How to Kick Unemployment’s Butt!

How to Kick Unemployment’s Butt!

Two and a half months ago, my wife left her job for reasons that I can’t discuss. Regardless of the reason, she was left without an offer from another company. It was what led me to write the post titled, “Emergency Funds Exist for a Reason.” It was...
Is it Worth TRYING to Beat the Index?

Is it Worth TRYING to Beat the Index?

Few things are as alluring as beating Wall Street. Whether you’re a slow-going Buffett fan or a fanatic of in-and-out trading and influence George Soros-style, the idea of beating the market averages over the long term is what any investor wants to do. Beating...
Debit Versus Credit Card?

Debit Versus Credit Card?

I know that many people are against using a credit card. They see that it is too easy to overspend and get into credit card debt. I also see those in favor of using credit cards for rewards. Personally, I use a credit card solely because of the rewards I earn. I take...
Buying a Used Car: Why Older is Better

Buying a Used Car: Why Older is Better

This past week, I announced that I got a new job. The job comes with a lot of potential advancement in addition to it being a direct application of my unique skill set. This is not to mention the slight pay increase as well. In many ways, it was a...
What Does My Retirement Plan Look Like?

What Does My Retirement Plan Look Like?

A few days ago, I wrote about a retirement plan that almost any 20-something can follow. It wasn’t the best plan out there, nor the most aggressive. In fact, far from it. But, it was something that I came up with to help motivate those who are not currently...
Update on 2014 Financial Goals

Update on 2014 Financial Goals

Setting goals of any kind is an important practice to force yourself to do something. I’ve found that it can not only motivate me, but change my perspective towards the goal – for example, now I look at financial goals as quite fun. It’s exciting to...
Traits of a Successful New Business

Traits of a Successful New Business

Over the past few years, I’ve been more and more intrigued with the idea of starting my own business. I’m not sure if it is the idea of working for myself, or trying to find a way to earn a living without working a 9 to 5 that is so appealing, but...
Timing the Market – Should You Ever Do it?

Timing the Market – Should You Ever Do it?

Timing the market is a controversial idea in the world of finance, particularly in the world of financial planning. On one hand it offers the opportunity for higher returns than the market, on the other it brings about the risk of lagging the market should you fail....