Avoiding Unemployment

With the economy the way that it is these days, it isn’t a rare occurrence for people to face layoffs or unemployment. I don’t think anyone would willingly embrace unemployment unless they were extremely wealthy. Because the U.S. doesn’t have an easy...
Why Financing a Car Can be a Bad Idea

Why Financing a Car Can be a Bad Idea

If you are looking to get a car and you don’t have enough money saved to purchase the car outright, you may be tempted to finance a car  so that you don’t have to wait. Most young people long to have a nice car. It is part of an image that they want to...

Easy Ways to Save Money

Have you ever been annoyed at how hard saving money can be? There are times that it just seems like tedious work that isn’t worth the effort. I know as a personal finance blogger, I shouldn’t admit something like this, but it’s true. Being...
Different Types of Financial Aid

Different Types of Financial Aid

  Paying for college can be a challenging task. I am convinced that almost every college students asks him/herself if there is another way they can get money for school. While I think it is important to reduce your spending in college, it is also important to...
What to Do When You Are Behind in Debt?

What to Do When You Are Behind in Debt?

Have you ever set a goal only to fail later? I bet you hate failing to reach your goals. I know I do. If you are in debt and trying to get out, this may be the post for you. For anyone who has been reading my blog for any time, I don’t write about debt that...
What Makes the Best Christmas Present?

What Makes the Best Christmas Present?

Merry Christmas everyone! I hope everyone is enjoying their Christmas. I am currently spending time with family, but thought I would publish a quick post, asking you what makes the best Christmas present? I hope that none of you are still shopping (are stores even...

ROTH IRA – Great Investment in your 20s

Finding the best first investment is a difficult thing. If you are already investing in your employer’s 401k or 403b plan or your employer doesn’t have offer one, you may be looking for the next best place to place your investment. I know this is the case...

Holiday Savings

Do you still need to buy presents for Christmas? You may feel pressured to get something for people you work with or certain family members, but before you run out to the store to buy last minute “deals,” you may want to think twice. Not everyone has...
Why Financing a Car Can be a Bad Idea

Buying a Second Car

As winter season approaches (or is already here) and I make the morning commute on the train, I can’t help but think about buying a second car. I am definitely a frugal person, but I just can’t help thinking about the luxury of driving to work when it is...
Finding Cheap Insurance

Finding Cheap Insurance

One of the best ways to save money is to find the less-expensive insurance. One of the biggest areas within the category of insurance is car insurance. In fact, I spend almost the same amount on car insurance as I do on health insurance. We all know that it...