Getting Smart With Your Money

Getting Smart With Your Money

When I graduated college, I had about $4,000 in credit card debt and $15,000 in student loan debt. I thought I was going to find a job quickly, but that didn’t happen. In fact, I found no work at all. I became depressed and ended up overspending on my credit...
4 Things to Think about BEFORE Your First Investment

4 Things to Think about BEFORE Your First Investment

Investing for the first time can be a challenge – overwhelming in fact. Despite its importance, investing is not a skill that is often passed on from generation to generation like riding a bike, learning how to shave, brush your teeth, and so on. There are...
Wedding Registry: Gifts or Cash?

Wedding Registry: Gifts or Cash?

Wedding season is in full force right now. If you are planning your marriage or are recently married, congratulations! One of the trickiest parts of the wedding is the wedding registry. Do you ask for gifts or just cash? I’ll walk you through my experience and...
Look At Your Entire Financial Picture

Look At Your Entire Financial Picture

It’s all too easy to get caught up in making the biggest salary we can. It’s one of the ways many of us define success by having a fat paycheck. But all too often, we focus on just one area of our financial lives. This could be the aforementioned big...
Dollar Cost Averaging: What is it and Why to Use it

Dollar Cost Averaging: What is it and Why to Use it

Most people who invest are dollar cost averaging fans but they don’t even know it. Dollar cost averaging is founded on a simple idea that investors should accumulate investments over long periods of time in very small doses. Anyone who saves for retirement with...
How To Get Ahead In This Economy

How To Get Ahead In This Economy

Though the unemployment rate has slowly been decreasing over the past year, the economy as a whole is still not in great shape. Many people are still unemployed or underemployed. Regardless if you fall into either of these two categories, or you have a decent paying...
How To Save For A House

How To Save For A House

Saving for a house can be a long and challenging process. Certainly more challenging than the process of purchasing a new home. Both because of how much money you actually need to save and because of the time commitment needed to save that large amount of money. In...
Emergency Funds Exist for a Reason

Emergency Funds Exist for a Reason

This past week, my wife and I were exposed to the possibility of having to dip into our emergency fund. And while the saver in me HATES the idea of having to spend that money that we worked so hard to save up, the other part of my realizes that this is the very reason...