Welcome back to the new and improved Financial Carnival for Young Adults. I took a couple weeks off from hosting this carnival for the Holidays and now it is back in better form. The carnival ownership has been moved over to a new joint effort at Finance for Young Adults. If you are interested in submitting to this carnival or hosting it in future weeks, check out the information on this page.
I have a feeling that 2013 is going to be another good year. I hope to make many improvements to my life, but it won’t be easy. Life improvements never are easy. Part of my financial goals will focus around spending less money, saving, investing, and particularly starting to plan more seriously for buying a home. It is realistically still years away, but if our finances continue to improve as fast as they have in the past year or two, we’ll be on our way.
I wish you all the best on your 2013 goals!
Glen Craig @ Free From Broke writes Best Careers for the Future – Are you wondering what field would be good to study? Maybe you’re looking to change your career? See our best careers for the future and see where the growth is.
Pauline @ Reach Financial Independence writes 2013 financial goals – Have you set yours?
Lance @ Money Life and More writes How Much Cash Back I Earned From Credit Cards in 2012 – Many people dismiss using credit cards to gain some extra income. Using credit cards to gain rewards or cash back is not for you if you can’t control yourself. I never spent more than I would with cash (despite the studies you’ve read) and I always pay my balance off in full every month.
A Blinkin @ Funancials writes Where Will You Be When The Bond Bubble Bursts? – Over the last 30 years (since about 1980), interest rates have declined steadily. The inverse relationship between interest rates and bond prices means that – as interest rates fall, bond prices rise. This also means that – as interest rates rise, bond prices fall.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes WHAT IS WEALTH? – Can you get rich and still buy what you want? Yes. Find out how.
Amanda L Grossman @ Frugal Confessions writes 6 Unique Stocking Stuffers for Under $5 – Stockings hung by the chimney (or mantle, or wall) with care are sometimes an afterthought on Christmas morning.
krantcents @ KrantCents writes Progress Is Never a Straight Line! – Progress is forward movement toward a destination or goal. In education, changes are made often and the results are mixed! Have test scores increased from the changes? If they did, that would be progress. We need progress in everything we do. Business and your personal life are based on achieving goals.
Roger the Amateur Financier @ The Amateur Financier writes Five Quick, Easy, and (Relatively) Inexpensive Gift Ideas – It’s almost here! Yes, Christmas comes tomorrow, the day that many of us (particularly those of us who are under age twelve) wait for all year.
PPlan @ Provident Plan writes Do you want to pay off your debt faster? – We currently have a little over $30,000 in student loans and a mortgage that sits at around $110,000 to pay for which we are working on eliminating.
Shondell @ Call Me What You Want, Even Cheap writes Would You Cosign A Loan For A Friend? – Cosigning for a friend seems like such a nice thing to do for someone. I mean who doesn’t want to help out a friend in need, plus people who need a cosigner always have a great story to why you should cosign for them. I remember when I use to be a lender at a bank, I would come across so many individuals who should have never cosigned for someone. Some were not aware that cosigning meant they were on the hook for the loan, while others just never quite understood why their FICO score was so l
Bob @ ChristianPF writes A New Baby Checklist: Everything You’ll Need For the First Months – Are you welcoming a new baby to your family? If you are, there are a few things you’re going to need, and it’s best that you get as many of them before the baby arrives as you can. Life happens very quickly when a baby comes along, and advanced preparation is truly a virtue.
Debt Guru @ Debt Free Blog writes Best Financial Practices for an Organization – In the past month, I have slowly adjusted to working a new job at a non-profit. I am currently working in Operations for a small organization and so it means that I am in charge of any and all of the day-to-day items. This includes both website maintenance and also the finances.
Crystal @ Budgeting in the Fun Stuff writes Settling in at Home – Pictures as Promised – After some requests, here are some new photos of our house and some pictures of me as a Chick-Fil-A mascot cow.
Tushar @ Finance TUBE writes Why It Makes Sense to Convert Annuities into Cash? – Today I will be talking about why it makes sense to convert annuities into lump sum of cash. The easiest way to understand an annuity is to think of insurance in reverse.
Aloysa @ My Broken Coin writes A Wacky Way to Create a New Career – Still, that game and reality show contestants are household names can help you launch a new career–if you win big.
Jen @ Master the Art of Saving writes Potentially The Best Christmas Gift Ever: Mini Survival Kits – Usually for Christmas we buy presents for our household and for anybody that we’ll be celebrating Christmas with. For example: last year, we went over to my parents house for Christmas dinner, so we got presents for each of them.
Jon the Saver @ Free Money Wisdom writes Should You Relocate to Find a Job? – There are some great reasons to relocate and some really really bad ones. Make the move wisely and lessen the burden on your finances.
MMD @ My Money Design writes My Stocks with High Dividends Income Report – December 2012 – Stocks with high dividends are a great way to create passive income, lower tax payments, and retire early. Here is my 2012 Quarter 4 performance report.
Daisy @ Add Vodka writes Getting Back On Track With Goals – Having success in past years with my goals, this year I am going at my 2013 goals with new vigor.
