 tips you can use now to start taking control of your retirement.Continue Reading