Category Archives: Uncategorized

Evaluate Your Spending For A Happier Life

Evaluate Your Spending For A Happier Life

Are you happy with where your life is? Do you want to be happier or maybe just even happy? Many people might look at their career or relationships as the reason for a lack of satisfaction in their lives. But the issue could be a lot simpler than that. It could be your spending.Continue Reading

5 Tips for Starting Your Career Off Right

5 Tips for Starting Your Career Off Right

Moving from college life to adult life can be a shock to many new graduates. Not only is it a lot harder to get through a day at work after a night of drinking than getting through a couple of classes, it also is tough to be tied to a desk for 40 or more hours each week. In this post, I am going to share with you 5 tips to starting your career off right. Not only will they help you now, but they will set you up nicely in the years to come, opening up many more doors. Let’s get started.Continue Reading

Should You Take A 401k Loan?

Should You Take A 401k Loan?

When you are in a bind and need some money, taking a loan from your 401k plan sounds like a good idea. After all, you would just be borrowing from yourself. But there are many things to take into account before you take a loan from your 401k plan. In this post, I will walk you through these things so that you can make the best choice possible.Continue Reading

Is Owning a Home Worth It? 9 Month Recap

Is Owning a Home Worth It? 9 Month Recap

I can’t believe that my wife and I have owned our home for over 9 months now. Since it’s been almost a year, I thought it would be appropriate to review if owning a home is really worth it, both financially and in general (because, don’t forget, not everything is just about money).Continue Reading

Being Smart When Buying Electronics

Being Smart When Buying Electronics

When I was younger, I was into electronics. While I still am interested in them, things are different. Back then, whenever a new gadget would come out, I would be the first one to have it. Over time though, I realized I was wasting my money, mainly because there was a premium attached to hot new technology items. This is even more evident today with how rapidly technology is changing. In any case, this post will walk you through some steps for being smart when it comes to buying electronics.Continue Reading

The Importance Of A Will

The Importance Of A Will

Recently in the news, there was a story about the family of the late Robin Williams, fighting over his estate. I didn’t get to hear all of the details, but it saddened me that things ended up this way. While a will won’t solve everything ñ and in some cases, people will contest a will and having a will goes a long way in making sure that your possessions go to where you want them to go. A will also provides comfort to those you left behind. Below are the reasons why you need to have an up-to-date will.Continue Reading

Popular Excuses to Delay Investing that Nobody Believes

Popular Excuses to Delay Investing that Nobody Believes

Young adults have the upper hand when it comes to investing because time is on their side, but only when they take advantage of it. Too often, as is the case with some of my close friends, young adults (and people in general) make excuses to delay investing. As it turns out, there are several common excuses that everyone makes, and they fall in three types/categories. There may be a few more excuses that people create, but the popular ones fall into one of the following three categories.Continue Reading

Hidden College Expenses

Hidden College Expenses

When it comes to paying for college, the expenses that come to mind are your tuition, room and board and of course, books. But there are many other expenses that we often overlook. We don’t intentionally overlook them, but because they tend to be on the smaller side, they get lost when we are looking at the big expenses. So what are these expenses and how much should you set aside for them? Keep reading to find out.Continue Reading

How Debt Hurts You

How Debt Hurts You

We all know that debt is bad. Having debt means that we are spending more than we are making. While some instances debt is required, such as for the purchase of a new home, in most cases, debt is a bad thing. In this post, I am hoping to show you just how much debt hurts you financially. I hope to open up your eyes so that you stop living a life in debt and start saving for your future.Continue Reading

A Budget That ACTUALLY Works

A Budget That ACTUALLY Works

When it comes to be financially successful, everything begins with the budget. With a functioning budget, you see exactly where your money is going and where you need to cut back. It is essential that you have a budget. Even though knowing how important a budget is, many put off creating one. In many cases, they get frustrated by the budget they are trying to stick to. Fortunately with technology, there are endless options when it comes to budgets. Here are just a few examples.Continue Reading