Why It’s Difficult for Young Adults to Save Money

Why It’s Difficult for Young Adults to Save Money

US Households struggle to save money. This is a fact. With the average personal savings rate at around 6%, it’s clear that households across the United States struggle to save money and ultimately build wealth. While families across the country struggle to...
Resetting Your New Years Goals

Resetting Your New Years Goals

If you are like many, some of your New Years goals have already fallen by the wayside. Instead of just packing it in for the year thinking you’ve failed for good, now is a perfect time to step back and reassess the situation. Here are some tips for how to do...
Keeping Money Simple

Keeping Money Simple

It’s been written before on this site about the importance of having a budget . And I know that many people don’t like hearing the word budget. It gives them an image in their head of restricting their spending and not being able to enjoy today, but rather...
Don’t Set Your Budget In Stone

Don’t Set Your Budget In Stone

After reading the title of this post, what comes to mind? For many, they might think that you shouldn’t create a budget when you are 25 and have the same one when you are 55. While this should be obvious, you actually need to review and update your budget more...
Escaping a “Budgeting Stink”: Redefining Budgeting

Escaping a “Budgeting Stink”: Redefining Budgeting

The past few months have been quite busy for my wife and I. Those who follow this blog regularly will know that we just moved to a new city (and state). The move was busy enough, but now we are adjusting to living in a new city, making new friends, and living with a...