Buying Gifts for Co-Workers and Bosses. Yea or Nay?
I previously talked about how to handle holiday office parties professionally. Now I want to discuss how to handle buying gifts for others at work. This can be trickier than one might think. I know when I first started off, I wasn’t sure what was considered to...
Should You Invest in Bonds?
Bonds are understood to be the middle ground between stocks and cash. Bonds are more volatile than cash, but offer higher returns. Bonds are less volatile than stocks, and provide for lower returns in the long-run than stocks. What are Bonds? When a business or...
Buying Your First Home: Is Hatred for Renting a Good Reason to Buy?
Anyone who knows me, or even stalks me on twitter, knows that I hate renting. It was just last month that I got a message from my landlord. She called one evening when I was watching a movie and I didn’t bother to answer. I knew she would leave a message if it...
How to Prepare for Final Exams in 3 Steps
I know, most of you reading this is are asking why am I writing about final exams in early November? Final exams are over a month away! While this is true I have found that I did best on the final exams that I started studying for early. In fact, here is the pan of...
Having Children Too Soon?
Graduating college and finding a job within one of the worst economic environments in the past 50 years was hard enough as it was. My wife and I got through it and seem to have found at least a little bit of financial security. Yet, I can’t imagine doing it with...
Should You Use Target Retirement Funds? – Pros and Cons
Target date funds are a new innovation on Wall Street, a product designed for convenience and easier retirement planning. A target retirement fund is one which builds an asset allocation mix based on a retirees expected retirement date. Over time the fund makeup...
What Sandy & 60+ Hours of No Power Taught Me
As many of you know, Hurricane Sandy hit the North East pretty hard this past week. I am happy to report that while I was in the path of the hurricane, everyone that I knew personally did not have any significant damage or injuries. For those who weren’t glued...
Avoiding Lifestyle Creep
It almost seems like a rite of passage; you get a job and suddenly you need to “prove” to everyone that you’ve made it. You need a new car, new clothes, the best apartment. This is known as lifestyle creep. As you make more money, you feel the need to spend this...
