Today I worked from home due to a snow storm. While I don’t like the hassle that often accompanies the snow storm, it does remind me that the Holiday Season is fully upon us. To me this means some days off, time to spend with family, maybe a couple presents, and looking forward to the new year. But to many others, the entire focus is solely on shopping. If shopping is on your task list, I have some very simple advice for you.
My Simple Advice for Holiday Shoppers
My wife and I went shopping to get our new phones (we were due for an upgrade). We went out on Sunday evening and went directly to the local store. Before we hit the stores, I knew that I was not going to enjoy this trip. Traffic was bad and was only a foreshadowing of the lines inside the stores. Those who know me well know that I don’t like lines or big crowds of people. While it didn’t take us that long to get new phones, it did remind me that shopping is a common event at this time of year.
While I’m not a huge fan of seasonal shopping because you are most likely going to be tricked into buying more than you need, I also know that everyone makes their own decisions. While I may not be able to convine you to avoid shopping together, I can help you earn a little extra money back from your shopping with this basic advice: USE A CREDIT CARD.
Is a Credit Card Really a Good Idea?
I can just hear some of the reactions already.
“Corey, are you sure this is a good idea. I’ve always been told credit cards are evil.”
Despite what you may have heard, using a rewards credit card can get you a small percentage of the money that you spend. If you were already going to spend this money, that’s an automatic savings.
My wife and I use rewards credit cards for all of our regular purchases (not just seasonally) and we earn several hundred dollars a year. If you don’t use a credit card, try it out this holiday season and you may find that you like it so much that you keep this new habit into the new year.
Check out the latest Capital One Vine videos afterward about the new Spark business card.
This post is sponsored by Capital One, but all my thoughts and experiences are my own.