The importance of a good credit rating

One of the most ubiquitous influences on your financial well-being from now on will be your credit rating. Your credit score, which is expressed as a number between 300 (high risk) and 900 (low risk), will follow you for the rest of your life. But these numbers only...

Living With Parents after Graduation from College

In preparation for graduation from college, I am sure many college students have big plans. They plan to get a job immediately after college and perhaps buy their own home soon after that. College students may want to travel, or get a dog (that wasn’t allowed in...

Reader Question: Where to Keep Your Savings?

As 20’s Finances continues to grow, I have been getting more and more interaction from my readers. I had one reader contact me and ask what they should do with their money. She claimed that she had a lot of money sitting in her bank account, not getting a high...

Weekend Wrap up – GIVEAWAY Edition

Greetings everyone! It has been a while since my last giveaway, so I figured it was time to do another one. This giveaway is also being featured on my other site (Passive Income to Retire) as well. No, that doesn’t mean twice the prizes… Just trying to...

One Saving Goal at a Time or Many?

Saving money may sound simple. Increase your income or reduce expenses, or some combination of both and you’ve got savings. I reinforce these ideas on this blog all the time. But, it’s not always that simple. Saving money doesn’t always work out the...