Diversification – Why and How to Do It

Diversification – Why and How to Do It

Diversification is a key part of the investment process. You can diversify within a particular asset class, and also diversify between asset classes. Stocks and bonds are both asset classes. • To diversify between asset classes would be to put 70% of your investment...
Using Credit to Your Advantage

Using Credit to Your Advantage

Too often financial advice is focused on one area or question, when it has larger consequences. Solving a problem is usually a good thing. Unfortunately, in the world of finance, one solution often leads to another problem or question. While it’s impossible to...
How to Fire Your Boss

How to Fire Your Boss

Bad bosses – we’ve all had them before. There are many things that are bearable in the workplace and I have to say that working for a boss that cannot manage people or is incapable of performing their job (or doing it well), is not one of those things....
ETFs vs. Individual Stocks

ETFs vs. Individual Stocks

If there is one thing Wall Street gets right, it’s giving investors choices. One choice that all investors eventually encounter is how to put their money in the market. There are generally two options for the semi-active investor: ETFs and individual stocks. What’s an...
Invest In Yourself

Invest In Yourself

This week has been one of the busiest weeks for the entire year. Not only did I attend a Financial Blogger Conference, but I returned to a hectic environment. I feel like I have been going non-stop for the past week with very few breaks. If that were not bad enough, I...
Earnings by Degree Received

Earnings by Degree Received

  Looking at the chart above, you may come to one conclusion: that it is best to get an advanced degree. After all, the average annual earnings for those with an advanced degree is $87,000. Compared to someone with just a bachelor’s degree, the difference in...
How to Pick a Stock

How to Pick a Stock

The hardest part about investing in individual stocks is the research. Companies and their financial records can be incredibly complex – Johnson & Johnson, for example, has more than 250 subsidiary companies under its well-known brand name. So how should an...