One Saving Goal at a Time or Many?

Saving money may sound simple. Increase your income or reduce expenses, or some combination of both and you’ve got savings. I reinforce these ideas on this blog all the time. But, it’s not always that simple. Saving money doesn’t always work out the...

Financial Goals for 20 Somethings

The following is a post that I submitted to Betterment for their New Years Series on Finances. They graciously agreed to host my article and am providing it here so that my regular readers can view it. When anyone is starting out as a young adult, they are immediately...

Avoiding Unemployment

With the economy the way that it is these days, it isn’t a rare occurrence for people to face layoffs or unemployment. I don’t think anyone would willingly embrace unemployment unless they were extremely wealthy. Because the U.S. doesn’t have an easy...
Why Financing a Car Can be a Bad Idea

Why Financing a Car Can be a Bad Idea

If you are looking to get a car and you don’t have enough money saved to purchase the car outright, you may be tempted to finance a car  so that you don’t have to wait. Most young people long to have a nice car. It is part of an image that they want to...