Shopping Lessons Learned

Shopping Lessons Learned

When I arrived at the store, I was greeted by a salesman who proceeded to tell me he would find me a great suit and took my measurements. I was instantly turned off. While I am not a salesman, my wife is and over the years, I have learned to spot what makes a good salesman and what makes a poor salesman.Continue Reading

Planning Ahead: Starting a Family and Preparing for College Savings

Planning Ahead: Starting a Family and Preparing for College Savings

As fall kicks into high gear, perhaps you’re looking ahead to when you’ll be starting a family or you’re already in the routine of shooing young kids out to door to meet the bus and reminding them not to forget their lunches. In either case, back to school season should also be a reminder that it’s time to think through your plans for college savings – the sooner, the better.Continue Reading

Popular Excuses to Delay Investing that Nobody Believes

Popular Excuses to Delay Investing that Nobody Believes

Young adults have the upper hand when it comes to investing because time is on their side, but only when they take advantage of it. Too often, as is the case with some of my close friends, young adults (and people in general) make excuses to delay investing. As it turns out, there are several common excuses that everyone makes, and they fall in three types/categories. There may be a few more excuses that people create, but the popular ones fall into one of the following three categories.Continue Reading

How to Kick Unemployment’s Butt!

How to Kick Unemployment’s Butt!

While it’s clear that you can’t prepare for everything, there are a lot of things that you can control. Don’t let a simple change in job status affect your financial future – take steps now to prepare and join the movement of young adults kicking unemployment’s butt!Continue Reading

Is it Worth TRYING to Beat the Index?

Is it Worth TRYING to Beat the Index?

Few things are as alluring as beating Wall Street. Whether you’re a slow-going Buffett fan or a fanatic of in-and-out trading and influence George Soros-style, the idea of beating the market averages over the long term is what any investor wants to do. Beating the index marginally…say, by 1% a year for 20 years, makes a huge difference in total returns. However, beating the index reliably and over the long term isn’t as easy as shaving an extra 1% from the market each year. Every investor wants to do it, but should you try to do it? And if you want to beat the index, what are the more reasonable ways to do it?Continue Reading

Debit Versus Credit Card?

Debit Versus Credit Card?

I know that many people are against using a credit card. They see that it is too easy to overspend and get into credit card debt. I also see those in favor of using credit cards for rewards. Personally, I use a credit card solely because of the rewards I earn. I take the cash back and use it to invest in the stock market. There is one other reason to use a credit card over a debit card: security.Continue Reading