Jennifer Lynn @ Broke-Ass Mommy writes December Distractions & Frustrations. – Noticeably I have been absent this week, and the third “Hi, are you dead?” type of email just popped into my inbox. I am fine, my zexy kittens. It just has been a frenetic, nutsy type of week.
TDB @ Tax Deduction Blog writes Master the Tax Credit Maze: A Short Primer on Child Tax Credits – What is a qualifying child in terms of the child tax credit? How do you figure out if your child qualifies? The answer is surprisingly simple.
Ted Jenkin @ Your Smart Money Moves writes Should I Tip The Housekeeper? – It’s a big holiday week in the United States with many of you off to some vacation destination to spend time in sun and fun or skiing away from dawn until
Jason @ Work Save Live writes Harley Davidson(R) Visa Credit Card Review – The Harley Davidson credit card boasts great rewards, Visa Signature perks, and no annual fee.
Eddie @ Finance Fox writes Are Money and Success the Same Thing? – No, money and success are not the same thing.People need to stop defining themselves by their money or what it can buy them. Money and success are not the same.
Christopher @ This That and the MBA writes Using Online Tools to Manage a Household Budget – Take a look at these tools that are available online to manage a household budget. Take a look at my budget template as well.
Justin @ The Family Finances writes My Frugal Haircut – Looking professional can go a long way in helping your career. But you don’t need to spend an arm and a leg to get a professional-looking haircut.
Sustainable PF @ Sustainable Personal Finance writes Why Solar Power Rocks – Solar energy has become one of the most popular alternative methods for providing power to a home.
Wayne @ Young Family Finance writes My New Years Resolutions – While some people may hate new years resolutions, I have come to enjoy them. In the past two years, my wife and I have accomplished a lot more because of resolutions or goals, if that’s the term that you prefer to use. Most people associate resolutions with weight loss.
Rachael @ Money & I writes Cloud of Poor Judgement – Here are some top tips on how to keep a level head in the New Year sales. Great ways to avoid over spending!
Matthew Allen @ The Pay Off Credit Card Network writes Can I Pay My Credit Card with Another Credit Card? – Are you wondering, can I pay my credit card with another credit card? The answer is a two-fold yes! There are two parts to the answer because the person asking the question could be wondering one of two different things.
Don @ MoneySmartGuides writes 5 Ways to Waste Money This Holiday Season – The holiday season is here again and the time has come to fly off to your favorite destination, do the things you have always dreamt of doing, see the places that you have dreamt of seeing, eat the foods that you have wanted to taste, meet interesting people you have never met before and maybe fall in love if you are still single.
Ashley @ Money Talks Coaching writes Tracking Your Spending Will Change Your Life – If I could close my eyes and make one change in everyone’s finances I know what it would be. It wouldn’t be to have everyone pay off their debt.
James @ Free in Ten Years writes The hidden psychological stress of work and why I want out – Working can be bad for your health. Opt out by planning for an early retirement.
Buck Inspire @ Buck Inspire writes Avoid Finance Charges, Use AutoPay! – We work so hard for our income. Don’t let finance charges from not paying your bills on time eat away at your savings. Setup AutoPay in a minute and don’t worry about it again.
Passive Income Earner @ The Passive Income Earner writes A Short Story about the Gold Bullion – Gold Bullion is a symbolization of the majority of gold available in the market place. Buying and selling of gold bullion can be done in the form of gold coins, gold bars or ingots. This form of gold is convenient from the point of view of handling. It is usually processed further for appropriate use.
SFB @ Simple Finance Blog writes 5 Cheap Ideas To Entertain Your Kids When School’s Out – When my kids are on school vacation, I tend to go a little insane. That’s why I’ve got a list of cheap ideas for keeping them busy when school’s out.
Kyle @ The Penny Hoarder writes 4 Ways Plow Your Way Out of Debt – If you find yourself deep in debt, you may feel hopeless, but know that you have the tools to get yourself out of debt and recover financially. Here are some steps to follow that can help you get out of debt quickly:
Daniel @ Sweating the Big Stuff writes The Most Powerful Moves to Make With Your Money in Your 20s – Ah you got to love being in your 20s. Life is amazing. You can get away with anything….
Hank @ Money Q&A writes What Should You Do With Your Unwanted Gift Cards – What should you do with unwanted gift cards? there are several alternatives that you can use to get rid of those unwanted gift cards and either earn cash or exchange them for gift cards that you do want.
Joe @ Midlife Finance writes Getting A Loan: Fast – Money’s short. Too short, in fact — you have a payment coming due. Where can you come up with the money — fast?
Joe @ Retire By 40 writes A Little Active Income Goes A Long Way In Early Retirement – While passive income is good, you’ll most likely have to get creative if you want to retire by 40. Most people won’t be able to generate enough passive income by this age so it’s good to generate some active income to bridge the gap to full retirement.
Tushar @ Start Investing Money writes Tips for Choosing High Yield Mutual Funds – If you are considering investing some cash in mutual funds, it makes sense that you’d want to invest in the best ones you can find. So called high yield funds are the best ones to look for, since they provide you with the opportunity to enjoy the highest possible yield you can.
