Category Archives: Real Estate

The Reality of Real Estate Investing

The Reality of Real Estate Investing

If you want to learn about rental real estate, you will find success stories about owning rental real estate on any online search or watching late night television. The people will talk about how it’s safer than investing in the stock market and how it is the only way to become wealthy. It shouldn’t surprise you that most are saying this. After all, they are trying to sell you their guide or product that will help you in your real estate journey to financial freedom. I am here to tell you the other side of rental real estate.Continue Reading

5 Simple Tips To Save a House Down Payment

5 Simple Tips To Save a House Down Payment

If you are like many, you dream of owning your own house one day. Having a place to call your own, to decorate and do as you please without getting permission first from your landlord is an awesome thing. There is only one stumbling block that many people face: coming up with the down payment.Continue Reading

Why Paying Off Your Mortgage is So Darn Tempting

Why Paying Off Your Mortgage is So Darn Tempting

My wife and I have owned our home for less than 3 months, and I am already tempted to start paying extra money towards our mortgage. Not only that, but we have paid exactly TWO payments. That’s 2 out of 360 total payments, or 1/180th. About half of a percentile. Yet, we are already tempted to start paying down our mortgage.Continue Reading

2014: A Year in Review

2014: A Year in Review

Wow, 2014 seemed to go fast. I can’t believe it’s already 2015… but I seem like I say that every year. Time seems to go by pretty fast, and that is part of the reason I take a moment to reflect on the year for all of you. 2013, if you recall, was a year of transition, adjustment, and steady financial growth for us. 2014 continued with some of the same trends, and then threw us some curve balls as well: both good and bad surprises.Continue Reading

How To Save For A House

How To Save For A House

Saving for a house can be a long and challenging process. Both because of how much money you actually need to save and because of the time commitment needed to save that large amount of money. In this post, I am going to give you an idea of just how much money you need to save for a house (and why saving more makes sense) as well as how to get over the hurdle of the time commitment involved with saving such a large amount. I’ll even touch on a few ways to help boost your saving. Let’s get started.Continue Reading

To Refinance or Not to Refinance, That Is the Question

To Refinance or Not to Refinance, That Is the Question

Owning a home is a big responsibility. Along with the cost of maintaining the home, you also have the sizeable mortgage to worry about. If you are like many Americans, making your monthly mortgage payment can at times be difficult. If you want to save a little money every month when it comes to your monthly house payment, or want to cash-out a portion of your home’s equity to pay off some of your other debt, you may want to consider refinancing.Continue Reading

Real Estate Investing: How and Why I Ignored the “Experts”

Real Estate Investing: How and Why I Ignored the “Experts”

A couple years ago I started reading up on real estate years ago. I picked up a few comprehensive books and went through them like they were picture books. I’ve been hooked on real estate investing ever since. And as ironic as it may be, I broke one of the cardinal rules of real estateContinue Reading

How to Retire With Rental Properties

How to Retire With Rental Properties

One of the most basic retirement rules that you should learn is diversification. Every investment portfolio should be properly diversified to protect yourself from losing it all. As I continue to fine-tune my retirement plan, I continue to obsess over the power of real estate investing. While I would never be stupid enough to limit my retirement income with just one source of revenue, I thought it would be fun to figure out how one could retire with just rental properties – and to do so with realistic numbers.Continue Reading

What to Do Years Before Buying a Home

What to Do Years Before Buying a Home

We’re being really active in preparation for our future home – mainly because it means that much to us. “We” are also really preparing for our home purchase because I like to be well prepared. If you are looking to buy a home in the next couple of years, here’s a few things that you can do to prepare yourself for a mortgage.Continue Reading

Things To Do Before Signing a Lease

Things To Do Before Signing a Lease

Whether you are looking for your first apartment or your third, there are some things you should always do before signing the lease. The more of these tips you can check off prior to moving in, the fewer potential headaches you will have, making your life that much easier.Continue Reading