Reaching Your Goals in 2015

Reaching Your Goals in 2015

It’s that time of year again – time to come up with some goals (or resolutions depending on your preference) to strive for over the course of the new year. Some of you will succeed, but others will unfortunately fail. For those that have fallen short of your goals in the past, I am here to help. I have found two “secrets” that help me reach my goals 95% of the time. While I’m still not perfect when it comes to reaching my goals, being 95% of the way there is a good place to be. So what are my secrets? Read on to find out!Continue Reading

Our New “Budget” in 2015

Our New “Budget” in 2015

As a personal finance blogger, I have failed all of my readers. If this were a religious blog, I’d start out with the bold claim: “I’ve sinned.” You see, I stopped budgeting. Here’s why I stopped budgeting and how I plan to mix it up and get back to prioritizing our funds.Continue Reading

2014: A Year in Review

2014: A Year in Review

Wow, 2014 seemed to go fast. I can’t believe it’s already 2015… but I seem like I say that every year. Time seems to go by pretty fast, and that is part of the reason I take a moment to reflect on the year for all of you. 2013, if you recall, was a year of transition, adjustment, and steady financial growth for us. 2014 continued with some of the same trends, and then threw us some curve balls as well: both good and bad surprises.Continue Reading

How To Save Money On Your Health

How To Save Money On Your Health

Staying healthy is important not just for quality of life and having a long life, but also when it comes to your finances. When we see estimates of how much we need to retire, most of these assume we will be in good health. Unfortunately, not many of us are in good health. If you have been to the doctor or the hospital, you know that the cost of healthcare is sky high. So what can you do to keep health related costs in line? Below are a handful of tips to help you out.Continue Reading

Cash Flow Problems? How to Maintain a Strong Cash Flow for Your Enterprise

Cash Flow Problems? How to Maintain a Strong Cash Flow for Your Enterprise

They say that cash flow issues are never far behind when you are running an enterprise, especially if it is a small or medium-sized business or a start-up. But if you feel that your business is flagging behind despite having an excellent product or service, it could all stem from one culprit: your cash flow and how it is handled.Continue Reading

Retirement Moves to Make in Your 20s

Retirement Moves to Make in Your 20s

A recent trend from my informal surveys is that many young adults are not preparing for retirement, despite the huge advantage that young adults have. There are a number of different reasons for this inaction, including: not earning enough income, too much debt, not understanding the benefits, AND…not knowing HOW to prepare for retirement.Continue Reading

Remember The True Holiday Spirit

Remember The True Holiday Spirit

Somewhere along the way, we lost the true meaning of the holidays. Remember, it’s all about giving and not receiving? Many people mistake the giving part as needing to give a lot of gifts and end up in debt as a result. What you should be doing is giving to those in true need. Here are a few ideas to help you give back and feel the true meaning of the holidays this year.Continue Reading