Ever since college, I’ve had a bad spending habit – or an addiction, if you will. In the early years I didn’t see it as an addiction – instead it was something that made my life more valuable. Unlike other people’s bad habits, this one did not ruin my health or cause me to go into debt, but it did cost me thousands of dollars. If I haven’t built up the suspense long enough, my addiction was buying… Continue Reading
Category Archives: Uncategorized
REITs: What they are and Should You Invest in Them?
Investors have two choices for investing in real estate. First, there are direct investments in investment real estate that you own and manage yourself. Secondly, there are products on Wall Street known as real estate investment trusts, that invest in diversified portfolios of real estate on behalf of all their investors.… Continue Reading
How to Do Your Taxes for the First Time
In many ways I still feel like a person with a lot to learn, but on the other hand, I feel like I am finally getting a good understanding of some things. One of the most complex and confusing systems is the U.S. tax system. Not only are there a number of different types of taxes (federal, state, property, etc.), but there are also a number of different deductions. While I’m not a tax professional, I’ve learned the best way for me to do my taxes.… Continue Reading
Consumer Loans are a Problem…Everywhere
I spend a lot of my time thinking about ways to communicate the importance of wise financial choices to many of my peers. Helping others get on track is something that drives me to write on this blog. It’s not too often that I find an easy way to communicate the problems that young adults… Continue Reading
Doing the Right Thing for Your Child
While I’m not a parent yet, I have several friends who have made the leap into parenthood. Often it means that I no longer hang out with them as much because they are busy juggling a job and being a parent. While part of me is secretly resentful, I know that their responsibilities have changed as they plunge into a different level of adulthood. Being a parent is difficult enough, I can’t even imagine what it’s like when a child is injured.… Continue Reading
Clipping Coupons: Is it Worth It?
I’m not a computer programmer, but I am known by family and coworkers as being an IT guy. My generation is a unique generation that has grown up with the boom of technology. In many ways, actually clipping coupons is a foreign exercise to me. The only form of couponing that I have performed is visiting a website in order to find a code. That’s not to say that the physical act of clipping coupons is extinct. That’s clearly not the case. The question is instead, should it be?… Continue Reading
Five Ways to Achieve Your Financial Goals
Very rarely do I meet someone who doesn’t care about achieving financial success. Simply put, everyone wants to have more money than they know what to do with. Who doesn’t right? That’s why so many people waste their money on lottery tickets. Yet, as we all know, very few achieve this goal. But, it isn’t for a lack of trying. Everyday people go to work and do their best to earn a paycheck, pay their bills, and get ahead.… Continue Reading
Steps To Follow After Receiving a PPI Letter
While PPI selling scandal has been big news for years now, banks contacting customers inviting them to make a claim is relatively new. Early in 2012 the FSA (the Financial Services Authority, now known as the Financial Conduct Authority)raised concerns that there were still millions of people who were entitled to make a claim but… Continue Reading
Disney and Netflix announce exclusive deal
Some sectors of the film industry seem to be in a state of flux as many of the world’s largest studios and cinema chains struggle with people deciding to forgo regular trips to see the latest blockbusters. Two of the biggest names in cinema, are to link up in a move that has delighted the… Continue Reading
Financial Carnival for Young Adults – New Years Edition
Welcome back to the new and improved Financial Carnival for Young Adults. I took a couple weeks off from hosting this carnival for the Holidays and now it is back in better form. The carnival ownership has been moved over to a new joint effort at Finance for Young Adults. If you are interested in submitting to this carnival or hosting it in future weeks, check out the information on this page.… Continue Reading