Corey @ Steadfast Finances writes What You Need To Know About Debt Relief – Being in debt can be incredibly stressful. The logistics of just trying to remember who you owe money to and when you have to pay them are enough to drive you crazy, but on top of that you have to deal with all of the uncertainty, fear, sacrifices, and damaged relationships.
KK @ Student Debt Survivor writes Avoid Student Loans Like the Plague – Student debt can put a real damper on your ability to build wealth. Use these 6 tips to avoid student loans all together, or to keep the principle you borrow as low as possible.
Tushar @ Earn More and Save writes Unconventional Investment Series: Investing in Art – This week’s Earn More and Save -Unconventional Investment Series- covers investing in art.
CAPI @ Creating a Passive Income writes Passive Income: So, You’ve Won the Lottery?! – If you win the lottery, you need to know what to do with it. Poor financial planning has ruined many previous winners, so don’t let this happen to you.
Michelle @ The Shop My Closet Project writes Minus $330-What a way to start the New Year – I think it was New Years Eve 2006. Things were not going well. I was suffering from a lack of passion encompassing basically everything. The problem was made worse by a severe lack of direction and the beginning rumblings of the recession that would soon sweep down on us like a storm. Money was tight because I had too many debts and not enough month and a serious lack of personal focus.
Invest It Wisely @ Invest It Wisely writes Happy Holidays – So, if the world hasn’t ended and this post goes live… Happy Holidays!
Suba @ Broke Professionals writes Yes Virginia, You Can Change Your Own Oil – Perhaps it is just me, but it seems that a lot of us no longer do any type of maintenance on our own cars anymore – especially us girls! If you have a vehicle and are strapped for cash, you can still care for your car well by handling a few fairly straightforward maintenance tasks yourself.
Maria @ The Money Principle writes The Best of The Money Principle 2012 – The Money Principle – The Best of The Money Principle 2012Couple of days ago I was casually browsing the internet; one of these sessions when you have no purpose and keep your expectations low – this way you won’t be disappointed when most of what you come across ranges from the trivial to the absurd.
Andrew @ 101 Centavos writes The Good Life in 1958 (or not) – To quote Will Rogers, things ain’t what they used to be and probably never was. According to the American Enterprise Institute’s blog (AEIdeas) in the good old days of 1958, workers had to toil and slog for months to be able to afford spiffy consumer goods like toasters and TVs that today are available for a mere pittance.
CF @ The Outlier Model writes Net Worth Update: January 2013 – Tracking your net worth is the best measure of financial success. It doesn’t tell you when you’ll be financially independent, but it is a great marker of overall financial health. Here’s where we stand at the beginning of 2013.
John S @ Frugal Rules writes Will You Be Saving Money in 2013? – As we close on 2012 and look forward to 2013 it’s a better time than ever to look at how you’re doing in relation to saving money. What new ways are you going to be implementing to be saving money in this upcoming year?
Deacon @ Well Kept Wallet writes Top 10 New Years Resolutions for 2013 – According to a study by the University of Scranton’s Journal of Clinical Psychology, 34% of people make New Year’s resolutions that are money related. In fact, this is a 4% increase from the previous year. Learning how to manage money well seems to be a trend and I hope to help people with that. However, money is not the only subject on people’s minds. Here is a list of the top 10 New Year’s Resolutions for 2013.
Miss T. @ Prairie Eco Thrifter writes How to Prevent Three Common Disastrous Personal Finance Mistakes – Let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. On their own, they may not seem too major but if you are guilty of more than one, you are seriously affecting your financial security.
Little House @ Little House in the Valley writes Davis Was a Disappointment but Fulsom Was a Fave – I finally made it out to the Sacramento/Davis area and checked out a few towns I had on my list. To back track a bit, Mr. LH and I have been toying with the idea of moving to Northern California from Southern California. We still aren’t 100% set on the possibility of a move, but there are some pros and cons of staying versus leaving and vice-versa.
Little House @ Little House in the Valley writes Is Starbuck’s Worth the Wait? – As much as I love Starbucks coffee, waiting 20 or more minutes for my drink is becoming a little absurd. I’m not so sure it’s worth the wait anymore, especially now that I can get a similar drink at say, McDonalds or Dunkin Donuts.
Jeremy @ Modest Money writes Cutting Recurring Costs to Save Money – Recurring monthly costs can add up quickly without you noticing. They can chip in to your income, leaving you with less to squirrel away for a rainy day!
Girl Meets Debt @ Girl Meets Debt writes Cheap Date Ideas – The ideas that I am going to suggest are not going to be new, earth-shaking creative, but I can promise that they are all going to be fun and might even impress your significant other for suggesting something that is easy on his (or her) pocket.
Glen Craig @ Free From Broke writes The Debt Movement – Pay Down Your Debt, An Interview With Jeff Rose – Are you in debt and fighting to get out of it? Consider The Debt Movement. I interview Jeff Rose, founder, about what The Debt Movement is all about.