Steps to Start Investing

Steps to Start Investing

Jumping directly from noninvestor to investor is a very big leap, one which is often understated. The decisions you make right now really will affect the rest of your life. So start slow…the markets will be there tomorrow. Here’s a quick survival guide for new investors who want to make the leap.Continue Reading

Financial Carnival for Young Adults

Financial Carnival for Young Adults

I hope everyone is enjoying their weekend. I had a busy week this week and had to work a half-day on Saturday, but have enjoyed today to finally catch my breath. A lot has been happening the past couple of weeks and I can’t wait to fill you in on the details in the comingContinue Reading

Preparing for Next Year’s Taxes

Preparing for Next Year’s Taxes

Tax season has come and gone. The forms, the paperwork and all the worksheets are closed for another year. Before you forget the words “income taxes” for another 9 months (and before you put the tax folder in the box for the next 7 years), stop and think: “what could I be doing to make this all easier?”Continue Reading

Save Money By Going to School

Save Money By Going to School

This post isn’t about how you save money in college. Rather it’s about how you can use colleges and schools to get big discounts on some pricey services. You might now be thinking that I am going to talk about how my alma mater has a deal with AAA or something to save me some cash. Wrong again. I am simply talking about volunteering yourself or your possessions for the benefit of tomorrow’s leaders (and a fatter wallet for you)!Continue Reading

Common Conservative Investments

Common Conservative Investments

Risk and reward follow one another. It feels great to make money, but terrible to lose it. After several years of rising stock prices, it’s easy to think that money just grows on trees. All it takes is one look back at 2009 to see just how bad things can get. Conservative investments have a place in everyone’s portfolio, just as riskier investments do, too.Continue Reading

How We Created an Emergency Fund

How We Created an Emergency Fund

One of the most basic important things that you can do to improve your financial position is to create an emergency fund. The experts have been saying this for a long time and this is one instance when the popular saying rings true. As many of you will recall, my wife and I had to dip into our emergency fund months ago when I transitioned into my new job. The only way to buy a used car in a short time is to use some of that cushion. Here’s how we created that cushion in the first place.Continue Reading

Is It Bad to Get a Large Tax Refund?

Is It Bad to Get a Large Tax Refund?

Of course tax time is stressful and confusing. We can list any number of mundane tasks that we’d rather have engaging our free time. I believe that cleaning bathrooms would even contend. However, for a large majority of Americans, completing your tax forms is not all pain for no gain.Continue Reading