Tag Archives: how to create a spending plan

Your Spending Plan

Your Spending Plan

For those graduating college this month, before you lay unlimited possibilities. Your future is whatever you make of it. Many of you will be moving out on your own with your first “real” job. While this is a time filled with excitement, it is also filled with uncertainty. How are you going to pay for everything (including your student loans)? Luckily, there is a tool to help you. Most call it a budget. I call it a spending plan. I like a spending plan because it is a guide to help you achieve your goals. A budget on the other hand sounds like a restriction and implies negativity. Continue Reading