Optimizing Credit Cards

Optimizing Credit Cards

I’ve written before about why you need to use credit cards as a young adult. To recap what I’ve written before, the main point is that if you use credit cards to pay for expenses that you would have otherwise paid for, you can earn money from rewards....
50 Ways to Cut Costs

50 Ways to Cut Costs

Cutting your own spending can seem daunting – but if you think outside the box, you can often find simple solutions to your money problems. Below are 50 tried and true ideas to save money, many of which will work for you. Read on! Cut your own hair...
Mistakes to Avoid in Budgeting

Mistakes to Avoid in Budgeting

If you are new to budgeting, this is just the article for you.  If you think you have budgeting mastered, you may want to make sure you are not committing one of these mistakes. The simple truth is that everyone makes mistakes when it comes to budgeting and we should...
How to Grocery Shop

How to Grocery Shop

In a previous post, I talked about the benefits to learning how to cook. If you are interested in learning how to cook, then you are going to need to know how to grocery shop. You might be thinking that grocery shopping is rather easy to do. The actual task of grocery...
What to Do Years Before Buying a Home

What to Do Years Before Buying a Home

As many of you already know, my wife and I will be moving in a few months. As I’ve already shared before, we’ve already eliminated the option of buying a home. It would be a stretch for us to buy a home this early – it’s possible, but it would...
Extreme Frugality

Extreme Frugality

When I first started out this blog, I went through a series of frugal tips. I prided myself with coming up with weekly tips on how to help people save money. I know that cutting your expenses is the first step to financial responsibility. Regardless if you are making...