Author Archives: Corey

How to Save Money: Even Your Milk Money Counts

How to Save Money: Even Your Milk Money Counts

Do you find yourself saying that you don’t have enough money? Is it hard to find the pennies necessary to pay the bills? Saving money can be difficult at times for a lot of reasons. Whether it is because you are stuck in contract to lease a car or can’t stop yourself from buying the latest, greatest item, it can be hard to save money. The simple fact is that it is hard to postpone gratification when you get a “high” right now. The important principle in understanding how to save money is that every little bit helps… even your milk money. Continue Reading

Average Tuition Increase Rates: Why High Projections are WRONG

Average Tuition Increase Rates: Why High Projections are WRONG

If you being responsible and saving for your child’s education years before he/she attends college, I bet you have taken a look at the average tuition increase in order to try and estimate the amount you need to save so that your child doesn’t have sell a body part in order to pay for school. As a person who has paid 3 different schools for tuition (and recently), I know how difficult it can be to pay for the high tuition costs. While tuition costs are certainly high, it doesn’t mean that the estimates of high annual tuition increase predictions are accurate. For those trying to estimate how much college will cost in the future, you need to read this! Continue Reading

When are You Ready to Buy a House?

When are You Ready to Buy a House?

Buying a home is a BIG financial commitment that should not be taken lightly. As with all big decisions in life, the answer to whether you are ready to buy a home is very personal. There are a lot of factors at play and only you can answer this question. This guide will give you the information to make an informed decision. I detail the costs of home ownership (both common and hidden expenses), and also give you key benchmarks to help you make the decision. Continue Reading

Why Lease a Car: Reasons It’s Better than Buying

Why Lease a Car: Reasons It’s Better than Buying

Have you ever thought that you knew what the right financial decision was, only to be convinced the other way? Recently, a friend of mine told me of her desire to lease a car and she wanted my help. Originally, I was a skeptical, telling her that the best financial decision she could make would be to buy a used car, not lease a new car. While I still stand by my decision, I have come to realize that everyone’s situation is different. It may be easy to convince yourself that you have the best solution to a life situation for someone else, but it is much different to make it a reality. Continue Reading

The Zen of Shopping: 10 Ways to Quiet Your Impulses

The Zen of Shopping: 10 Ways to Quiet Your Impulses

In our materialistic culture, it’s easy to tempted by the allure of new and exciting products, especially as advertising becomes ever more targeted. Companies know more than ever about our personalities, lifestyles and buying habits, and promote products and services accordingly. This often leads to impulse buys which can result in budgets being stretched too thin. In fact, a CreditCards.com study found that 5 in 6 Americans make impulse buys, while 54 percent of those surveyed have spent $100 or more on something they didn’t plan to purchase. Continue Reading

Chart Analysis For Beginners By Xtrade Europe Expert Traders

Chart Analysis For Beginners By Xtrade Europe Expert Traders

Well the tile might be a little misleading – there are no pie charts in forex, however analytics are a big part of your daily trading routine. At XTrade Europe Academy, daily reports offer a detailed analysis of price points over the course of a 24-hour trading period. The activity is displayed in the form of “Japanese candlesticks” (More info further down) to give you highs, lows and current price levels which you can use for your own trading strategy as well as an explanation of the activity. XTrade Europe and other online trading platforms should offer out these reports twice a day. Continue Reading

Best Practices for Establishing Credit

Best Practices for Establishing Credit

In today’s world, a good credit score is a powerful tool for financial stability. It may determine if you can borrow money for a mortgage, car or other loan and what interest rate you’ll pay for that loan. Your credit score may also be a factor in whether or not you can rent an apartment or how much you pay for insurance. The two major credit scores are the FICO score used mainly for lending decisions, and the VANTAGE score, created by the three major credit bureaus to compete with FICO. Continue Reading